Oliver Frascona - Folks I have a New Site about NAR education, Politics and other Yammerings

I have www.OliverFrascona.com to discuss NAR Continuing Education, NAR not listening to me talk about instructors teaching the wrong laws and more. I had done ONE simple post at www.RealEstateIndustryWhistleblower.com talking about my local association not hearing me on Agency classes taught by Oliver Frascona, for years the same information was taught and NO one listened to me telling them.

Come to find out, brought to my attention recently, Oliver was Teaching Colorado Agency Law in Montana which is why my agents were so confused, and it made me upset because I told the local NAR Executive Director at our local board of Realtors over and over of the problem. She ignored me.

So I used this example in my Real Estate Whistleblower blog, Oliver seen his name and he emailed me some childish remarks and so begun my Real Estate Expose' on Oliver Frascona in order to educate the Real Estate Victims, otherwise known as the Real Estate Consumer on issues of NAR politics, NAR continuing education and much.. much more so check out.. www.OliverFrascona.com - this blog is new so stay tuned for many - MANY more posts ...

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Some tidbits Lobbyists Say Realtor need to know - I Say NAR needs to Sit Down and Shut up.. and Stop throwing their CLOUT around..

Fighting Fannie/Freddie’s Declining Markets Policies

MORe staff worked closely with NAR Financial Services Manager Jeff Lischer earlier this month urging an NAR response to several recent policies enacted by Fannie/Freddie. Policies which, when taken as a whole, are crippling our local marketplace. Today, NAR released the following statement in a Government Affairs Directors newsletter. MORe will continue to advocate on your behalf to roll back Fannie/Freddie policies to encourage a healthy housing market.

NAR RAISES CONCERNS ABOUT FANNIE AND FREDDIE POLICIES

On April 11, 2008,

NAR President Dick Gaylord wrote letters to Fannie Mae CEO Dan Mudd and Freddie Mac CEO Dick Syron to raise serious concerns about a range of Fannie and Freddie policies that, taken as a whole, are hurting the entire national economy, not just the housing and mortgage markets.

REALTORS® think there has been an overreaction by the GSEs and others in the housing finance industry that, even in the short term and certainly in the long term, will cause harm to the organizations involved by delaying recovery of the housing and mortgage markets.

Many small individual policy decisions designed to keep the enterprises financially sound, when layered one upon another, have created major impediments to healthy mortgage and housing markets.

The letters address three main areas of concern:

1. A wide variety of higher fees and other underwriting standards that make mortgages much less affordable.

2. Policies reducing maximum loan-to-value ratios (LTVs) by five percentage points for homes in declining markets.

3. Extremely tight underwriting standards for jumbo conforming loans authorized by the Economic Stimulus Act.

To view the NAR Letter to Fannie Mae, please click here: http://fedistrk.nsf/files/Letter_Fannie_Policies_ 04112008.pdf/ $FILE/Letter_Fannie_Policies_ 04112008.pdf

To view the NAR Letter to Freddie Mac, please click here:
http://fedistrk.nsf/files/Letter_Freddie_Policies_ 04112008.pdf/

$FILE/Letter_Freddie_Policies_ 04112008.pdf

http://activerain.com/blogs/merrinette

Get NAR out of your Business, out of your Governing Bodies... Sell without an NAR member.. they are NOT of a Higher Standard, They are NOT really the voice of Real Estate. They are just bullys with billions.
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In my Home State, I see that the Governing Affairs members from my local MLS are for ONE I know for sure is a Liar, committs fraud on consumers and does not have any accountability, the MLS - the local association protects him as he owns a C21 Franchise.. and this is the kind of guy that is out there supposedly getting things done for consumers or on behalf of any sense of morals and decency - Ethics or Standards of Practice of any Kind.

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Joel Blackwell - Realtor RPAC information - Realtor Politics, Lobbying, NAR Politics, and other Tidbits..

The Association of Realtors Does Not Exist to Protect You.

Just Like any Publicly Traded Company REALTOR and all their associated Companies, Websites and Associates - are about making money, volumes and volumes of money. This is based on a whole lot of people and and a whole lot of income streams, however, the National Association of Realtors needs you to Keep on Using Realtors at the Local Level or the Whole Illusion Breaks Down. Realtors Use the Laws meant to Protect you against you.

