6 Million in 2012 to Lobby, and this is not for Consumer Rights, or Real Estate Protection in your Transaction, this is to keep NAR in Business.

http://www.opensecrets.org/lobby/top.php?showYear=2012&indexType=s

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a Ramble on Dual Agency

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Do NOT Join NAR

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NAR Uses your Real Estate Listing as Content to Sell Stuff

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NAR - You are FIRED

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File a RICO Lawsuit Against NAR, they continue to lie year after year and YOU the Real Estate Consumer Pays the Price

"NAr reaffirms they have no credibility by reporting false increases in sales

It’s no secret that I don’t particularly like the practices of the NAr. They consistently embarrass themselves and their members by putting out false and misleading data and press releases. Credibility comes from telling the truth, even when that truth may be unpopular or contrary to one’s own interests. The NAr has consistently lacked credibility as they have proven unwilling to say anything negative about the prospects for real estate despite a massive decline in sales volumes and resale prices.

They consistently told buyers to purchase homes as sound investments when prices were inflated and falling.

From 2007 through 2011, prices were too high in most markets to warrant purchasing for cashflow investment purposes, and with falling prices, there was certainly no reason to buy for wealth building from appreciation.

Despite these obvious facts, the NAr still urged everyone to buy. It’s a self-serving manipulation designed to generate commissions at the expense of hapless buyers. Shame on the NAr.

Source of NAR Lies. Do not Use a Real Estate Agent in your Real Estate Transaction.
http://ochousingnews.com/news/nar-reaffirms-they-have-no-credibility-by-reporting-false-increases-in-sales?source=patrick.net

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STOP the Cartel of NAR - they Force Agents to Join them or Boycott the Agents.. STOP the Tirade of NAR

"In Greensboro, NC, the local realtor association has notified real estate firms, that are association members, that brokers employed by those firms that are not members of the association can no longer list properties. When my bic told me this I about fell over.

She then told me that I would now be in a secondary company with her and my commission went from about 95% to 50-50 because I am not an association member. I spoke with an attorney and this amounts to what he called tortious interference. He told me I would have a good case. Unfortunately I cannot afford to sue.

If you have any suggestions I’d appreciate it. I love your site. Keep up the good work. I love the new realtor commercials on tv. If the public only knew how the NAR’s lobbyists in DC were the very ones screaming at congress to get banks to make more home loans starting back in the 90’s.and up till the crash.

Now they say they are there to save the American dream of home ownership. What a bunch of criminals. It’s only appropriate they should be headquartered in Chicago. In my state it has pretty much become something akin to forced unionism.
Keep up the fight and hopefully we will prevail one day.

Reid Thibodeaux
336-972-6541"

Yes Folks NAR is the reason for the real estate collapse, and they said buy buy buy and no accountability, then NAR lobbys for more loans that benefit them... STOP the NAR Cartel..

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Real Estate Consumers HAVE No Rights. Especially when you Use an NAR member as the Forms are Designed to Protect Realtors and NOT Consumers.

This article, this lawsuit is true.  The MLS, Brokers, Franchise do discriminate against brokers that charge less commission.  I was boycotted in my first year for charging 5% commission.  The real estate industry is set up to prey on real estate consumers.  Your real estate listing is content for NAR and their website so they can place ads and sell ad space.  NAR.com is owned in part by the same company that owns Cendant, Sotheby's, Coldwell Banker, Century and ERA.

Do NOT Use a Realtor in your Real Estate Transaction.  The E and O insurance is to protect the Realtor, the "Forms" are to protect the Realtor and the Real Estate Consumer has no rights. '

This class action lawsuit is what happens in many MLS's and I would even dare to say all MLS's, I have been in many of them and been boycotted for charging less money and giving Buyer and Seller Rebates.

"Pennsylvania homeowner Thomas Logue filed a class action lawsuit in April 2010, alleging that a group of real estate brokerages and a local MLS (and its board of directors) conspired to keep broker commissions artificially high by limiting competition among companies, according to court documents. The area real estate companies stifled competition by keeping some rival businesses from effectively marketing properties, blocking discount brokers from listing in the MLS, alleges the suit, which Logue’s attorneys say caused him to pay more than was necessary to list his home in 2006.

This summer, a motion for preliminary approval of a settlement in the case was approved by the judge after denying a motion to dismiss by the defendants, laying the ground for this week’s approval of a settlement in the amount of $2.4 million, of which Logue’s attorneys will receive $1 million and Logue will receive $10,000. Court documents do not reveal the number of buyers that will split the remaining $1.39 million.

Logue filed the lawsuit against West Penn Multilist Inc., Howard Hanna Real Estate, Coldwell Banker Real Estate, Freeman Realty, Northwood Realty and Prudential Preferred Realty regarding purchases through these companies between February 13, 2005 and February 13, 2009.

Anti-trust laws were established in the 1800s to protect consumers from cartels and monopolies, which this case showed was in play on the Pennsylvania real estate scene. MLS companies have long struggled with business rules that dictate what is legitimate and what is not, and in this case, the judge agreed to this $2.4 million settlement alleging the brokerages and the MLS, along with their board of directors blocked discount brokerages.

Source and Full Article

http://agbeat.com/real-estate-sales-marketing/public-relations/2-4-million-class-action-lawsuit-mls-brokers-blocked-discounters/

The National Association of Realtors violates anti-trust laws every single day, and NAR Lobby money protects the Rights of Realtors and NOT the rights of the real estate consumer. 

For more on my take on the Real Estate Industry,
as a Real Estate Industry Insider and Whistleblower
http://www.realestateindustrywhistleblower.com/

http://www.youtube.com/user/RealEstateConfession

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Folks are Googling Mike Workman Realtor Today - DO not TRUST Mike Workman Eureka Montana, he is a Liar, and Does not Obey the Law

Mike Workman is for MONEY and not for Real Estate Consumers. Mike Workman Realtor lies about defects of homes in which he has full knowledge of issues. DO NOT Trust Mike Workman, Century 21 Real Estate, Eureka Montana Real Estate.

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Is the Home Inspector Objective? Ummm No, Especially in a Small Town Just How it Works.

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Is the Home Inspector Objective? Ummm No, Especially in a Small Town Just How it Works.

