Why are Real Estate Agents Forced to Join the "Realtors Association" - Real Estate Cartel ?

this is Searched on my Real Estate Industry Whistleblower Sites.. Alot..

it seems that most believe they Have to JOIN the National Association of Realtors to be a real estate agent. Yet NAR will tell you that you don't have to Join, thing is if your Broker is an NAR member ... YOU have to Be... NAR -the Real Estate Cartel well they will boycott you, thrash you, not sell or show your listing if your not a member of the National Association of Realtors.

NAR Claims to Be the "Voice of Real Estate" in towns across our Nation and Internationally. NAR lobbys against consumers... yet billions of Dollars sure does buy public opinion so Real Estate Consumers Keep using Realtors, and Real Estate Agents KEEP getting backed into a Corner to Be "NAR" members called Realtors.

Many think that ALL real estate agents are "Realtors" and don't know the Difference. NAR puts the Propaganda out that if a Real Estate Agent is not a Member of the National Association of Realtors then they are NOT of a Higher Standard and they are somehow inferior in services they provide. When in FACT you have MORE protection in your Real Estate Transaction if you use a Non-NAR Cartel Real Estate agent. If you don't use their Standard "Protect the Realtor" Forms, and have their "Mandatory" E and O insurance to FIGHT when you prove Fraud, Flat Out Lies and Illegal activity.

If the Public, Real Estate Consumers in General don't know the Difference and NAR lies about non-Realtors ... well it is pretty hard to fight being a member if you want to succeed. NAR needs the masses to believe they need a "Realtor" NAR member or they lose their age, and the National Association of Realtors needs ALL real estate agents to believe the lie that NAR provides a surface to the Realtors when really your better off with your own web presence, and to NOT be a part of the MLS Cartel.... the Public owns the MLS and needs to DEMAND access...

Banks should NOT be kept out of Real Estate, NAR should have NO lobby power - using your money to fight for laws that hurt you... the real estate consumer... NAR should have No Clout in local decision making process.. they are an Association... suppose to be of a "Higher Standard" yet they in NO WAY hold Realtors accountable for the lies they tell or the Damage they do to the Real Estate Consumer.

Get NAR out of Real Estate and give the Power back to the Real Estate Consumer and the Honest, Law Abiding Ethical Real Estate Brokers and Agents who are fighting a corrupt real estate cartel with no where to turn to...

Crystal L. Cox
Real Estate Industry Whistleblower
Crystal Cox

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Real Estate Coverups - Do NOT Ever Think that the Powers that Be did not Know this Crash Was Coming.

You Pay the Price for What Lenders Knew all Along Was Happening. Lenders, Banks KNEW, there is TONS of evidence to prove this, and I saw it first hand time and time again.

Banks got you into this Mess, NAR went right along with it and encourage these "Home Values" with no data policing of ANY kind, and with giving constant false consumer confidence as well as pushing your Governing Bodies to create laws that benefited lenders to let more money out to you the real estate consumer while at the same time giving NO Consumer Protection What So Ever... NONE..

Home Inspectors were pressured to Make the Deal go or Get no Business and I have seen this state after state, it is not an isolated incident, nor is it one of the "Agenda's" that the National Association of Realtors Lobbies for, as all the rest of their Bullying and Clout that changes laws and creates rules for NAR to Keep it's unEthical and Immoral Monopoly on the Real Estate Industry.

In the Concept of "Making the Deal Go" there are few innocent parties. The Mortgage Brokers is often involved, their is sometimes magical "Comps" that appear for appraisals, there is new SOLDS that just show up turns out a buddy bought the property with barely anything as a down payment just to get a COMP, there are many factors that "Create a False Market". And NEVER ever believe that the Lenders did not know, they were well aware of this Bubble getting bigger and they were certainly positioned for it, though the public things they went bankrupt. However, if they knew it was happening all along, surely they hid assets, I mean come on....

Read the Following Quote from Ray Wilson Author of 'Bought Not Sold':

" Inspectors, appraisers, and even lenders who honestly expose "unattractive" facts about value or property traits get labelled as "deal breakers" and have good reason to fear consequent boycott. Recently (1999), DATELINE-NBC did an expose on inspectors under the thumb of listing agents. The problem is so severe that as of this writing (2/19/01) more than 4,500 appraisers have signed a petition to Federal authority for relief from lenders, real estate agents and others who exert pressure to force them to "inflate values" and "ignore deficiencies."

This is From the Following Link..
http://www.cognabooks.com/site/collapse.html

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So Forced Inflated Prices, Forced Closings on False Values. And now YOU are losing everything. The Real Estate Industry has betrayed you and they did so knowingly, it was NOT a secret that this was going on, and now those who caused the mess, created the mess they get a bailout, they get to keep making a living off you. Different real estate consumer now though, too bad, but you guys are losing your home, so the real estate industry is selling them at less then loan value to NEW investors, NEW homeowners... and will not lower your loan, but give a loan of a lesser value to a new buyer.

And in the Drivers seat of this Horrible Real Estate Consumer Attack is the National Association of Realtors, who with Realtor.com owns interest in Move.com, HomeGain.com and tons more "affiliations" - meanwhile they petition your government to enact laws that benefit them and those they have these cozy affiliations with, including Cendant, Coldwell Banker, ERA, C21 and all those that are part of Apollo management Conglomerate that has a name change and financial makeover every few years... and also own part of Realtor.com and those same Revenue Streams. All these connected with Lenders, Mortgage Brokers, Websites and they are all after a part of creating a Real Estate Hoax to suck your money constantly all while you think that the of a "Higher Standard" and the "voice of real estate" NAR claims to be has got your back, is protecting you and actually cares about your best interest.
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So When do Real Estate Consumers DEMAND accountability from those who supposedly govern and regulate the real estate industry?
r

When Do Real Estate Consumers get treated with respect and not just as a way for the Real Estate Industry and all it's parts to make a living feeding off of them with no Protection or Accountability provided to them in return for their money, confidence and constant business?
r
Knowledge is Power.

r

And once the Real Estate Consumer is
EXPOSED to the Truth and they really see what is going on,
and how they have been tricked, deceived, lied to and cheated
by the real estate industry and all it's parts, the Real Estate Consumer
will be Outraged, and in this the Real Estate Consumer will DEMAND
accountable and then and only then will the Real Estate Industry Change.
r
The Solution is a Total Makeover of ALL Parts of the Real Estate Industry and to Get the National Association of Realtors out of Real Estate. STOP using Realtors in Your Real Estate Transaction.
r
NAR is a Cartel, and currently it is almost impossible for MOST real estate agents to do a good real estate business without the use of the NAR data base. Add that to boycotts of non-NAR members and well even agents frustrated with the National Association of Realtors can't find a way to quit and still do business.
r

Time for Change.

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Who Really Makes the Money from all that the National Association of Realtors is In the Business of SELLING.. with YOUR listing of course...