Realtors lobby in large numbers, send mass amounts of letter and emails to to Government agencies such as the Department of Justice to STOP you from Selling by Owner Effectively, they Stop other Realtors from giving you discounts and helping you to win for a change, they lobby to keep banks out of real estate and for any little thing that will keep them in business and Will NOT benefit you or any REALTOR - ex-Realtor - Real Estate Broker or Real Estate Marketing Company.

The Folks, that try and help you to get a better deal with less drama are shut out, boycotted or getting policies and laws put into place by NAR and their troops that stop them.

When a Legislative Issue Comes Up that May Hurt Realtors but Benefit the Real Estate Consumer, they - the National Association of Realtors, the Local and State Association of Realtors put out the Call to Get all the REALTOR, NAR members to Fight for whatever it is that NAR wants, oftentimes NAR does this in the Name of what is Best for the Real Estate Consumer, however this NOT likely to Be True.

The Only Reason a Multi-Billion Dollar Company like NAR would Put out a Call would be to Save their Billion Dollar Income Stream from Shrinking.

rIf it was in the Best interst of the Consumer and this was Really What NAR was Fighing for the Real Estate Consumer then they would spend these millions that they spend on Lobbying on TV ads, Newspaper Ads and ways to Reach the Consumer and have them Stand up - Write Letters and emails with the Realtors, but that is NOT what the Call to Action is About... it is About NAR Staying in Control of You, and the Realtors on the Ground in Your Town want to Keep their jobs so they Stand Up and Do what NAR tells them to do.

How do They "Put out a Call" they send ALL Realtors Emails - Newletters - Association tell all the Members they have access to - they even give you form letters to email or send ( talk about anti-trust issues) and they Stand United to KNOCK you DOWN.

I have gotten emails that explain how the local association proudly went to Washington DC to fight to keep banks out of real estate, they fight to keep the MLS Data exclusively yours even though it is Your Data - it is Public Data Controlled by the Realtors... they lobby to keep it this way.

They sent us emails to fight against buyers rebates, and then newletters to scare us into NOT giving rebates and then they pushed for laws in our STATE to make Buyers Rebates even more legal then they were with the Previous Laws. And then a few months later when NAR loses its battle with the Department of Justice our State Laws Change and WOW Now all of the Sudden it is Legal for Me to DO what I want with my Paycheck.

Funny all these years they Kept Realtors from helping the Real Estate Consumer but Could not, or did not put a whole lot - if any effort into Checking MLS data for Quality Control, Stopping Mortgage Brokers from getting and giving kick back, stopping appraisers from having a copy of a signed by sell before their unbiased appraisal, Stoping Realtors from control markets - entering false data - stop fake sales .. so much goes on that they WILL not look at because NAR needs Realtors..

Why Not Lobby to Change the Laws that Are in Place that Really Do hurt the Consumer? Well There is No Money in that, STOP using Realtors.

Common Sense tells us that REALTORS are Advocates for their own industry, however, who has got your back in all this? Not Politicians.. I mean Realtors make BIG money. I sell One Large Ranch I make well over $100,000 dollars, I can afford - a REALTOR can afford to keep you in your place, and they use your own legislation and system of laws to do it.

They Know the Laws and Loopholes to get their way, they take classes on this stuff. They know the Protocol and they Know Just What to do in Order To get Things done to benefit them and their agenda which is making sure you believe that you need a Realtor when you Do Not.

They have meetings and trainings to teach REALTORS, and local association directors how to better Fight for What they want within the United States Justice System that is suppose to be there to protect you the Real Estate Consumer.

You are Not Taught how to protect yourself from the Realtors activities, there are no Consumer Classes to Train you on how to get things done on your own behalf.

Training Realtors to Fight - to Lobby to Stand
against Consumer Rights SHOULD be an Anti-Trust Violation.

I mean they all get together and conspire, they plan letters together - get their story strait - is this NOT violating public trust. Do you Know that the Realtors Unite against you like this, one issue over a million Realtors and You..

NAR and the Realtors in your Town Have more Political Power than you or ANY consumer rights advocate group could ever have and they are getting stronger. Realtors, some are quitting - New ones will join and through it all REALTOR will get bigger with online sites, stocks, Internet Marketing and Ad Revenue - selling books and classes - selling useless accreditations and making more money from YOU..
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Check out the Following Link and Resources http://www.joelblackwell.com/Lobbying_RPAC_Realtor_Advocacy_Form.html

Search Terms for you to Learn More about All This
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Personal Political Power, Realtor Association Executive Directors, Motivate Real Estate Agents to Write Letters, a Realtors Call to Action, Consulting Training Political Action Realtor, REALTORS® Political Action Committee (RPAC), RPAC Trustees: Provides political education training and fundraising programs for political action, Political Education Realtor, Political Fundraising Realtor, RPAC fundraising efforts, RPAC lobbyist
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Search for more on these Topics and find out what REALTORS do to actively change laws and policies to work against you. Realtors work hard
every day to Keep you Out of the Loop but Paying their Bills.