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Folks the Real Estate Board of Realtors Will NOT hear your Ethics Complaint, the Truth Seems to Be Irrelevant and even Criminal

You Can File Lawsuits and Criminal Complaints without an Attorney.

The Board of Realtors will Protect the Realtors.

Attorneys Protect the System and Quickest way to their Pay Check.

The only way for accountability is to post your Proof, Fact, Video you Talking about your experience and email it to me Crystal@CrystalCox.com - Do not Defame them, get the facts and Expose them.

Start a blog for free at Blogger.com and Email me the blog.  Upload Documents online or email them to me.

STOP preaching to the Choir its a waste of energy, the real estate board will not protect you, NAR is NOT listening, Lawyers can't Help You, NAR Lobbies Against You and makes it look like it is for you.

You Cannot Win.  Boycott Realtors, Seriously STOP Using Them, if you do Use them to buy go to the listing agent, Bank on Greed it really is your best protection Sad but TRUE.

Save Your Energy for a Blog, Videos, and Online Media that exposes them, then file complaint in the court of law not within their own industry.. ..  GO Pro Se and Take them to Task. 

Look Deeper BEFORE you Buy.  There is ALWAYS going to be an issue, thing is .. is the issue one you can deal with after the purchase or not?

Sell on the Internet, Run a Local Ad, Give an Email so you can send pics and videos ... all of this is nearly free compared to commission and WOW massive when you look at the liability the Realtor puts on you as a Buyer and as a Seller.  Its not the good Realtor's fault, its the system of NAR and Lobbying that does this to you, you have to protect yourself, that simple.

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Kate Carson - Keller and Williams California

Kate Carson Tamara Burns - Keller and Williams California

"My mother Rinski Rodenhuis  and I had bought a condominium at 579 Camino Mercado Unit 213 at Ocean Oaks senior living in Arroyo Grande Ca. 93420 2008.
Where Keller and Williams use to be the only brokerage of one realtor Kate Carson , sales person Jason Blanenship were contracted to sell these brand new units in this complex built by Gary Young.
http://www.corporationwiki.com/California/Pismo-Beach/ocean-oaks-builders-inc/44330911.aspx

Rinski Rodenhuis a senior  79 bought this condo unit 213 Kate Carson Keller and Williams Brokerage in Pismo beach Ca..My mother Rinski only asked k Kate Carson to make sure there will never be hard wood floors in upper units, as my mom stayed in a hotel to sign paper work and was never able to sleep in this hotel due to the hardwood floors. Kate said no hardwood floors. Well she lied. What's new. Buyer Beware.

Upstairs were allowed by Kate Carson to  install their own hardwood floors before  a real HOA got started. How ever Kate Carson and her husband were invited up to see these floors and Kate's husband installed flooring for a living and told Kate they were the worst he had ever seen..

My Mother did not get any sleep for a year.. I was so upset that she did not disclose this and they also said yes we know.. They told us they has seen the flooring. They knew. We lived there all of 209 , for a year and it was so bad we could not live there any longer, noise  was relentless.. noise and harassment as the HOA did not want any new owners to know what they had done.We asked the HOA for a meeting. They said no. Finally we had a noise test by builder Gary Young. All home owners were given a different date. My mom said she wanted to pay for their flooring so to resolve the noise .. There we sat with just the builder and president and two wittiness.Owner of Grover beach Hardwood floors came. Builder Gary Young did not know. I sent him upstairs and the owners of unit let him in thinking the builder had sent him. He came down and told the builder he had never seem such poorly done flooring. They did not protect me or my mother.

I later read this was elderly abuse and discrimination. As i asked Kate and Jason to sell this unit. As i said earlier they were the only two that sold these units.

They refused to sell our condo.. I called Alan Williams owner of KW in Pismo each.. http://www.centralcoastkw.com/ about 30 times and not one return call.

My mother , decided to rent it out. Then we  took KW to ethics board ,to hold them accountable and to know why they would not sell the unit we owned. We were told by Cindy doll ofhttp://www.pismocoastrealtors.com/displaystaff.cfm Board of realtors Pismo Coast. She said  Not to hire a lawyer. So we thought she was on our side and was there to protect us. Come to find out that was far from the truth. My mother and I walked in only to see they hired a lawyer
http://www.ogdenfricks.com/attorneys.html Roy Ogden .

We had absolutely no time to talk None.He Played a private message I had left on Mr Alan Williams answering cell phone. I trusted this brokerage and have bought and sold for 40 years with never have a problem with a realtor. Roy Ogden stated I had HIV to all the agents and the realtors feared my illness. There for they did not have to sell my mother condo.I never in my life have been treated with such lies .I was was  amazed at how they covered each other lies in this county. Police even retaliated and i finally caught them..

I have sent all of this to HUD.. They drafted up violations.. But I do not trsut HUD.. As Century 21 came last year to do a short sale. I disclosed to them what happened at board of realtors meeting. They had not heard. Nancy Tucker said she wanted to prove not all realtors are bad.. Took us on and left us paper work to fill out. She was going to do a loan modification or short sale. We tried to get the lender to refinance but she was also friends with agents .. Carley Smith would never return our calls so my mom had to pay $700.00 on top of rent every month for 3 years..We were blacklisted by all realtors.. Nancy Tucker told us to stop making payments so we could get Wells fargo attention..Dec 1 2012.. She e-mail us stating not all lenders work with them and they can pick and choose who to work with and they do not choose us. Sorry and Good Luck..

They violated our  hippaa rights This is about real esate not about one's health. ..They talked about  illnesses .. They fabricated I had HIV..I was torn to bits by them.. My mother suffered and so did our reputation..She lost her savings..close to $900.000  as we could not qualify for a loan.We  Had to pay cash to buy two townhouses over out heads.Not in an area we would have picked. We cannot work as we bought and sold for a living.. The town had completely blacklisted us even from lawyers.So I am asking is there any lawyers out there , that think, if HUD says this is the worst they have ever seem in thier exsetince of HUD it is worthy.. Plus I have copies of everything encluding tapes.

If this wrong. ? If so why can't  HUD do what the say on my complaints? I just do not trsut them. If this was just simply bad people, but this is evivl and they pray on the elderly. I have even seen Tamara Burns  prey on other seniors. and if I am lying sue me for slander. Why they will not is they know this is the truth.

