Realtor Sucks - Exposing NAR - the Great Real Estate Hoax. Real Estate Industry Whistleblower Crystal L. Cox - Exposing the Real Estate Cartel NAR one Set of Eyes at Time. Email Crystal L. Cox Broker Owner for Montana Real Estate Services, NON-NAR.
And You Believe that an NAR Member Offers you
More Protection in your Real Estate Transaction
When In Fact that is a Flat Out Lie.
I don't Need a Corrupt, Spineless Attorney. I Will File Criminal Charges based in Law and NAR breaks the LAW every Single Day... in every town... internationally..
So... my Real Estate Whistleblower Network has Picked this Story up...
Bernie Hassan - Weichert Realty Says to
Real Estate Consumer Joel Stern:
" Apparently you have an ax to grind and it’s not with me or any of my agents. Clearly by your email and the list of people you are connecting me to have an issue. While I do feel badly about how you were treated you seem to want to make a hard and fast case that the entire industry is corrupt when that is not the case.
Again we have been successful with our well trained and managed staff. All contracts can be written subject to legal review. It is an accepted and worthwhile practice that allows attorney’s to have a say in a client contract after the offer is written and accepted by the seller prior to a P&S agreement where legal counsel has more input.
Maybe you should not be so one way with your thinking.
Bernie "
A Hard and Fast Case that the Entire Industry is Corrupt?
Well Joel Stern, Real Estate Consumer has been at this for years upon years as have the others that he networks with, plus Joel Stern has experienced this Flat Out assault on the Real Estate Consumer and NO accountability to the REALTORS who do the damage, NO attempt at Really upholding the "Realtor Ethics" or of REALLY being of a Higher Standard. NAR Does NOT get to have the Title "Voice of the Real Estate Industry" just because NAR chose it or trademarked it. That kind of a title SHOULD only be given by the people.
The National Association of Realtors participates Daily on a Global Real Estate Consumer Smackdown, they Lobby for what is in the Best Interest of Realtors and NOT the Real Estate Consumer and in a time when the Real Estate Consumer - Cheated by Realtors, banks, lenders, mortgage brokers, appraisers and especially NAR... they are losing everything and they voice some of what they have experienced and Realtors like Bernie Hassan Manager of Weichert Realty say they are Silly, accuse them of Generalizing and of Hard and Fast Criticism WHEN really I have personally witnessed the Corruption and NO Consumer Protection, No Accountability even attempted at Realtors who lie - and not even a tiny bit of a stand to be on the side of the victim - the truth telling- proof holding real estate consumer.
I don't Care how well trained your staff is, you cannot teach morals really.. and when a good agent tries to do the right thing, the Big Boys and Gals - the Broker Owners - the Franchise Owners - the Lobbyist and Affiliations shut that Good Realtor up as fast as they say Hey you Can't... So in NO WAY am I saying all Realtors are Bad or not "quality trained" most Realtors are Good People - WHO CARES - that is irrelevant if Real Estates Laws CANNOT be Enforced, Ethics are NOT even Attempted to be enforced, MLS Data is Corrupt and has NO - NOT One, quality control measure in place to ensure that this Data is correct in any way.
E and O insurance keeps Real Estate Victims in court for years NO matter how much proof of Fraud they have on the Realtor.
Title Companies insure a Legal and not livability. Appraisers hedge on values to please Realtors and no Liability for if the Home is Really Habitable. Title Companies do not have to keep copies of Home Inspections previously made or sale fails - this is not disclosed to buyers most of the time and oh well... once YOU, the Realtor got their money ... YOUR GONE and their lives are ruined fighting year after year for Something they Thought they were buying .. the Realtor Advertised, Wrote down, told them they were buying ... that is NOT what they got and the Realtor has NO Liability... I have seen this Over and Over Again.
I was a well Trained, Honest "Realtor", NAR Member.
I had no way to Protect or Defend the Real Estate Consumer. No way to enforce Ethics and No one to hear when I told of multi-million dollar real estate fraud. NO one protected me or my consumer from the Corrupt Realtors, E and O made sure of that as well as other Affiliations that are VERY bad for the Real Estate Consumer.
E and O insurance protects Realtors and not Consumers.
There is No Consumer protection in the
Corrupt Real Estate Industry.