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The NAR is a HUGE Corporation and they have
a Constant Political Agenda to Keep REALTORS
in Business and to Keep you Down.

What Should You Do About this ?

STOP using Realtors, Complain to your Local Political Figure Heads, Email The Department of Justice, Email your Governor, Demand that there be More Protection in Real Estate for You, the People Who Matter Most in the Real Estate Transaction - The Real Estate Consumer.

rCrystal L. Cox Broker
I am YOUR Consumer Advocate in Real Estate.
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rrConsumer Protection, Politics of Real Estate, Real Estate Consumer, Real Estate Rants, NAR Lobbyist, Realtor Lobbyist, Realtors Lobby, NAR Politics, RPAC, RPAC Trustee, Realtor Association Executive Directors, RPAC Lobbyist

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When NAR Lobbys - You, the real estate Consumer, You lose

April 29, 2009

" The National Association of Realtors (NAR) has dramatically increased its lobbying expenditures (and influence) in Washington in the wake of the bursting of the housing bubble. The first chart shows the lobbying expenditures of the NAR over the past five quarters. As you can see the NAR has greatly ramped up its lobbying expenditures in the past couple of quarters. The Q1′09 expenditures represent an increase of more than 82% over Q1′08 expenditures. In the past two quarters the NAR has spent $12.25 million on lobbying in Washington."

http://ChartingTheEconomy.com/?p=839

The purpose of the next two charts is to give you some perspective on the amount of money that NAR / the National Association of Realtors is spending on lobbying. The second chart shows how much that NAR spent per business day on lobbying during each of the past five quarters. During the past couple of quarters on average the NAR has spent roughly $100,000 per business day on lobbying expenditures. This is a mind numbing number.

$100,000 A Day ~ Anti-Consumer Lobbying in My Opinion.

This is YOUR money, you the Realtors in the Field - you the Real Estate Consumer and I am Highly Doubtful that it is really in ANY best interest of the Public.

So NAR can Seemingly justify their expenditures by saying it was (is) necessary to help educate public officals on the complex issues facing the nation during the housing crisis.

This is a ridiculous argument. Having educational meetings with policy makers is important, but it doesn’t need to be an expensive process. How do I know this? Because I was a corporate lobbyist in Washington years ago.

I had many meetings on Capitol Hill, and it just doesn’t cost much. How much does it cost to meet over a cup of coffee and exchange some ideas? My expenses were always small (a few bucks). As a former lobbyist it blows my mind to think of spending $100,000 every business day on expenses. It would be work just trying to spend the money.

As far as having the NAR educating our public officals, that scares me too. The forth chart (below) shows what the NAR was saying about housing during the past few years as the housing market was collapsing. I took the quotes directly from the titles of NAR press releases. Is this the organization that we want educating our public officals on how to fix the housing crisis?
.... it serves an important part in the American political process. The problem is the excessive amounts of money that have become commonplace in Washington lobbying circles. Excessive levels of lobbying expenditures serve to distort politics and not to advance the political process.

On a positive note the disclosure and reporting on lobbying has become better. The next step is to put controls in place on lobbying expenditures.

Note: The lobbying expenditures covered in this report are from U.S. Congress disclosures (and cover just the federal government). It should be noted that there are many state and local realtor associations in the U.S. that also lobby state and local officals. Those expenditures are not included in this report.

Data Source: U.S. Congress
Various National Association of Realtors Press Releases

Link to Source: Check It Out
http://chartingtheeconomy.com/?p=839

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This is VERY, Very bad for the Real Estate Consumer. Realtors, NAR - lobbying your government why ? Sure must be on behalf of the Realtor. Why Not Just Get Back to Buyers Buying and Sellers Selling and Get Rid of all the Mumbo Jumbo.
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Lobbying is a way to FORCE Realtors into Consumers lives on as many levels as they can. Money Talks, the Realtors Lobby about an Issue that you, the Real Estate Consumer don't even know about. So you don't get a vote, but you get to Pay for It... for the Realtors, and for the Politicians they lobby and "Contribute" to. In the Real World of Real Estate, you, the Real Estate Consumer - You Lose.
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