The worst case HUD DFEH has ever read about and they have all their own  copies and documents too.. I do not trust our government. Obama has read our complaint and sent it to Chuck Huaptman..I thought would refinance, as banks were willing to do a rescind , as they saw the unit had never been listed. Tamara Burns and Mark Burns own shares in Keller and Williams. They also slandered and helped the lawyer with HIV information and were part of the whole conspiracy to cover up for this town..

Bruce Blair also tired to sell my mother a home. As I stated he knew she  would not qualify for a laon , as we could not sell unit 213..But Bruce Blair in 2009 right after Kate Carson tried to sell my mother another unit 501 in same complex No loan.. no escrow she cashed my mom's check, after telling her she could not. So we have two title companies. First American and Fidelity Title who as of yet have never returned my mother $5.000 .. Board of realtors sent us results in 2010 stating due to fear of HIV we do not have to sell Rinski Rodenhuos condo.. Chuck Hautpman who President Obama said would help us ,gave condo back to bank to rent out.. by Fannie mae.. Only unit there with hardwood floors..http://www.zillow.com/homedetails/579-Camino-Mercado-APT-213-Arroyo-Grande-CA-93420/82773526_zpid/  Also being that no one, has ever done such a horriable crimanl act in real esate in all it's history.. I also say.. the builder hired kate Carson to screen  people .This is 17.000 population.. 2.700 are real esate agents. You think my mom might be out gunned here?

This is the worst case that HUD said has ever been done by any brokers in all of history of HUD. This has never happened before.That's really bad. I will expose them as seniors move to this area need to be warned of Keller and Willimas, Century 21, Bruce Blair properties.UnEhtical.. this whole town needs to be exposed.. Just read calcoastnews.com http://calcoastnews.com/2012/09/san-luis-obispos-odd-promotions-and-awards/

Thank you for reading this.. Wilhelmina Rodenhuis

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Real Estate Industry Whistleblower Crystal L. Cox SOON to File Criminal Charges Against the National Association of Realtors

I don't Need a Corrupt, Spineless Attorney. I Will File Criminal Charges based in Law and NAR breaks the LAW every Single Day... in every town... internationally..

More Coming Soon..

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Real Estate Industry Whistleblower Crystal L. Cox Soon To File Federal RICO Lawsuit Against NAR.

coming soon..

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NAR is a Real Estate Cartel that STOMPS on Real Estate Consumers Rights With No Accountability

The National Association of Realtors makes NO Effort to Stand Up for Real Estate Consumers. As a Broker Owner I went to NAR over and over about Corruption and Ethics Violations of "Realtors" and

The National Association of Realtors Local, State and National DOES NOTHING.

The National Association of Realtors has Ethics on top of Ethics and Claims to Be of a Higher Standard However NAR is NOT of a Higher Standard and Does Not Hold "Realtors" "NAR" members accountable for the harm they do to the Real Estate Consumer.

NAR Top Economist Tells Consumers to Buy in a Time of Collapse, as was the Cendant Cartel (Sotheby's, Coldwell Banker, C21) - NAR has not accountability for Flat Out lying to consumers .. Ads, Billboards.. BUY .. Buy .. Buy.. Good Time to Buy.. Thing is.. IT was NOT and NAR knew it..

When we Blog about NAR Corruption, Anti-Trust Violations, Breaking the Law, Violating Public Trust - When We Expose the TRUTH about the National Association of Realtors Mary Newill, NAR Attorney Emails us and Threatens us With Trademark Violations. The ISSUE of ruining lives, breaking Anti-Trust Laws, Violating the Sherman Act Daily, Discrimination, Non-Disclosure, Failure to Disclose Adverse Material Fact, Flat Out Lies that "Bad Realtors" tell ... well all that does not seem to be of ANY importance on the NAR Cartel Agenda of Things to Do..

See Law Books, Court Cases and the Public In General Uses the word "Realtor" as a Synonym for Real Estate Agent or Real Estate Broker - yet Mary Newill Tell me that it is ILLEGAL to use the WORD

"Realtor" as a Synonym for Real Estate Agent or Real Estate Broker.

Mary Newill Forced me to Loose Hundreds of Domain Names with Realtor in the Name and I was then an NAR member, then when I quit NAR - Mary Newill got on my case saying it was a Trademark Violation because I was NOT a "Realtor" "NAR Member" ... Double Standards, Bullying Real Estate Cartel - NAR is only harassing NAR Whistleblowers to PROVE that they Do Not Violate Anti-Trust Laws Daily when they do.. See .. they have to PUSH the Crazy Illusion of a "Realtor" is Way Different then a Real Estate Agent or Real Estate Broker - The Dept. of Justice Requires this, because otherwise it would be Mandatory for a

Real Estate Agent or Real Estate Broker to be a "Realtor" and they claim you don't have to join - but hey if you don't we will ruin your life, harass you and run you out of business.. So Mary Newill Stay at her Huff and Puff .. Can do NOTHING yammering to STOP Bloggers from Exposing NAR...

NAR needs to change everything about they way they do everything and yet the big issue is whether I can Pronounce R-E-A-L-A-T-O-R Correctly and whether I use the Word "Realtor" when I am talking about "Realtors" ... There Really is Bigger Issues NAR..

You Break the Law Daily and Violate the Rights Of Real Estate Consumers and I For One as the Self Proclaimed "Real Estate Industry Whistleblower" will Expose Every secret that NAR has had for over 30 years... ALL Of them.. So Keep Yapping that I Use the Word REALTOR.. and well I will keep doing it..

The TRUTH is the Truth and the LIE will NOT become the TRUTH on My Watch...

here is the Latest Blogger Attack by The National Association of Realtors and hired Real Estate Cartel THUG Mary Newell.

******

"...Wow, I just got an email from a lawyer for the Realtor cartel telling me that I may not criticise them by name! Doesn’t the first ammendment to the consitution protect my right to speak freely?

Here’s the email and my response. I will post everything about this here.

Dear Patrick Killelea:

Did you have an opportunity to review the request I had made to you in October regarding your improper use of the term REALTOR®.

I am including a short video that we use to educate the staff on correct trademark use. This information can easily be applied to any trademark as it is important that they are not used generically if the trademark owner wants to retain their trademark.