Joel does not so much as have an ax to grind, he is simply one of hundreds of thousands of real
estate consumers fed up with how Realtors are ABOVE the Law, How Realtors can do the damage they do to the Real Estate Consumer with No Accountable. There are litter ally millions of stories out there just like and way worse then Joel Stern's Proverbial "Ax to Grind".
NAR at any level... local - state or National, DOES not even attempt to uphold ethics among agents, will not listen to real estate victims or even Broker Owners such as myself who did try OVER and OVER to defend and protect the real estate consumer, as I bought in... HOOK line and sinker to the Lie that being a Realtor would make me of a "Higher Standard" it did not.
I believed in those Ethics and Standards of Practice and I wanted to be a Part of THAT... it was a lie, all of it.. almost 11 years now as a Broker Owner and Well I Stand by the TRUTH and NAR is a Fraud, Period. I quit NAR a few years back - and I am VERY proud to be a NON-MLS, NON-Realtor - Real Estate Broker. Many will soon join me as NAR is a Disgrace and was Something We were SOLD as we first Got into Real Estate - turns out we Got Something VERY different then we thought we were getting.. sounds like the NAR motto all the way around.
THE ENTIRE INDUSTRY IS CORRUPT, there is no quality control, no consumer protection, no accountability and Good Brokers can't do business ....
There is NOT one Reason to EVER use an NAR member ..EVER..Well trained staff, irrelevant, a million good Realtors cannot defend a real estate victim over One Good ol' boy top of the realtor food chain bad agent. And funny, the most slams I get online, the thing most important to most Realtors driven into them by NAR.. well they don't like the way I say Real A TOR...
you have MORE protection
writing your Sale on a bar napkin... that is FACT...
Where is the "Voice of Real Estate" as your Losing Everything in Real Estate Investments they Got you Into with their Lies. Past Presidents Said Buy - Buy... local Franchise Managing Brokers Such as Tom Burk of Northwest Montana now Moved on to Torture the Oregon Real Estate Market... guys like Tom Burk managed a Huge amount of Big Money Coldwell Bankers in Northwest Montana, he said it was a good time to buy. Real Estate Consumers listened to him because of his position, he even went on local online forums to Spout his Gibberish and because NAR lies about being the Voice of Real Estate and "Really of a Higher Standard" - the Public Believed the National Association of Realtors and boy did they BUY - Buy.
The Real Estate Consumer bought and Illusion. The signs of a market collapse were everywhere and the NAR Economic THUG said all is well ... Good Time to Buy and he is still allowed to Yammer his Flat Out Lies and Consumers are Still listening Because the National Association of Realtors is after all "The Voice of Real Estate".
The Proof is there for those who wish to look at the Facts. NAR lied to consumers and they provide no protection to the real estate consumer - NONE. Now they can tell you whatever story that makes you feel better but the Truth Remains the Truth.
As So many of you Lose your Homes to Foreclosure, the Banks - the Lenders - the HUGE finance companies that got you into this trouble by bad business, fraud, false home values and YES they knew all along, EVEN and Especially NAR...
The Banks Got a Bailout when they should have been allowed to Fail as so many of you are losing everything but instead MONEY was printed to help them to not FAIL while your Losing everything. NAR is still trying to look like hey we did not know, we are here to help when really they are lobbying to keep banks out of real estate - WON THAT finally, they lobby to get that money flowing so you can get into bad loans based on False Values Again and they don't lobby for the kind of things that would really help the real estate consumer.
Why not reduce you debt at least to the now appraised value? Why is Trillions rewarded to Fraud, Bad Business and come on they knew... read Confessions of a Secondary Lender, Listen to me a Real Estate Broker Owner for over a Decade... THEY KNEW.. you LOSE ... they get Rewarded... your Losing Everything... and NAR wants to Remain the "voice of real estate" and to Remain with the Flat Lie that NAR is of a "Higher Standard" and those Low Life Real Estate Brokers like me well we are Evil and Bad news because we QUIT NAR and don't pretend that NAR is of those Ethics and Standards that Deceive the Public.