Who makes money from Realtor Magazine, from the Realtor Associations that Pay for the Magazine, Who makes money from Electronic Keys, from REALTOR books, REALTORS® Accreditation's, REALTORS® websites, REALTORS® stickers - shirt - jackets, REALTORS® advertising in those magazines and on those websites, or how about Lowes - Dell and other companies that make deals to sell to REALTORS®, how about insurance company affiliations with REALTORS® , Relocation Company Affiliations, Who Makes the actual money from all these associations and the publicly traded companies that benefit from NAR.. what about Cendant, Realogy, Homegain and all those companies who really own each other and own part of Realtor.com - the National Association of Realtors is a Mult-Billion Dollar business built on Real Estate Illusions and is a Mega-Money Making Machine that reaches all sectors of Society and it is done on your dime, your blood sweat and tears and offers you NOTHING in return.
R
One might say wow NAR creates lots of jobs, every sector has a hand in it. Well NO these builders, companies of all kinds that get work within the "Realtor" system do it out of necessity, they would have these same jobs even if NAR did not exist, the only difference is the GREED at the TOP of NAR would not get a piece of the Pie.
R
NAR is not necessary, Real Estate Agents only join because they are forced to. NAR says that it is Choice, but really if you don't join you have to come up with forms, you don't get access to the secret MLS Cartel Data, and the REALTORS boycott your real estate for sale.. so you pretty much have to join.
R
But if NAR, the National Association of Realtors did not exist well then YOU the Real Estate consumer would get a better, more accountable service from your Real Estate Broker.
The affiliations, Clout, insurance, Special Interest, Big Money and E and O insurance that the National Association of Realtors has is very bad for the real estate consumer. If they were not such a Cluster.. a Powerhouse with all their "Pulling of Strings" ability, well then When the Real Estate Consumer proved Obvious Fraud, Blatant Non-Disclosure, Flat Out Lies and Silent Fraud well then the Real Estate Agent would be accountable. But with NAR behind them .. they simply are not held accountable and the System in Place firmly protects the "Realtor" over the Real Estate Consumer. And the Real Estate Attorney system in place goes right along with that.
R
STOP Using Realtor
Demand Accountability.
Do NOT support Mandatory E and O Insurance.
Hold Realtors Responsible for Flat Out Lies that RUIN your LIFE.
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Pending Home Sales Rise for Record Eight Straight Months

"Washington, November 02, 2009

Pending home sales rose again, marking eight consecutive monthly gains – the longest streak since measurement began in 2001, according to the National Association of Realtors®.
The Pending Home Sales Index,* a forward-looking indicator based on contracts signed in September, rose 6.1 percent to 110.1 from a reading of 103.8 in August, and is 21.2 percent higher than September 2008 when it stood at 90.9. The gain from a year ago is the largest annual increase on record, and the index is at the highest level since December 2006 when it was 112.8.

Lawrence Yun, NAR chief economist, said the momentum is understandable. “What we’re witnessing is a rush of first-time buyers trying to beat the expiration of the tax credit at the end of this month,” he said. “Home values will stabilize sooner rather than over-correcting. That, in turn, will mean wealth stabilization for the vast number of middle-class families and lay the foundation for a durable economic recovery.”

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Full Article and Video Below.. Check it Out..
http://www.realtor.org/press_room/news_releases/2009/11/rise_eight
R
Folks don't forget the lies that Lawrence Yun told you that got you into this mess. Don't forget that the NAR President is quoted as Saying it is a Good Time To Buy, when the Market was obviously failing, it was in the news - the blogs and obvious on main street America but the REALTORS at the highest levels told you to Buy and Well you Did and now they are telling you FALSE information again to gain your confidence... they LIED.. don't Forget it.

Also NAR Statistics are NOT accurate. The MLS's I was part of had no way to provide any kind of quality control over the integrity or accuracy of the data in the MLS and this Data is what Lenders, Mortgage Brokers, Realtors, Appraisors used to Create a False Market that was destined to Collapse. But who cares the CEO's got Rich.. took the money and tucked it away, then when bankrupt and put their hand out begging your government for your tax dollars.
R
Now they are foreclosing on your life, when they should be reducing the amount of your loan, they got relief - YOU did not. They made money off your loan, they got a bailout - your stuck with your loan that they get to keep making money from. ENOUGH.
r
The Realtors, the National Association of Realtors has NO Credibility what so ever. THE National Association of Realtors is banking on your ignorance, vulnerability and the fact that you will believe them as the "Authority" - the "Higher Standard" when in TRUTH they are telling you Flat Out Lies, Making Stuff Up and Creating Illustions... NAR - the Great Real Estate Hoax.
R
NAR "Research" has no base in any kind of Reality. They told you false statistics for years, you listened, you were so confident that you PAID way to much for YOUR real estate, and now you owe hundreds of thousands more then your real estate is worth. Oh Well NAR is out to help you with Tax Credits and GOOD News that the Pending Home Sales are Up.. so Breath easy.. Time to Buy, Oh and Don't Forget to Use a Realtor.. that is the point of their Statistics, their Research, their Clout.. Right? R

NAR can tell you ANYTHING, how do you know if it it True or not? You don't? You simply believe them as the AUTHORITY on Real Estate, the "voice of real estate" because of their CLOUT, their Propaganda - Billboards - Ads and because they State their Statistics and Research so firmly.. yet in TRUTH the Political Agenda, Special Interest Groups, Lobbying and Suckering you into thinking you Need a Realtor... this is all to get you to Keep using Realtors so that the National Association of Realtors Billion Dollar Money Machine Keeps on Working.

Who Cares if Lawrence Yun lies or just gets the data wrong, who cares if NAR flat out lies or mis-reads data, they can always blame bad data or whatever.. no one holds them accountable even with news archives of them telling you to BUY just before the Collapse that they SURELY knew was coming and if Lawrence Yun did not know, in some fantasy land of delusion well then what Kind of a Chief Economist is He. Lawrence Yun, YOUR FIRED !!!

Get Realtors, NAR, the National
Association of Realtors out of Real Estate for Good.

R
STOP Using NAR members in your Real Estate Transaction. HOLD the National Association of Realtors accountable for the Industry Trends, Pending Home Sale Data, SOLD Data, and False Consumer Confidence they spew year after year. the National Association of Realtors is Lying to You, don't fall for it again.r

A bank bailout without REAL consumer relief is Bad Business, Fraud, a Blatant attack on the Real Estate Consumer,

Banks taking Short Sales, whereby they sell for less then the Loan to get the Real Estate off the BOOKS, but they won't offer this Price to the Owner because it is Illegal.. .. this is Unethical, a Stranger, an investor can get your home for 30 to 60 percent of your loan but you can't - why is this. If it is law and well mortgage fraud if you do it then why is it not mortgage fraud that the Lenders blatantly did this to you in the first place.
R
They allowed false appraisals, they allowed values to come in at 10% higher and well keep adding 10% and OMG you got 100 percent then 200 percent .. gee I don't know think it would lead to a Collapse? Think that the Real Estate Consumer should be the one to pay for their Stupidity, Fraud, Lies, and Corrupt Greedy Behavior. No Way. Don't Believe any of the Greedy Fools that got the Real Estate Industry into this mess and NAR is at the TOP of the HEAP....

Crystal L. Cox
Real Estate Industry Whistleblower

r
PS. It is NOT a Good Time to BUY unless your getting 50% off of what the property was listed for a Year ago. (This Excludes Lakefront Real Estate) Yes Sad for Sellers, but Lenders, NAR, Banks, and the DEPT of Justice should be Lobbying and enacting laws to get Sellers out of those Liars Loans, those Loans they got based on the lies and false consumer confidence of NAR and those Loans that are NOW way more in "Pay Off" then you could possible Sell your Real Estate For.
R
Lawrence Yun Accountability Blog (not mine)
http://lawrenceyunwatch.blogspot.com/
NAR caused the collapse, look at the above blog
they proposed tax credits and incentives before
all to buy - buy and NOTHING to protect the Consumer
once they do buy to ensure they get a livable, healthy sound home..
R

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Housing Tax Credit Working, So Keep Momentum Going, NAR Urges Congress

"Washington, October 20, 2009

Consumers are just starting to see the first glimmers of a bright future for the housing market and the overall economy. It’s up to Congress to make that glimmer a reality by building on the momentum created by the $8,000 home buyer tax credit.