As you can see by my correspondence the Association is concerned over the improper use of our Marks by nonmembers and we do write cease and desist letters to anyone we come across misusing this term.

http://link.brightcove.com/services/player/bcpid1785312249?bclid=1683773745&bctid=677609662001

Once again, I am requesting your confirmationn that you understand this matter and will remove our membership marks from your logo and website. We would appreciate your cooperation.

Sincerely,
Mary Newill, Trademark Administrator
Legal Affairs Division

NATIONAL ASSOCIATION OF REALTORS®

—– Forwarded by Trademark/Chicago/National Association of Realtors on 11/23/2010 03:27 PM —–
Trademark/Chicago/National Association of Realtors

10/07/2010 03:21 PM

Subject: Improper Use of the REALTOR Marks – Patrick.net

Dear Patrick Killelea

As the trademark administrator in the legal affairs division of the NATIONAL ASSOCIATION, your website Patrick.net was brought to my attention by one of our Members for its use of the REALTOR marks in the logo you are using on this site as well as the content. I have attached a copy of the logo below.

I wanted to make you aware that the terms REALTOR, REALTORS, and REALTOR-ASSOCIATE, as well as the REALTOR block “R” logo, are all federally registered collective membership marks owned by the National Association.

Collective membership marks are a type of trademark which, rather than indicating the source of a product or service, identify the user of the membership mark as a member of a particular group, in this case the National Association. Since this term is a membership mark, and not all real estate licensees are entitled to be identified as REALTORS, we respectfully request that this term never be used generically as a synonym for all real estate agents/brokers/salespersons.

To eliminate this potential source of conflict, we would appreciate your cooperation in revising this logo to eliminate the use of the membership marks. Many times this is as simple as substituting an appropriate job title for the term being used, for example, real estate broker or agent can often be used without making any other changes to the text.

If you would like to read more about trademarks and the rights of trademark owners, there are a number of sites on the Internet, which address this topic.

We are attempting to track our efforts in connection with the Internet and request that you acknowledge your understanding of this request for your cooperation and provide us with your estimate of when we can expect to see your site updated. Our e-mail address is trademark@Realtors.org.

Thank you for your help and we look forward to receiving your reply.

Mary Newill, Trademark Administrator
Legal Affairs Department
NATIONAL ASSOCIATION OF REALTORS
430 N. Michigan
Chicago, IL 60611-4087

Hi Mary,

no, I definitely did not get any previous email from you. But more importantly, are you telling me that the first amendment does not protect my right to criticize the realtor cartel by name?

Let’s say I were criticizing McDonalds. Would I be forbidden to use the word “McDonalds”? How else would people know what I was talking about?

Note that your reply will be publicized on my website.

Patrick Killelea

comments on "Realtors attempt to deny patrick.net first ammendment protection"

1. Sunday, 28 Nov 2010 at 6:03 pm | top | quote | email this The Lanham Act permits a non-owner of a registered trademark to make “fair use” or “nominative use” of a trademark under certain circumstances without obtaining permission from the mark’s owner. The fair use and nominative use defenses are to help ensure that trademark owners do not prohibit the use of their marks when they are used for the purpose of description or identification. Fair use or nominative use may be recognized in those instances where a reader of a given work is clearly able to understand that the use of the trademark does not suggest sponsorship or association with the trademark owner’s product or services and therefore is not being used in a manner to confuse the reader. . . . An author’s use of a trademark for the above-referenced situations should be considered a non-confusing “nominative use” when it meets the following requirements: (1) the trademark owner’s product or service must be one that is not readily identifiable without the use of the trademark; (2) the author only uses as much of the trademark as is reasonably necessary to identify the trademark owner’s products or services; and (3) the author does nothing that would, in conjunction with the trademark, suggest to the reader sponsorship or endorsement by the trademark owner. http://www.publaw.com/fairusetrade.html "

   Come and Get US Mary Newill. The National Association of Realtors is Corrupt and I intend to Expose every Skeleton in Every Closet NO Matter How Long it takes.. Got any Skeletons Mary Newill - I have Had Enough - NAR Does nothing to Protect Real Estate Consumers that Lose Everything due to Corruption within NAR and Yet this is what is important to you.. us Saying the WORD "Realtor" when talking of a "Realtor" - are you Kidding - Enough..
   
   Time for a Class Action Lawsuit for Defamation, Harassment - against Mary Newill personally and the Real Estate Monopoly, Real Estate Cartel Known as The National Association of Realtors.

More on Corruption and Fraud in the Real Estate Industry, Supported by and Lobbied for By The National Association of Realtor.

www.RealEstateIndustryWhistleblower.com

www.RealtorSucks.com

Posted Here by
Real Estate Whistleblower

Crystal L. Cox
Got a Gribe about Mary Newill

eMail me at Crystal@CrystalCox.com

Read more...

Another Story of the Association of Realtors DOING nothing about Realtors who Break the Bogus Codes and BREAK the Law.

" I submit this complaint against realtors Jackie A. Nolen of Selling paradise realty, Cape coral, FL and Phillip Morris of Wonderland realty, Cape Coral FL.The subjects of this complaint concern the acts of knowingly providing confidential client information to a 3rd party without written authorization in addition to knowingly providing misleading information as to the condition of the subject property. The following information provided occured during the process of my purchasing a property in Cape Coral, FL.

During the time period when I was allowed to do an inspection of the property, I was working out of state and my fiance was undergoing cancer treatment at University of Miami. Subsequently we were both unable to do our own inspection of the property.

At that time Jackie Nolen offered to me an Inspection Report that she had from a previous buyer that I would be able to purchase with the consent of said buyer at a discounted price. She said the report was from a reputable inspection company that had been done only a month prior to my contract on the house.

To me, it seemed that this was a valid option, so I decided to use this report as an indication of the condition of the house and would base all negociations with the seller on this report. The seller agreed to fix all of the problems contained in the report prior to closing, and Mrs. Nolen agreed to do the the final inspection in our absence.