One of the key ways to do that is for Congress to extend the home buyer tax credit, said National Association of Realtors® First Vice President Ron Phipps today to the Senate Banking, Housing and Urban Affairs Committee during a hearing on “The State of the Nation’s Housing Market.”

“The data on the present home buyer tax credit show that the credit has had its intended impact—sales have jumped in recent months to a projected 5.1 million for the year and housing inventory has been trimmed, thus stabilizing home prices noticeably,” Phipps said. He also pointed out that each home sale generates approximately $63,000 in additional economic activity, providing a tremendous economic boost to the national economy.

“But it is a fragile recovery, and now is the time to build on home sales momentum by extending the tax credit throughout 2010 and expanding it to all home buyers,” he said. The present credit, due to expire on November 30, cannot help new purchasers now who write a contract today—they won’t be able to close before the deadline, and will lose out on the credit, said Phipps. “Without congressional action now, the market and our national economy may freeze again—possibly as soon as this month.”

Phipps called upon Congress to take action on a number of additional fronts to strengthen the recovery. First, make the FHA and Fannie Mae/Freddie Mac loan limits permanent; these are set to expire on December 31. “Maintaining current loan limits would ensure that families have access to low-cost financing to purchase homes and can refinance problematic loans into safer, more affordable mortgages,” Phipps said.

In addition, Congress should continue federal government involvement in the secondary mortgage market. “Without the government’s involvement in the secondary mortgage market, market participants will have no incentive to reach out to lower income, creditworthy consumers. We must ensure that the housing market works in all markets and at all times, and that mortgage capital is provided to all potential and qualified purchasers in a way that promotes sustainable homeownership,” said Phipps.

Congress must also adequately address:

• The lack of liquidity in the jumbo mortgage market;

• Tight credit in the commercial real estate market;

• The Home Valuation Code of Conduct’s unintended side effects that are hindering sales;

• Increased funding to help FHA upgrade their technology and for Congress to ensure that funding be included in the final version of the FY2010 appropriation for HUD;

• Administration incentives and uniform procedures for speeding short sales under a new Foreclosure Alternative Program; and

• The potential for significant spikes in interest rates or disruptions to the flow of mortgage capital as the Federal Reserve unwinds the mortgage-backed securities purchase program to ensure that this does not happen.

The National Association of Realtors®, “The Voice for Real Estate,” is America’s largest trade association, representing 1.2 million members involved in all aspects of the residential and commercial real estate industries. "


Source:
http://www.realtor.org/press_room/news_releases/2009/10/credit_momentum
crystal cox

Lies - Lies - Lies - It Never ends with
the National Association of Realtors

Ok so First of all we know FOR SURE that The National Association of Realtors is NOT Really the Voice of Real Estate, they have just convinced Most of You that They are.

Next, Well NAR should NOT be Urging Congress, the We the People should be actually getting decisions made that REALLY benefit the Real Estate Consumer.
R
This Tax Credit Thing, Well it seems good to Many, but really it is just a NEW way to gt buyers into bad loans. These Credits are used as down payments in some cases right, so the lender uses this illusion as a way to say hey buyer you have this NOW let's get you into that house. This way lenders can get some of those foreclosures off the books and NAR can start fabricating statistics that the HOUSING market is getting better when in REAL-ity, houses are going for 50% if that, many banks cannot even give houses away.
R
Using a Tax Credit as a down payment, talk about illusions. NAR pushes for Tax Credits and now buyers use it to get into houses they cannot really afford and the Cycle Starts ALL over Again - you Lose.
R
Big Interest.. Banks Win - NAR wins - your excited because you think you have home ownership, however, the real value is not REALLY there and your buying Their Illustions.

Blah .. Blah .. Blah - GET the National Association of Realtors Representatives OUT of Congress, they push their big fat clout around and they are not pushing what is really best for consumers. People in the Real world of real estate are losing their home, losing equity, counties are doubling taxes and Debtors, otherwise known as home owners are left paying off debt that is way more then their home is worth due to a False Home Market Created by NAR and Greedy Lenders...
R
They talk about lack of liquidity, this is Sick really, why not reduce the owners debt and let them stay in the home as an Owner, not a Squatter and NOT a renter. Many are staying their full legal limits anyway and not paying their payment. Why not cut a deal give the homeowners a break instead of banks sitting on properties they can't move or banks giving them away for half price to OTHER PEOPLE.. why not give this Respect and Curtisy to the Homeowner?
R

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REAC Presentation - Make Appraisors Accountable

REAC Presentation - Appraisor Ethics

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the Real Estate Hoax by Crystal Cox Broker Owner...

I am Listening TO you.

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Will Realtors ever Be held Accountable? When will the Great Real Estate Hoax Stop? When You Wake Up.

Folks Real Estate Consumers harmed by Realtors are not being heard. Really, they are turned away at the local association of Realtors Everywhere. I have not gotten reports out of country yet but from what I am hearing it is not just in the several Association of Realtors I have belonged to.

And most of the Time it is NOT the rookie agents, the sales agents doing this major harm, it is the Brokers, the Managing Brokers - the Brokers in charge and the local association will NOT hear other broker owners if their star BROKER is acting illegally, unethical or fraudulent and they will in No way hear the Real Estate Consumer.

in Many cases I have seen and heard of it is the President of the local Realtor association who is a Broker that has done the harm, committed the fraud, lied to the consumer and the Local Association of Realtors turns the consumer away, they Say oh he would not do that or we will NOT TAKE YOUR COMPLAINT!...".

And the Consumer in turn has No where to Turn, no one will hear their Complaint, no one is listening and if it does get into the hands of a Real Estate attorney well then your really in trouble - the Realtors E and O insurance kicks in and the Real Estate Lawyer is afraid of it .. bigtime and they are looking for the quickest way to line their pockets and treat you as the Criminal when you are really the Real Estate Victim.

So where does a Real Estate Consumer turn when Realtors treat them so badly? And again ALL Realtors are in no way bad, but that is irrelevant. If the bad Realtors are let to do as they please and there is no accountability at NAR for them.. then how can a "Good Realtor" protect you from them. these Big shot Brokers know that NAR at any level will do nothing so they do as they please. And the Real Estate Consumer is left with no real rights.

Why do Realtors, Brokers have so much they can legally do but they are not really trained to do, they are just set lose on the Real Estate consumer and are NOT held accountable, as if that is not bad enough NAR claims to Be the voice of Real Estate and of a "Higher Standard" on top of it. Oh and don't forget those Realtors are BETTER slogans because of their Fancy, Fake, Fraudulant Code of Ethics.

I say the real estate consumer has no way in the current system to beat the Realtor or to hold them accountable so you must EXPOSE them. Email your story to me Crystal@CrystalCox.com or get access to tell your story on our blog, we will soon have a blog dedicated to your stories as real estate consumer, stay tuned.