The day of closing, Mrs. Nolen Met the representative of Kross Home Inspection and verbally reported to me that the inspector had completed the inspection and all of the problems had been fixed. She would then send me a copy of the inspector’s findings via e-mail. Based on her statement, I proceeded with the closing. When my fiance moved in however, she found the problems had not been fixed and several other severe problems were discovered. We were very upset at the condition of the house and qestioned Mrs. Nolen as to why the problems had not been fixed.

She replied that she was still waiting for the inspector’s report to find out what he had written. Several days later I received the report from Mrs. Nolen to find that the inspector did indicate the problems had not been fixed and Mrs. Nolen had lied to us concerning his findings so I would proceed to closing.

Subsequently, in trying to find out more information on the inspection report, I contacted the inspection company directly. To my dismay, I was told that Phillip Morris (listing agent) and Jackie Nolen had not contacted the previous buyer for permission to use their report and that the previous buyer was extremely upset to find out that they had given the report to me. I was also told that Mrs. Nolen had not informed the inspector or the inspection company that the re-inspection was for a different buyer and not the original buyer as they had thought.

In my dealings with Jackie Nolen, I have found her to be an untrustworthy realtor. There are several other instances were she Lied to My fiance and me, but the instance above has caused us the most harm. We are faced with $30,000 in repairs to a house we never would have purchsed if Jackie Nolen had not lied to us.

Sincerely,
Christopher Hey.


Article 1

When representing a buyer, seller, landlord, tenant, or other client as an agent, REALTORS® pledge themselves to protect and promote the interests of their client. This obligation to the client is primary, but it does not relieve REALTORS® of their obligation to treat all parties honestly. When serving a buyer, seller, landlord, tenant or other party in a non-agency capacity, REALTORS® remain obligated to treat all parties honestly. (Amended 1/01)


# Standard of Practice 1-9

The obligation of REALTORS® to preserve confidential information (as defined by state law) provided by their clients in the course of any agency relationship or non-agency relationship recognized by law continues after termination of agency relationships or any non-agency relationships recognized by law. REALTORS® shall not knowingly, during or following the termination of professional relationships with their clients:

1. reveal confidential information of clients; or
2. use confidential information of clients to the disadvantage of clients; or
3. use confidential information of clients for the REALTOR®’s advantage or the advantage of third parties unless:

1. clients consent after full disclosure; or
2. REALTORS® are required by court order; or
3. it is the intention of a client to commit a crime and the information is necessary to prevent the crime; or
4. it is necessary to defend a REALTOR® or the REALTOR®’s employees or associates against an accusation of wrongful conduct.

Information concerning latent material defects is not considered confidential information under this Code of Ethics. (Adopted 1/93, Amended 1/01) "

Per .. Real Estate Consumer...

Got a Tip on a Rogue, Lying, Non-Disclosing REALTOR ?
eMail me at Crystal@CrystalCox.com

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Mike Workman C21 Eureka Protect By Realtor Association, E and O insurance, Corrupt Judges and ATTORNEYS.. you Lose

Who Protects Mike Workman's Corruption as a Eureka Montana Real Estate Broker?

Well Judges, his Attorney being friends with your Attorney, Mike Workman C21 Eureka's E and O insurance sure goes along way at shutting you up. Though Mike Workman was proven as knowing Latent Defects, Known Facts that Affect Value - Quality of Life ... and Known Adverse Material Facts.... Proof Mike Workman knew issues with Eureka Montana Homes and Yet Lies over and over to rake in the big bucks... over a decade of stories I heard and ended up keeping to myself as NO One Listened.. Stories of people living in garages, Stories of Pam Flowers Flat Out Fraud and Mike Workman saying I don't Care, she is making me money and that is all that matters...

The MLS, Northwest Montana Association of Realtors protected Mike Workman as Director Kathy Schulte was quoted as Saying Mike Workman was "Dreamy" - she would call him and warn him of pending lawsuits... ones that ruined lives.. and he would change files, make inspections disappear, and create an illusion before discovery..

Mike Workman is what is Known in Eureka Montana as a Good Ol' Boy, so he committs a crime and you do the time.. you give all your money, your quality of life. .you live in your garage.. you lose everything and he gets off with no financial damages, no criminal charges.. though he broke the law.. Attorneys like Cory Laird protect Mike Workman for some reason. .why who knows.. but Mike Workman flat out lies, you have proof and no judge or legal proceeding makes him pay for the damage Mike Workman C21 Eureka Montana did to your life or your pocketbook...

Got a Tip on Mike Workman C21 Eureka Corruption?
Crystal@CrystalCox.com

Oh and LOTS more Coming Soon on this ONE..
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Michael Workman - Mike Workman C21 Eureka Montana Real Estate, Fraud, Real Estate Corruption.

Got a Tip or a Story on Michael Workman - Mike Workman C21 Eureka Montana Real Estate Corruption or Michael Workman - Mike Workman Century 21 Eureka MT Real Estate Fraud?

How has Michael Workman - Mike Workman C21 Eureka Montana Real Estate Broker Ruined your Life, Lied to You, Failed to Disclose to YOU?

Email me your Michael Workman, Broker Owner - Mike Workman C21 Eureka Montana Real Estate Story to me Crystal@CrystalCox.com

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Real Estate Complaint - Pat Burger - Julie Woolard, Stacey Keirnan,

Real Estate Complaint filed with the Consumer Affairs Division of
the Indian State Attorney General's Office in 2009.

""Stacey Keirnan, Broker/Owner
Home Run Realty
11647 Fox Road
Indianapolis, IN 46236

Pat Burger, GRI, realtor
Buyer and Transaction Specialist
Home Run Realty
11647 Fox Road
Indianapolis, IN 46236

Julia Woolard, realtor
FC Tucker
28 Yorkshire Blvd. E
Indianapolis, IN 46229

We welcome rebuttals from any of the three realtors named in this complaint. All we ask is that they attempt, if possible, to actually tell the truth. Statements made in this compaint are backed up by emails or other documents from Keirnan, Burger, Woolard or Woolard’s assistant. Any conversations referred to were made in the presence of both my husband and myself.

We are hoping by filing this complaint that any one considering doing business with Home Run Realty or Julie Woolard of FC Tucker will reconsider that discision.

In June, 2007 we signed an agreement with Davis Homes LLC to build a new home. At that time, we also signed an agreement with Kevin Elson, president/ owner of GBO Realty. The agreement stated that GBO Realty would buy our home for an agreed price if our home had not sold by the closing date of our new home.

As part of our agreement with GBO Realty we had to list our home with FC Tucker using a listing agent named Julie Woolard.

We were not allowed to hire our own realtor. We were not comfortable with her but our only other choice was to put our home on the market and hope it sold by the date our new home was done. We thought that was too risky.

Our home was listed on July 1, 2007.

On July 15, 2007 we received an offer from Haley Raber Hilliard and Jaison Hilliard with a closing date of August 20, 2007. The sale of our home was contingent on the sale of their home.

The Hilliard’s were represented in the sale of our home by Stacy Keirnan, owner/broker of Home Run Realty.

Initially, we were very hesitant to accept the offer as the Hilliard’s were demanding that our entire home be recarpeted no later then August 1, 2007. Despite negotiations, they also refused to give us more then 48 hours to vacate our home which would result in us signing a lease for temporary housing before the closing date.

Our closing was set for 4 p.m. August 20, and we would not be able to sign the lease for our temporary housing until 9 a.m. August 21. We had to be completely vacated from the property no later then 6 p.m. August 22. There was no way we could move ourselves from a two-story, four bedroom home in that amount of time.

We were unable to afford the cost of movers because of the HIlliard’s demand for new carpeting. We had spent our moving money to keep our demanding buyers happy.

I do not wish to give the name of the HIlliard’s buyer or her realtor. I will just refer to her as Mrs. B. She was represented by her daughter, a licensed realtor. Despite what we were later told by Keirnan, Burger and Woolard, Mrs. B and her daughter did nothing wrong.

Because of the excessive demands of the Hilliards, I ask Woolard if a letter of approval from a lender existed for both the Hilliards, and the buyer of their home. Woolard claimed that lender approval letters existed for both our buyer, the Hilliard’s, and their buyer, Mrs. B. I asked if the letters were specific, if they contained a date and the amount of the mortgage and address of the property. She was very emphatic that these letters existed.

My husband also witnessed this conversation. We were told by Woolard that there was no problem concerning the Hilliard’s and Mrs. B’s ability to receive financing and that unless one of our buyers did something stupid before closing our home would close as scheduled.

I asked in the presence of my husband if she had seen the letters. She said that she had. That was lie No. 1. Lie no. 2 was when I then asked if we could see the letters. She told us that because of privacy issues that was not possible. We accepted the Hilliards offer and their conditions based COMPLETELYon our belief that Woolard was telling us the truth when she said she had seen the lender letters.

Woolard lied to us. She could not have seen a letter for Mrs. B because no letter existed. She never received mortgage approval although it was over a year before we found this out.

Further more, she also lied to us when we requested seeing these letters. We were told by an attorney that we could have seen the letters with written permission from our buyer.

We had several conversations with Woolard after accepting the Hilliard’s offer and we were told that everything was proceeding as scheduled.

We ask if there were any problems with the title search by First American Title and were told that everything was ok and that there was no reason we should not close on August 20.

Unfortunetely what we didn’t know was that Mrs. B. had been denied financing due to insufficient income. Kiernan was notified the last week of July, 2007. We were never notified.

During these conversations we were told that either Woolard or her assistant were in daily contact with Pat Burger. We were told by Woolard that Burger was in daily contact with Mrs. B’s realtor and everything was proceeding normally. We were continually reassured that everything was fine.

Believing that our home would close on August 20, 2007, we recarpeted our home as a cost of appr. $1600.00 completing it around August 2, 2007 as demanded by the Hilliards.

On August 15, 2007 we received e-mail confirmationof our closing date from Woolard. assistant We had emailed her requesting confirmation of our closing date as we had to sign a lease on August 17, 2007 for temporary housing. Woolard was aware of this. Again no warning that there would be no closing.

On August 18, 2007, we received an e-mail from Woolard, stating that the closing would have to be delayed.

Upon reaching her by phone the explanation we were given is as follows:

At about 7:30 p.m., August 17, 2007, Pat Burger called Julie Woolard to leave a message that the closing would have to be delayed because the realtor for Mrs. B. had called to say herclient did not understand that cash could not be taken to a closing. The cash would need to be deposited in a bank account and allowed to age. A new closing date of August 27, 2007, was set.

We were told by Woolard that it wasn’t a serious problem and we should continue to move from our home.

On August 24, 2007, Woolard called to tell us that the closing would have to be delayed again, this time citing a problem with our buyer, the Hilliards. At this point we were completely moved from our home.

This actually resulted in an amendment from our buyer’s paying us $25.00 a day until we closed. We now believe that this document was forged.

On August 27, 2007, I receive an e-mail and a phone call from Woolard stating that our buyers had solved their problem and we would possibly be able to close that afternoon.

On August 28, 2007, we received a phone call from Woolard stating that Mrs. B was delaying the closing due to her refusal to cooperate with a request from her lender to provide some information.

On August 29 and August 30, 2007 we received phone calls from Woolard stating that we could not close until Mrs. B cooperated with her lender. We were told that she was withholding information from her lender and refusing to sign a document that the lender needed for closing.

On August 30, 2007, we received a phone call from Woolard. We were told that we would not be closing at all. The reason Woolard gave us is that Mrs. B refused to cooperate with her lender and as a result the underwriters would not give approval and the lender had pulled loan approval.

We do not know where Woolard got the information she relayed to us in the phone calls August 24 - August 30, 2007 as Keirnan claimed that she notified Woolard on August 23, 2007 that we would not be closing on our home.

We were unable to break our lease and so had no choice but to pay both rent and a mortgage payment, plus utilities on a home and apartment. Most of our possesions had been put into storage so we had to pay storage costs also.

On Sept. 1, 2007, we relisted our home at a lower price but were uable to sell it. We moved into our new home in November 2007.

In September, 2007, we emailed Keirnan concerning the events of August, 2007. She reiterated what Woolard had told us, blaming both Mrs. B and her realtor.

We contacted Ms. B’s realtor and broker by e-mail. He stated that Ms. B had not received a mortgage and that both Keirnan had been immediately notified by the lender. He stated that Mrs. B and her realtor were not to blame.

When questioned about this e-mail, Keirnan again kept to her story of of an uncooperative buyer, blaming both the byer and her realtor.