For Now don't buy into the Real Estate illusion and Do not Trust the Great Real Estate Hoax brought to you by the National Association of Realtors.

Crystal L. Cox

www.RealEstateIndustryWhistleblower.com

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JL Kirk Associates Threaten to Sue Nashville Blogger

The Truth will Prevail, the People will Wake up to the Truth and Stopping a Blogger from telling that Truth or their experience will NOT silence the Truth.

r

R

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Goldman Sachs and your Need to Know

"This website has NOT been approved by Goldman Sachs. This website was designed to provide information about Goldman Sachs to demonstrate how destructive this company is to our lives and the hopes and dreams of our children."When the people fear their government, there is tyranny; when the government fears the people, there is liberty." - Thomas Jefferson"When the people and the government fear Goldman Sachs, there is economic dictatorship that will destroy the very fabric of our existence as a civilized society." - Mike Morgan"

http://www.goldmansachs666.com/

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http://housingdoom.com/2009/04/13/goldman-sachs-vs-mike-morgan-lese-majeste-comes-to-wall-street/

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http://www.goldmansachs666.com/2009/02/about-us-and-goldmansachs666com.html

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I am Posting this Here to Bring attention to the larger Financial Agenda behind billion dollar companies in which you support and they need you to believe in their illusion to keep it up.

rr

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this Makes me Sick, NAR got YOU into this Mess and they are Advising you on Getting OUT. Sick..

NARcasting the Future of U.S. Housing Prices: July 2009

This week, the National Association of Realtors (NAR) provided their latest estimate of annual existing home sales for 2009 revising their 2009 total year sales forecast down to 4.885 million units.
Of course, their chief economist, Lawrence Yun, and current president, Charles McMillan, continue their handiwork carefully spinning the notion of a stabilization in the national housing markets while simultaneously promoting the idea that federal legislation to standardize the home appraisal process is required to maintain any real stabilization…
“First-time buyers also are being drawn off the sidelines by the $8,000 tax credit, which is helping to absorb inventory. However, the increase in sales is less than expected because poor appraisals are stalling transactions. Pending home sales indicated much stronger activity, but some contracts are falling through from faulty valuations that keep buyers from getting a loan.” Yun said.
“To maximize the potential for a housing recovery and subsequent economic recovery, we need realistic appraisals that are based on proper comparisons and done by a local specialist,” McMillan said.
For those of you that don’t recognize it… this talk is the simple framing of an appeal (through RPAC the Realtor political action committee) for action from the federal government to contrive the procedures used to conduct fair-market appraisals of residential real estate.
In an effort to put their absurd bias into perspective I compiled all their existing home sales forecasts for 2007, 2008 and now 2009 into a chart along with a list of prominent quotes supplied with each forecast."

http://seekingalpha.com/article/147174-narcasting-the-future-of-u-s-housing-prices-july-2009?source=feed

Who Cares What LIES the National Association of Realtors is spewing, the have been Flat Out lying to the Real Estate Consumer all along and they have NO accountability for the Lies they tell. I cannot believe that ANY kind of Media still takes NAR serious in any way shape or form.

Time to Hold NAR accountable for Previous LIES that ruined lives.. and in NO WAY listen to the lying advise, bull and unreliable Yammerings of the NAR today.

NAR, Lawrence Yun can say what ever he - they want. The Real Estate Victim, (Consumer) listens and when they lose everything Realtors say Oh well, give it back to the bank or Realtors get to resell it for the distressed homeowner or the Bank or even buy it themselves.

Lies, Lies, a Pack of Lies CONSTANTLY brought to you by the National Association of Realtors. It will NEVER end... STOP Using Realtors.....
r

NAR - Your Fired for Violating Public Trust Over and Over Again.

r

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NAR president on CNBC, 2/11/08 - NAR Lied and The are NOT accountable in ANY way.. no ONE Cares

Richard Gaylord is Lying in this Video and No one can do anything about it. NAR is Not held to the Higher Standard that they brag they are all about. NAR Should be held accountable for this dispicable Propaganda but they are not. And in fact though they Convinced you to Get deeper into debt, though they have not Quality control over MLS data and do NOT hold Realtor, NAR members accountable for the damage they do for real estate consumers .. well NOW they are advising your Government on What Next, to Save You the Real Estate Consumer, and because NAR is a Billion Dollar Entity - your Government listens to their Advice, Clout, Pressure and Flat Out Lies.

The Video below Should NEVER be Forgotten and Should Never Be forgiven. NAR got you the Real Estate Consumer into this Mess and not enough People are point the Finger at the NAR president and the National Association of Realtors. I saw this stuff first hand and you, the Real Estate Victim (Real Estates Consumer) - you have been Duped ~ and now NAR is "working with Congress" as the New NAR president Charles McMillan prepares for more LIES forced on the Real Estate Consumer to come to YOUR aid when they are the PROBLEM in the First Place.

NAR is lying and where does it End? Big Money and Big Politics will keep NAR forced into your Real Estate Transactions and you can do nothing about it, Seemingly.

Buy - Buy - Buy ... Lies .. Lies.. Lies.. Higher Loan Limits, this is GOOD for BUYERS.. no way, prices were to high, loans were forced and NAR was pushing buyers and they want you to still use a "REALTOR" NAR member to sell your distressed home.

This stuff is Sick and VERY wrong and should never be forgotten. NEVER - Ever Forget the lies told by the National Association of Realtors that took Real Estate Consumers Down.. RealEstateIndustryWhistleblower.com - Crystal L. Cox - Real Estate Consumer Advocate.

If they are having trouble with loans - they can refinance - so another words, false equity, false debt that should not be on the consumer and PUSHED by Liars at NAR.. do NOT believe the Realtors Association and Never Trust them.. EVER..

The Reporter Questions and the LIES just keep rolling.. You were deceived by NAR…. Don’t forget it..

The president of NAR Said, with low interest rate and lots of inventory it is time to buy. How can this guy sleep at night.. Prices are Leveling off he said, What a Clueless Ass. NAR knew, they lied to the real estate consumer made billions from those lies and now they are set to make billions more as you Lose everything and they get their hands in that.. Higher LOAN Limits Save from Foreclosure, those are OUR Statistics from OUR Research Department.. Holy Cow.. NAR is Clueless or Did they really know and simply let you keep lining their pockets til’ the crash was obvious. Hmmm…

30 Years in the Business.. WoW..

r

He sure has done a lot of Damage.. And NO accountability from NAR to the Real Estate Consumer across the board.

And now the Current NAR President, Charles Mcmillan is working with Congress to get you back into these same types of messes.. NAR is NOT the voice of Real Estate.

r

NAR Lies and cheats the Consumer in every way imaginable…

Stop Using NAR members and DO NOT forget this Deception.

NAR does not Hold Realtors Accountable for Lying to YOU.

and NO ONE holds the National Association of Realtors accountable for Flat Out Lies such as in this Video. You MUST demand that NAR be Held Accountable for Lying to You. STOP using NAR members, Realtors. Write to all the Politicians you can and tell them how you feel. Talk to the Department of Justice. NAR has more money then any of the Government Entitites that are supposedly set up to protect you. And NAR lobbying and Clout will win to GET their Way so they get Richer... and NAR is Using your Money to Do it. And of course other "Lobby Dollars" , "Political Pull" and "Clout".

Here is the Secret Weapon, IF you the Real Estate Consumer, the Real Estate Victims Speak out about Realtors, NAR and you Stop letting them do this to you, then little by little the EMPIRE, the Cartel will come down and you the Real Estate Consumer will have a chance. For now, their billions are stomping on you daily and you don't even know it.. and odds are your local Realtor does not know either, they just play follow the leader, don't ask questions and Get my Paycheck..

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Should You Buy, Hold, Or Sell in This Housing Market?

Listen to Charles McMillan SPEW the NAR agenda.. at the Real Estate Consumers Expense. NAR got you Hear DO NOT Listen to what the NAR current Cronies are saying....

The housing sector NEEDS to recover BEFORE the economy as a WHOLE can - TRUE.. but get NAR out of Real Estate. NAR created the "Housing Sector" collapse and now they want in on the fix... REALTOR Wins... you lose..

Crystal L. Cox
Broker Owner
Real Estate Whistleblower
www.RealEstateIndustryWhistleblower.com

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Cheryl Ann Mahoney, Keller Williams

This is Such a Crock, you the Consumer need to be on targeted real estate sites for your area, your property, and not a HUGE site like Realtor.com where your buyers are lost and then led astray even more by Realtors... just build a blog, Sell without a Realtor and move on.. this is a Flat Out Lie..

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From the NAR Archives: President Eisenhower's Address at the NAREB Midwinter Meetings, Jan. 25, 1960

Hmmmm..

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NAR needs Realtors, the Sheep in the Field to Stand Up

NAR needs it's Members to Stand up and to Fight for the NAR Agenda. This is NOT about what is best for the Real Estate Consumer - this is about what is best for NAR.

NAR has a Proven Track Record of Lying to YOU and they do not let up. This video may be removed and taken to a Secret members area but for now it is here and it is a STRONG evidence to how Realtors are encourage to Stand up for NAR's agenda that make NAR stronger and richer, and hurts the real estate consumer, though NAR pretends that it is in the best interest of consumers. This Video says quantity is KEY.. but Congress is only hearing from the REALTORS on these issues... the Real Estate Consumer does not know, so they don't get a voice.

This video also says THEY ALLOW for personal comments on the Call to Action.. .. so another words.. NAR feeds the Realtors in the Field what opinion to have, what to say. And in the Spirit of We are INDIVIDUAL OFFICES and do not VIOLATE anti-trust laws, what the Realtor Sheep end up doing is sending the same Call to Action letter to Congress in mass and then claim they are independent offices, and that their is a Spirit of Cooperation and individuality when it is a Flat Out Lie. Oh but they let you put in a personal note and Congress especially likes that... is this only Alarming to Me... I read many of this letters on the Department of Justice website with the Anti-Trust Lawsuit between them and NAR... it is sad seriously.

they say it is important that REALTORS get their Voice heard at every step along the way... this is to ensure that the Realtor get their way, and Guess what YOU LOSE...

This Video proves that NAR lobbying and tactics is to Keep Realtors in Business, when I was still a member we got these Calls to Action all the time, the Public - the Real Estate Victim (Consumer) don't know what hit them.. all they know is they have to call a Realtor if they really want to sell.. NOT TRUE.. but believed.

http://RealtorActionCenter.com/
this Stuff is Sick - this to Advance the Realtors Priorities.
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www.CharlesMcMillan.com

the Last NAR President Got away with Lies that ruined the lives of Millions and here we go again. Charles says WE NEED ALL OUR MEMBERS TO PARTICIPATE.. you had BETTER be scared Consumers.. because the Realtors will get their way and you will Lose.

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Real Estate Lies Ruin lives and their numbers and financial backing MAKES your lawmakers FORCE them into your Real Estate Transaction even though the Realtors are not held accountable for lies and their E and O insurance will make it EASY for Realtors to lie... This Madness has to have and END.. I wish this kind of MONEY, clout and numbers of people would stand up for the Real Estate Consumer instead of What NAR wants.

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Silent Fraud, Adverse Material Fact, Broker Protection Clause, Failure to Disclose and Much more that is used against the Real Estate Consumer in the great Real Estate Hoax.

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Real Estate Complaints are NOT heard. If the Broker Lied, how do you hold them accountable, You Don't.

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Broker Protection Tactics are Out of Control, YOU LOSE.

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Reputable Brokers are Forced Out.

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the National Association of Realtors Sure Spends and Awful Lot of Money for WHAT IS BEST for You ???

NAR Spends Big Money, BIGTIME, Just to Get things to Go Their Way. Do not think for one minute that NAR spends this kind of money on what is of the Real Estate Consumers Best Interest. NO Way. The National Association of Realtors would not be spending this kind of money to Stomp their Feet and Get their Way if they were not Making Billions from the Decisions Your Government makes that is Supposedly in your Best Interest.

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Realtor, NAR is out for what Best Suits the Needs of the National Association of Realtors and what Keeps YOU having to Use them though they pretend it is a choice, while they lobby - lobby and keep forcing their way into your life.

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Everyone knows that you DO NOT need a Realtor
to Sell your Real Estate, but NAR Lobbys Constantly and with your Money
to make sure they stay in your life and that more and more LAWS are enacted to keep you needing them when in TRUTH you simply do not need a Realtor in your Real Estate Transaction. AND in FACT, - YES fact.. Challenge me If you Must.. I know many Of you Cannot Resist, But in Fact ... Using a Realtor can Harm you more then if YOU do Not Use a Realtor. A Realtor can NOT protect you in Your Real Estate Transaction, that is just the way it is. FACT..

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E and O insuarance Makes Sure of That.
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and NAR, on your Behalf of Course... NOT,
well They Push for Mandatory E and O insurance, they sit down at the State - Local and Federal level with the Big Wig from the Big E and O insurance Provider and they set our to sell your Govering Bodies over Real Estate on the LIE that Mandatory E and O insurance is Good for Consumers as well As Realtors, yet tell me a Real Estate Broker Owner that my E and O insurance is NOT intented to protect my clients.

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This Kind of Money at the Link Below is SICK
http://www.opensecrets.org/orgs/summary.php?id=D000000062

STOP Using Realtors, NAR members..
They are Using YOUR Money Against You.
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your Listing is more then Commission for the Local Agent..
It is also Big Content - Big Time on their Billion Dollar Websites
that they use to Sell everything to EVERYBODY..

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You LOSE
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STOP Using Realtors
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Boycot Realtors
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Keep in Mind that the Lobby Money above is Just Part,
NAR also works with insurance companies, banks and
have alot more Lobby Money out there then that.
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NAR is so Nicely Diversified that you will NEVER
Truly know where their Billions go.. and Keep the Real Estate Consumer in the Dark is the Real True Motto of The National Association of Realtors - they are NOT really the VOICE of Real Estate - they are NOT of a Higher Standards and NAR Does not Take Ethics Seriously - it is all to pull the wool over you, the real estate consumers Eyes and most just eat it up.