In an e-mail we received from Keirnan in October, 2007, Keirnan attached a pre approval letter from Bay Tree Mortgage and a Title 1 document for Battles with a closing date of 8/28/2007 as additional proof that Ms. Battles was uncooperative.

While all this was going on we were sued by our Hailey Raber Hilliard because we refused to sign the release. Without the release their ernest money could not be returned to them. Amazingly, she was advised to do this by Woolard’s broker. His name is Kurt Simmons. Our refusal to sign the release was because we didn’t not believe Keirnan’s story about the timing of the phone call on August 17.

In October, we contacted Pat Burger in an e-mail to question her about the circumstances concerning the phone call from Lockett. She stated in an e-mail that she did not talk directly to Lockett but was relaying information to Woolard given to her by Kiernan. In an email Burger stated that Keirnan “told” her what to say in the phone call.

In November, 2008, we sued Mrs. B in Warren Township Small Claims Court for damages for the cost of carpeting, rent and storage costs resulting from her refusal to cooperate with her lender. We were given a court date of December 18, 2008.

After Mrs. B was served with our summons she called us seeking information about why we had sued her. During the conversation she stated that she had never received an approval letter from a lender, and had in fact received letter a from her lender denying her a mortgage due to insufficient income. She stated she had received this letter before the end of July.

She also stated that all the information we were given by Keirnan, Burger and Woolard concerning the failure of the sale of our home was not true. She had not moved any assets or refused to cooperate with her lender as Keirnan said. Once she received her turndown for a mortgage at the end of July she put the matter behind her.

She asked me to contact Keirnan, stating that she would verify her story. I emailed Keirnan, Burger, Woolard, Ellison and the Hilliard’s. Not ONE person responded to my email. At that point I knew she was telling me the truth and that all of the people we emailed knew it too.

I met with Mrs. B and verified the following: she had not been given a closing date, her realtor had not called Home Run Realty on the evening of August 17, 2007, claiming that the closing would have to be delayed until money “aged.” Mrs. B. also stated that the information we were given about her refusal to cooperate with her lender did not happen as she never had a lender, or even a closing date.

On December 18, 2008, we met Ms. B in court. She brought a copy of a Statement of Credit Denial, Termination or Change and showed it to us in front of the court bailiff. It verifies that she was denied a mortgage because of income limitations, not because she would not cooperate with her lender. We immediately dismissed the case. We have a copy of this document.

I do not know why Keirnan and Burger withheld this information and then lied to us when they could no longer hide the truth. I don’t understand why Woolard did not notify us on August 23, instead of yanking our chain for an additional week.

I’d like to close by saying that these three women, Keirnan, Burger and Woolard treated us with no respect. Worse then losing thousands of dollars in rent, storage and carpeting costs, was the feeling of betrayal and disrespect. We

We would like to file a consumer complaint against the following real estate professionals:

Stacey Keirnan, broker/owner
Home Run Realty
11647 Fox Road
Indianapolis, IN 46236

Pat Burger, GRI, realtor
Buyer and Transaction Specialist
Home Run Realty
11647 Fox Road
Indianapolis, IN 46236

Julia Woolard, realtor
FC Tucker
28 Yorkshire Blvd. E
Indianapolis, IN 46229

We feel that Keirnan violated Article 1 of Code of Ethics and Standards of Practice of the National Association of Realtors. We feel that Pat Burger and Julia Woolard MAY have violated Article 1.

We signed an agreement in June, 2007, with Davis Homes LLC to build a new home. At that time, we also signed an agreement with Kevin Elson, president/ owner of GBO Realty, PO Box 26248, Indianapolis, IN 46226. The agreement stated that GBO Realty would buy our home for the agreed price of $120,500 if our home had not sold by the closing date of our new home.

As part of our agreement with GBO Realty we had to list our home at 309 Creekstone Court, Indianapolis, IN, 46239, with FC Tucker using a listing agent named Julie Woolard. We were not allowed to hire our own realtor.

Our home was listed on July 1, 2007. On July 15, 2007 we received an offer from Haley Hilliard and Jason Hilliard with a closing date of August 20, 2007. The sale of our home was contingent on the sale of their home. The Hilliard’s were represented in the sale of our home by Stacy Keirnan.

We were to close at First American Title Insurance Company, 366 Washington Pointe Drive, Indianapolis, IN 46229.

Copies of contracts with GBO Realty and FC Tucker are enclosed. Also enclosed are copies of the offer we accepted with the Hilliards.

Initially, we were very hesitant to accept the offer as the Hilliard’s were demanding that our entire home be recarpeted no later then August 1, 2007. Despite negotiations, they also refused to give us more then 48 hours to vacate our home which would result in us signing a lease for temporary housing before the closing date.

Because of what our buyers were demanding we ask our realtor, Woolard, if a letter of approval from a lender existed for both the Hilliards, and the buyer of their home.

The Hilliard’s buyer was named Yvonia S. Battles. Ms. Battles was represented by her daughter, Denise Lockett. Ms. Lockett’s Broker is named Clifford Johnson.

Woolard claimed that lender approval letters existed for both our buyer, the Hilliard’s, and their buyer, Yvonia Battles. She was very emphatic that these letters existed. We were told by Woolard that there was no problem concerning the Hilliard’s and Ms. Battles ability to receive financing and that unless one of our buyers did something stupid before closing our home would close as scheduled.

We accepted the Hilliards offer and their conditions based on our belief that Woolard was telling us the truth concerning the lender letters and that the Hilliard’s and Ms. Battles had received letters of mortgage approval from a lender.

We do not know where Woolard got the information concerning the approval letters from the lenders that we ask about. No letter existed for Yvonia Battles because sometime before the end of July, 2007, well before closing, she was denied financing due to insufficient income.

According to Mr. Johnson, the lender immediately notified both Denise Lockett and Stacy Keirnan. We do not know if she told Woolard or Burger. We were NEVER notified.

We had several conversations with Woolard after accepting the Hilliard’s offer and we were told that everything was proceeding as scheduled. We ask if there were any problems with the title search by First American Title and were told that everything was ok and that there was no reason we should not close on August 20.