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Site Quote Below
"The National Association of Realtors represents the nation’s real estate industry. While the bulk of its issues tend to deal with property management and control, the group also lobbies members of Congress and the administration on virtually every issue facing business, including health care reform, bankruptcy legislation and tax cuts. One of its biggest issues in recent years has been a move toward deregulating the financial services industry. For years, real estate agents have successfully warded off attempts by banking interests to delve into the sale and management of property. One of the keys to the group’s success: It supports Democrats and Republicans almost equally."
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Yes Let's Let Realtors, NAR, the National Association of Realtors KEEP on KEEPING keeping Banks out of Real Estate, though the Banker Knows your Business anyway, lends you money to buy and though NAR's Reason which I have listed on OTHER Blogs are complete Nonsense, Bogus and Riddled with Flat Out Lies.
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Yes Let NAR Keep Banks Out of Real Estate (so Realtors can Stay in Business) but at the Same time stand By while the National Association of Realtors starts their Own Credit Union, sneekily, quitely, getting into the Banking Industry, the Lending Industry, and pulling the wool over the Department of Justice Every Day of the Week.

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Shhhhhh.. NAR - Realtors Violate Anti-Trust laws Daily and they Cannot be STOPPED - they have to much of your Money and they, NAR is Seriously Using it Against you.. The Real Estate Consumer.
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Related Link Below

http://www.opensecrets.org/orgs/list.php?order=A

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Check OUT this Link Below on Realtor Association Contributions

http://www.google.com/search?hl=en&rlz=1R2GPEA_en&num=100&q=site%3A%2F%2Fwww.OpenSecrets.org+Realtor&aq=f&oq=&aqi=

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Coldwell Banker Lobby Link
http://www.google.com/search?hl=en&rlz=1R2GPEA_en&num=100&q=site%3A%2F%2Fwww.OpenSecrets.org+ColdwellBanker&aq=f&oq=&aqi=

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Century 21

http://www.google.com/search?hl=en&rlz=1R2GPEA_en&num=100&q=site%3A%2F%2Fwww.OpenSecrets.org+Century+21&aq=f&oq=&aqi=

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Cendant
http://www.google.com/search?hl=en&rlz=1R2GPEA_en&num=100&q=site%3A%2F%2Fwww.OpenSecrets.org+Cendant&aq=f&oq=&aqi=

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Real Estate
http://www.google.com/search?hl=en&rlz=1R2GPEA_en&num=100&q=site%3A%2F%2Fwww.OpenSecrets.org+Real+Estate&aq=f&oq=&aqi=

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Charles McMillan - Again the Point is..

Again point of Owning CharlesMcMillion.com is to Prove the Point that Internet Marketing is Not NAR's top priortiy, it is NOT taught to the Realtors in the field and the President does not even own his own dotcom. This is a BIG DEAL...

Charles McMillan "works with Congress" and pushes agendas for NAR but he does not get Internet Marketing and that is what consumer need NAR to bring to them.. Sellers want Buyers.. al lthe other Drama is to Benefit Realtors, and big money cronies that money from affliating with NAR...

www.CharlesMcMillan.com

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Todd Clemons and Associates - A Professional Law Corporation

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What is a Association Management Company - Who is Clemons and Associates ? Sounds Like an Illusion, a Made up Industry.. like well.. HOGWASH maybe ?

"Traditionally, associations have hired their own executive directors and staff, secured their own facilities, and managed their own assets. The trend today, however, is for trade and professional associations to engage an association management company (AMC). This trend reflects the growing need to cut costs, promote efficiency, share resources, and access expertise.
A 1995 study commissioned by the Association Management Company Education Foundation and the International Association of Association Management Companies took a close look at how elected leaders select and evaluate management.

When researchers assessed AMCs versus other management forms, they found that AMCs, in most instances, provided the greatest value to their client associations. In fact, AMCs were rated as equal to or superior to other management forms on more than 89 percent of the survey criteria. (Surveys were sent to the elected leaders of 1,962 associations; 440 leaders completed and returned the surveys. The study, Re-Assessing Effective Association Management: 1995 Survey of Elected Leaders, was conducted by Sumaria I. Mohan-Neill, Ph.D., and Alan G. Krabbenhoft, Ph.D., both of the Walter E. Heller College of Business Administration, Roosevelt University, Chicago.)

Although selecting a management company that is right for your association may seem overwhelming, it does not need to be an onerous task.

This document was developed to assist you in that process, particularly in regard to soliciting potential AMCs, evaluating management proposals, conducting interviews with firms, selecting the firm that's best for your organization, developing the contractual arrangement, and transitioning the activities of your association to its
new management. "

The Above Information is from http://www.clemonsmgmt.com/displaycommon.cfm?an=5 Clemons and Associates Website..

More on Clemons and Associates Coming Soon..

Services Provided by Clemons and Associates

"Strategic Planning and Leadership"

"We offer the full range of Strategic Planning and Leadership services. From a brainstorming session to a three-day outcome-based planning meeting, Clemons & Associates, Inc. can assist your organization or association in charting its future.

It is increasingly important for companies and associations to have a concrete idea of where they are headed. Our people can provide large and small organizations with the guidance to succeed in today's busy marketplace.
Planning is a process that often results in the wrong plan or a bad experience.

We make sure that organizations approach the process in a systematic, thought-out manner that yields a successful and useful strategic plan. We help you in identifying what your organization wants to accomplish and how it will be accomplished by corralling available resources.

Clemons & Associates, Inc. assists in developing both the mission and vision of the organization. The steps along the way will be identified as well. These include an environmental scan, goals and objectives, resource analysis and implementation guide. We also assist in a follow-up guide that insures the organization stays the course.

Leadership and Governance training is essential in keeping leaders and workers informed and educated. Today's leaders require the ability to act and react more quickly than ever before. They need to know what are their responsibilities and duties.

They really have to be aware of the trends within their respective industries and how to cope within that environment. We bring the organized thought that explores issues of leadership and governance so that the group can assess and then choose its own style. There just is not one best leadership or governance style. "

From the Link Below

http://www.clemonsmgmt.com/displaycommon.cfm?an=2

These folks are looking at my sites, I wonder who has hired them and if they will be able to help the Realtors recognize the "new trend" of anti-Realtor website, this ring of blogs and sites EXPOSING the Realtors. Who NEEDs Clemons and Associates to HELP them deal with me.. We shall Soon See.

Time for Some "Organized Thought"...

Time to Train those Leaders to ACT and to REACT.. and Keep the Consumer DOWN... once and for all...

Who hired Clemons and Associates to "Tell them Where they are Headed".

Meeting Services, Financial Management Services, Government Affairs, Public Relations Services and More.

Other Links
http://asaebuyersguide.com/company.php?id=367641&company=Clemons+&+Associates+Inc

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May. 20, 2009 - Search Engines and the MLS Data Scraping Question

Folks MLS Data is Yours, you Created it.. you chose to work with a Realtor, it is your equity.. your loan.. All you need is Google... Buyers are looking for Real Estate to Buy and they do NOT need a Realtor ... unless you make them use one by listing with a Realtor... Here is the Article Below

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"Is Google a scraper?" That was the question at the center of news stories surrounding MIBOR's decision to tell a broker not to let Google index their site. The quick answer is "No" - there was no restrictive terms of service or limiting robots.txt file on the site, so technically Google did absolutely nothing wrong. But the question being asked ... that was the wrong question.Finally, after the hype died down, the 'real' question started to emerge: "Should or could MLSs require that brokers not allow individual listing pages be indexed by search engines".

Since listings are given to brokers for advertisement, unless the seller opts out of online advertisement, since most consumers are searching for property online and search engines are an important part of online marketing, search engines will be an important component of giving listings the proper exposure and should be leveraged as much as possible.

Also (and obviously) the MLS could probably make rules pertaining to an IDX feed but realistically not regarding the broker's own listings. But whether search engines should be allowed to index the sites is again the wrong question.What's the real concern here? We've had IDX for some time - was it really just okay when it was invisible to search engines? Of course not.

The real concern about 'data scraping' only comes from when the data is misused - that is, used for a purpose other than that intended by the homeowner when they provided the information to the real estate professional and by that professional when they added their own creative descriptions to the data to create the often copyrighted listing content. What kind of misuse has there traditionally been? When a site is easy to scrape someone can come along and grab the listings in an automated way for display in an unauthorized location.

Data can also be recompiled to create derivative products or to market back to the consumer. If the scraper adds an automated reverse telephone look up to scraped data, someone giving a real estate professional information to market their property one fine morning may find themselves called by moving companies and other service providers that very evening - and it reflects poorly on the real estate professional when that happens.

So, the real question we need to ask ourselves is, "How do we stop the misuse of data while not compromising the ability of the broker to market properties and promote the web sites on which the properties are located?

"Let's look at the type of requests consumers put into search engines. I believe that there has been a lot of hype about needing the whole address in the web page title and that individual addresses need their own website. Do consumers really expect to type in "100 Test Street in Testville, TN" and come back with a website?

I don't think so - not at this point. We all know how the traffic comes in via web site search terms: "houses in Testville, TN" ... "Testville Tennessee real estate" ... "homes in Testville" "Subdivision Name in Testville". So, city, state and neighborhood/subdivision are obvious candidates to allow a search engine to index. Key attributes might also be searched on - "lake view" etc. But the full address? Price? Bedrooms? Bathrooms? Square feet? Lot size? I say, "ridiculous!"

Are they needed for search engine optimization (SEO)? I believe the answer is an emphatic, "No". Since those bits of data don't help in the indexing of the listing by search engines for marketing of the property online BUT they are prone to misuse when programatically gathered (scraped) there is no reason why MLSs should not require that websites put anti-scraping mechanisms in place on those key items, while allowing search engines to programatically gather other information for the purpose of providing free links back to the web site.

But, anti-scraping begins at home. Less than 5% of MLS public sites have any anti-scraping in place to speak of - and good measures are far more rare. But, I digress - before we launch into a tangent of anti-scraping tactics, we need to agree on a strategy for the level of protection required for the data to balance marketing with information security and privacy, and we must set policy that is reflected in contract terms pertaining not only to industry sites but to syndication endpoints as well.

Article Source
http://www.realtown.com/mattcohen/blog/scraping-and-search-engines

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Realtors want a "protection strategy" - Consumers NEED one, this is Your Data, it should be searchable by the Masses.. Realtor - NAR wants buyers to only be able to find your Real Estate For Sale through them... that is very Cartel like.. Get Realtors OUT of your Real Estate Transaction... this Internet Thing knocked them for a loop.. but they are back up and coming for you... they will force you to use them whatever it takes.

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NAR lobbys and "works with" State, Local and Federal Government to make sure you have to use them, all the while you think your choosing... the above information is just one more way to control you. If NAR can make it so you have to USE a Realtor to Search for Real Estate for Sale... well you, the Real Estate Victim (consumer) you are in Big Trouble. STOP using a Realtor in Your Real Estate Transaction RIGHT NOW.

NAR does NOTHING to ensure the QUALITY of MLS data but will spend MILLIONS keep you out of it.. and keeping Google from Searching it... this is VERY anti-Consumer...

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Sign of the Times: Realtor Drums up Business on the Street

Buy - Buy - Buy.. it is just the National Market that is Bad.. here all is well.. this from March of 2008.. Shocking.. and NAR don't care.. they promoted this Buy - Buy - Buy Attack on you, the Real Estate Victim - AkA the Real Estate Consumer.

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Oliver Frascona - Folks I have a New Site about NAR education, Politics and other Yammerings

I have www.OliverFrascona.com to discuss NAR Continuing Education, NAR not listening to me talk about instructors teaching the wrong laws and more. I had done ONE simple post at www.RealEstateIndustryWhistleblower.com talking about my local association not hearing me on Agency classes taught by Oliver Frascona, for years the same information was taught and NO one listened to me telling them.

Come to find out, brought to my attention recently, Oliver was Teaching Colorado Agency Law in Montana which is why my agents were so confused, and it made me upset because I told the local NAR Executive Director at our local board of Realtors over and over of the problem. She ignored me.

So I used this example in my Real Estate Whistleblower blog, Oliver seen his name and he emailed me some childish remarks and so begun my Real Estate Expose' on Oliver Frascona in order to educate the Real Estate Victims, otherwise known as the Real Estate Consumer on issues of NAR politics, NAR continuing education and much.. much more so check out.. www.OliverFrascona.com - this blog is new so stay tuned for many - MANY more posts ...

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I just have to Show you Virginia Real Estate Consumers this one..

As of this Posting the link below is Seemingly Broken.. to me this is just to Terribly Funny..

Check Out this Page
http://vsbphp.vi.virginia.gov/site/main/404/

Why So funny because I got there from this Page
http://www.virginia.gov/cmsportal3/government_4096/forms.html from a Link Labeled - Consumer Real Estate Protection Act Forms - Sounds about Right to Me..
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David Bottenfield - Who is David Bottenfield

David Bottenfield is a Virgina Realtor. He is Above the Law. David Bottenfield and how he treats the real estate consumer will be Posted here. David Bottenfield is one of the Realtors that NAR does not care what he does. David Bottenfield is one of those Realtors that the State Real Estate Board is Afraid to actual make accountable for the Damage he does to the Real Estate Consumer. David Bottenfield seems to be a favorite of the VA Real Estate Board for reasons we will soon be discussing.

Stayed Tuned for More on David Bottenfield a Virginia Realtor. If you have anything to say about David Bottenfield you can email me at Crystal@CrystalCox.com .
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More Anti-Consumer Laws... State Real Estate Commissions and Boards DO protect NAR..

Laws such as the one I am about to Mention PROVES my POINT. State Governing Bodies Protect REALTOR big time.

Here it Is...

"County of Los Angeles Department of Consumer AffairsNew Consumer Laws 2007"

"Real Estate Agents: Can’t Lie About Qualifications

B&P Code Section 10177

Current law provides that willful misuse of trade names, including “realtor”, are subject to discipline by the Real Estate Commissioner by revoking, suspending or denying a license.
This new law strengthens prohibitions against real estate agents from falsely claiming membership in trade organizations or falsely claiming to have special designations or certifications.

This law prohibits knowingly authorizing, directing, or aiding in the publication, advertisement or distribution of any false statement or representation concerning a designation or a certification, including trade organization membership.

The Real Estate Commissioner is authorized to suspend or revoke a real estate sales license for this violation."

Link to Source Below

http://dca.lacounty.gov/law07REAgentsLie.html

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So this DUMB - Dispicable - Anti Consumer Law makes it so that Realtors cannot use TRADEMARKS of Realtor, makes it so Real Estate Brokers that are not REALTOR - NAR members cannot even use the Word Realtor on there website even if they are talking about a Realtor - an NAR member or they Will Lose their Real Estate License.

Laws Enacted CLEVERLY disguised as Consumer PROTECTION but are obviously one more way to Force you to USE a Realtor, NAR member and to Force Real Estate Brokers to be Realtors but then say it is a Choice to Join NAR - if they cannot in Good Faith make this claim then they are deliberately and obviously violating Anti-Trust Laws.