During these conversations we were told that either Woolard or her assistant were in daily contact with Pat Burger. According to Woolard, Burger was in daily contact with Lockett and everything was proceeding normally.

Believing that our home would close on August 20, 2007, we recarpeted our home as a cost of appr. $1600.00 completing it around August 2, 2007.

On August 15, 2007 we received e-mail confirmation (copy enclosed) of our closing date from Woolard. We had emailed her requesting confirmation of our closing date as we had to sign a lease on August 17, 2007 for temporary housing. Woolard was aware of this.

On August 18, 2007, we received an e-mail (copy enclosed) from Woolard, stating that the closing would have to be delayed. Upon reaching her by phone the explanation we were given is as follows:

At about 7:30 p.m., August 17, 2007, Pat Burger called Julie Woolard to leave a message that the closing would have to be delayed because Denise Lockett (realtor for Yvonia Battles) had called to say her mother did not understand that cash could not be taken to a closing.

The cash would need to be deposited in a bank account and allowed to age. A new closing date of August 27, 2007, was set.

We were told by Woolard that it wasn’t a serious problem and we should continue to move from our home.

On August 24, 2007, Woolard called to tell us that the closing would have to be delayed again, this time citing a problem with our buyer, the Hilliards.

On August 27, 2007, I receive an e-mail (copy enclosed) and a phone call from Woolard stating that our buyers had solved their problem and we would possibly be able to close that afternoon.

On August 28, 2007, we received a phone call from Woolard stating that Yvonia Battles was delaying the closing due to her refusal to cooperate with a request from her lender to provide some information.

On August 29 and August 30, 2007 we received phone calls from Woolard stating that we could not close until Battles cooperated with her lender. We were told that she was withholding information from her lender and refusing to sign a document that the lender needed for closing.

On August 30, 2007, we received a phone call from Woolard. We were told that we would not be closing at all. The reason Woolard gave us is that Yvonia Battles refused to cooperate with her lender and as a result the lender had pulled loan approval.

We do not know where Woolard got the information she relayed to us in the phone calls August 24 - August 30, 2007.

We have no proof that Keirnan, Burger or Woolard even ordered preliminary title insurance work with First American Title Company. We have been unable to obtain confirmation that this work was done.

At this point we had completely moved from our home, putting most of our belongings in storage. Our new home was under construction.

Unlike our buyers, we had no choice but to continue with the construction of our new home. Our buyers unpacked their belongings, took their home off of the market, and we believe, continue to live in this home.

We were unable to break our lease and so had no choice but to pay both rent and a mortgage payment.

On Sept. 1, 2007, we relisted our home at a lower price.

On November 17, 2007, we agreed to a purchase price and signed a purchase offer with another buyer. Because this was 3 days before our closing with Davis Homes we did not financially benefit from this offer.

On November 20, 2007, we closed with GBO Realty for the agreed price of $120,500 for our home ..., paying a 7 percent commission to GBO Realty. We then closed on our new Davis Home.

In September, 2007, we contacted Stacy Keirnan concerning the events of August, 2007. I have attached her e-mail of the explanation we were given.

She reiterated what Woolard had told us, with some additional details, blaming both Lockett and Battles, and suggested we contact Denise Lockett and Clifford Johnson.

We contacted Mr. Johnson by e-mail. He stated that Ms. Battles had not received a mortgage and that both Lockett and Keirnan had been notified by the lender.

When questioned about Mr. Johnson’s e-mail, Keirnan retired her story of of an uncooperative buyer, blaming both Battles, and her daughter, Denise Lockett.

In an e-mail we received from Keirnan in October, 2007, Keirnan attached a pre approval letter from Bay Tree Mortgage and a Title 1 document for Battles with a closing date of 8/28/2007 as additional proof that Ms. Battles was uncooperative.

In October, we contacted Pat Burger in an e-mail to question her about the circumstances concerning the phone call from Lockett.

She stated in an e-mail that she did not talk directly to Lockett but was relaying information to Woolard given to her by Kiernan.

Based on the e-mail and documents I received from both Keirnan and information we received from Woolard we filed a complaint with the Indiana State Attorney General’s Office against Denise Lockett in November, 2007. In July, 2008, the complaint was dismissed against Denise Lockett.

In November, 2008, we sued Yvonia Battles in Warren Township Small Claims Court for damages for the cost of carpeting, rent and storage costs resulting from her refusal to cooperate with her lender. We were given a court date of December 18, 2008.

After Ms. Battles was served with our summons she called us seeking information about why we had sued her. During the conversation she stated that she had never received an approval letter from a lender, and had in fact received letter a from her lender denying her a mortgage due to insufficient income. She stated she had received this letter before the end of July.

She also stated that all the information we were given by Keirnan, Burger and Woolard concerning the failure of the sale of our home was not true.

Ms. Battles had not been given a closing date, and her daughter had not called Home Run Realty on the evening of August 17, 2007, claiming that the closing would have to be delayed until money “aged.” She also stated that the information we were given about her refusal to cooperate with her lender did not happen as she never had a lender, or even a closing date.

On December 18, 2008, we met Ms. Battles in court. She brought a copy of a Statement of Credit Denial, Termination or Change and showed it to us in front of the court bailiff. It verifies what she told us on the phone. We immediately dismissed the case. We have enclosed a copy of the document.

We feel that Keirnan violated Article 1 by not informing our realtor of the true facts concerning the sale of the Hilliard home. We do not understand why we were not notified that there wasn’t a buyer for the Hilliard home. She further violated Article 1 by lying to us about what happened after the fact.

We feel that Burger may have violated Article 1. As buyer and transaction specialist at Home Run Realty she should have been aware that the sale of the Hilliard home was not going to happen. According to Woolard, either her or her assistant called Burger daily.

We were told by Woolard that Burger was in daily contact with Denise Lockett. We were told by Woolard that either her or her assistant were assured daily that everything was proceeding in a timely manner concerning the sale of the Hilliard home.

We have included Woolard in our complaint because we don’t know what she knew or when she knew it.

By Keirnan, Burger and Woolard not informing us in a timely manner that we would not be closing on August 20, 2007, we incurred substantial financial damages, including but not limited to cost of carpeting, rent, storage costs, moving costs and utilities.

Kandace Thomas
Ralph Thomas
Indianapolis, IN ""

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