So If I were a Real Estate Broker in California and used the word Realtor I would be falsley claiming "special designations or certifications"? what a Crock...

Consumers wake Up, State Real Estate Commisisons are FORCING - NAR members on you at the same time NAR is saying it is a Choice for us as Real Estate Brokers to join their "association" - which I call a Real Estate Cartel. And this above information is from the Department of Consumer Affairs - are Governing Bodies really that clueless to the Anti-Consumer tactics of NAR?

So in Los Angeles, If I were licensed their and I said Confession of a Realtor, or Realtor ...., or talk to your Realtor about... , or Realtors are lying to you... well I would lose my Real Estate Brokers license... Tell me NAR does not control State Licensing boards and Real Estate Commissions - and I say that is a Flat Out Lie.
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Also NOTE that being a REALTOR is NOT a "Qualification" OF ANY KIND - you pay a fee to join, you Promise to uphold Ethics and Standards of Practice that no ones holds you accountable to - sure you have continuing Education so what you would have that if you were not a NAR member as well - you pay a monthly and yearly fee to be a "Realtor" - it is NOT a Qualification.... Crystal L. Cox .. Broker ..
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Key Largo, Florida

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Gaylord Entertainment Company

Is this a Nashville Vacation ?

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Check Out these Blogs...

http://housingpanic.blogspot.com/

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http://sootandashes.blogspot.com/

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http://lawrenceyunwatch.blogspot.com/

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2/08 NAR Ad says buying a home now is "making a good move"

Yeah NAR ... You Tell Em... BUY - Buy BUY.. and then when your Forclosed on We can Sell that Too.. your Lend loves Us.. Your FAMILY matters.. Buy Now.. NAR lies - You Lose - Realtor do Suck.. they are NOT the VOICE of Real Estate ... STOP Using Realtors...

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NAR Propaganda and LIES Posted By Charles McMillan - Crystal Cox Broker Owner Says Look Deeper - NAR does NOT want to Hear from you...

"Give Credit Where It’s Due, Posted By Charles

According to NAR research, the percentage of first-time homebuyers has risen from roughly one-third of all buyers in January to just under half in March and April. Why the sudden jump??
The answer is simple: those buyers have an $8,000 incentive, in the form of a tax credit, to buy now.

We’ve heard from a lot of members lately who would like to see the tax credit expanded.
I recently asked our Chief Economist Lawrence Yun what the impact on the market would be if Congress extended the credit through 2010 and offered it to all homebuyers. According to Lawrence, those changes could result in 800,000 additional home sales this year, raising the total from 5.4 million to 6.2 million. That would certainly take a big bite out of inventory and help stabilize prices.

And, that’s not all…
When you consider that for each home sold in the United States $62,000 is pumped into the national economy, the resulting impact of expanding the credit could be nearly $50 billion. That’s what I call a true economic stimulus!

NAR is working with members of Congress
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to introduce legislation
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that would expand and extend the credit. We will keep you posted on those efforts in the months ahead.

In the meantime, we would love to hear your stories about how the tax credit is helping consumers in your local markets. Post your experiences right here on the Voices of Real Estate blog, and we’ll share them with lawmakers. Help us tell Congress to give credit where it is due – to ALL homebuyers. – Charles McMillan, 2009 NAR President "

Link to Post Below
http://narblog1.realtors.org/mvtype/president/charles_mcmillan/

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What Do you Consumers Think?

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Do you think that this $8000 Credit for first time homeowners is a big deal? Well it sure did bump up SALES, according to Charles McMillan, so it MUST be good. Sure is a GOOD thing that NAR lobbyed / advises ... blah .. blah ... blah.. to get this one in to "stimulate the economy". Translation $8000 is NOTHING, seriously NOTHING, if a mortgage broker is involved that will barely pay the Lending and Mortgage Broker fees of a no money down loan. But that s the point right, just enough to get them in, to pay those PROFESSIONALS and too stimulate the Economy.
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$8000 will not make a down payment, but who cares it gets you in... then the Seller can pay the Realtors 6% so say around $18,000 on a $300,000 Home. Yee Haw, the Realtor gets a big fat pay check. The BUYER gets into another Greedy Grubbing Bad Loan where almost one hundred percent of their monthly mortgage payment goest toward interest and is money to the banker, to the mortgage broker, to the lender and this HUGE debt is an ASSET on the BOOKS of the lender and they can actually use this asset to trade, to get loans, to juggle really BIG money on your DIME... and for decades or until SORRY you lose your HOME.
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Don't let anyone kid you, Realtors want this CRAZY incentive to get them back in the full swing of Selling You Real Estate. You know as well as I do that $8000 won't get you far, but it sure does get a Cha - Ching for a Realtor somewhere.
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This is ONLY to benefit Realtors and buyers may feel great at first, wheeee WE got a home but that will wear off and you will have to sell and the Handy Dandy Realtor will be there to MAKE MONEY again and again off you SITUATION... they GOT YOU IN...
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The Cycle Continues.. this Year Charles McMillan at the Helm...
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NAR working with Congress to CREATE Legislations... Worry Folks, Real Estate Consumers Rise up and Tell NAR to get OUT of your Business. NAR "works" with Congress on what is Good for NAR not for you... unless you just happen to benefit from something they do, it is NOT the PRIMARY goal.... they are Realtors, they are an ASSOCIATION, me as a Real Estate Broker supposedly get to CHOOSE whether I am a Realtor or NOT ... yet NAR - gets to be the Voice Of Real Estate Lobbying, Working with, Advising your Government on what is best for you...

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mean while NAR has no accountability for the agents in your town who Fail to Disclose Known Defects, who committ deliberate and obvious fraud, who violate the Ethics and Standards that NAR so BRAGS about, NAR Fails to police MLS data for QUALITY, NAR does not listen to Honest Law Abiding Broker Owners who try and Really change the real estate industry for the better, NAR does NOT, Cannot or Will NOT do what they promise to do in ANY way, and yet their AGENDA is to "Work with Congress" to supposedly make things BETTER for Consumers ?????

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Consumers NEED to "Work with Congress" and Get Realtors out of the Middle of Their Real Etsate Transaction.
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If NAR cannot even uphold the bylaws, member rules, codes, ethics, standard of practices and other Lying Promises they make to us as Realtors and we in turn Make to Real Estate Consumers then Fire NAR... don't let them work with congress on your behalf.
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Is Congress foolish, did they not see the mass NAR "Agenda" of Buy - Buy - Buy all the while media everywhere talked of an ecoonmy collapse, talked of the secondary market and how bad it really was and yet Realtors said to BUY.. now they are involved with, WORKING WITH CONGRESS, to see what else they can take from the Real Estate Consumer.... who Will STOP NAR ? My guess is no one.
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And you will continue to SUFFER every day for the NAR's lack of holding Realtors accountable for what they do that Takes Your Life as You know it Away Forever while they get to keep on making money at real estate, get away with fraud - lies and deception years on end and NO one is watching. Guess NAR is too busy WORKING WITH CONGRESS to give a Rats Patoot about what is Going on in the Real World of Real Estate that Really affects YOUR LIFE... whatever as long as NAR stays in Business and I mean VERY - very BIG Business.

Posted by the
Real Estate Industry Whistleblower
Crystal L. Cox
Broker Owner
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I am the Voice of The Real Estate Consumer.

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