Most real estate loans out there are are for more then the house will "Appraise For" - the thing is that appraisal value when you got the house was NOT Accurate. The REALTORS MLS Data is Fraudulent, there is no way to monitor it, and it is easy to Fake a Market, Create a Comp, and Set up False Data... it happened over a decade and NO One Could Do anything. Instead of Spending Money to actually get some sort of Quality Control over Data, Local Association Spend Hundreds of Thousands on Useless little play pretend calculator looking things that gave codes so they could log into the MLS with a new special code daily to make SURE and KEEP those dreaded Real Estate Consumers who REALLY DO OWN the MLS Data, to Keep them OUT of it, that is what they think is important to SPEND Big Money on. .. ~ You Lose.
The MLS Data is not checked for Quality Control EVER - the Realtors just do as they please, the Lenders allow it, appraisals come in high from pressure from the Realtors, False Comps, Comps made up from fake sales to friends or family and none of it is Real - YET now when the GiG is up they simple get a government bailout and you have to pay your loans, lose your homes and get no relief.
National Association of Realtors - the Great Real Estate Hoax
Todays NAR is not Really about your Commission. The National Association of Realtors is about your Content. You provide interesting content for their Websites so they can Sell ad space and all kinds of Other Goods and Services. Without your Real Estate Listing they have no Viable Content to get that Web Traffic and to Sell Ads.
Stay Tunned Soon We Will Tell you WHO makes those Billions at the TOP of the NAR Food Chain and Why NAR is above RESPA Laws, Anti-Trust Laws, State Real Estate Laws and all those Laws that you have to abide by...
National Association of Realtors, Web Properties
the Legistative Process Protects Realtors because they have lots and lots of money so when NAR Lobbys for their Special Interests they usually get their way. NAR does not Lobby to get the things Stopped that Really Do Hurt You and NAR does not hold the "Good Ol' Boys" in your neighborhood to a higher standard, they simply do as they please bully you, treat you badly and you have to take it you have No Real Choice.
When you Complain to a Local Association of Realtors they Send you Away and when you Complain to the Real Estate Commission, the best you can get is their license taken and this is not going to happen most of the time.
If you want to get your money back or paid for damages that the Realtor did to you, then YOU have to get an Attorney and Fight them. It is not fair, you have proof in hand that they committed Fraud and yet you have to spend years in court so that a Judge, a Jury will have the "Opinion" of whether your a victim or not, and once in the courts your at the Mercy of a whole other Set of Good Ol' Boys and that To is a Matter of Who you Know, Connections, Affiliations and if your a new buyer in town, or in the county odds are no matter how much proof you have YOU will LOSE against the Realtor, they simply have more clout.
I have seen where Jury Trials award 1.2 Million in Punative to have a District Judge overturn this to $25,000 and a Supreme Court Stand Behind it. Shocking, However the only rights you have is the Right to Blog. I know that sounds silly, but the People are Listening, build a blog, post videos - documents - tell your Story and Send me a link at Crystal@CrystalCox.com - come up high in the Search Engines for their names and Expose them.
NAR is NOT listening to the Real Estate Consumer and why should they, they treat you bad and keep you down and you keep coming back for more. Many think that a "Realtor" is the only way to go and if you don't use a Realtor they Really Do Boycott you - then the Department of Justice Seems to be convinced that NAR is not a Cartel - a Monopoly and is NOT Violating Anti-Trust Laws Every Day of the Week when indeed they are - no one can do anything.
So the Real Estate Industry is Broken. Every part of the Real Estate Industry is Anti-Real Estate Consumer and No one is Listening To you so you NEED to Expose their Lies and Stop their Illegal, Immoral, Free For All on the Real Estate Consumer.
If you are SOLD a House that the MLS Sheet and the AD said it had Lakefront and the Buy Sell says it has Lakefront and the Real Estate Consumer just says oh I told you that - this is Wrong - Illegal Fraud and you Really have no Real Recourse without a Real Estate Attorney and Fighting for Years, even with One Hundred Percent Truth.
If the Realtor lies about the condition of a home, flat out or lies by way of Silent Fraud, which is saying Nothing, you have No Recourse - NAR says they are the VOICE of Real Estate. That is NOT True. NAR is the Voice of Realtors Staying in Business so that the NAR Cronies on TOP of the NAR Cartel Can Keep making Billions. It is not about protecting your rights in your real estate transaction. It is about Protecting NAR's Reputation and Keeping them in Business. And NAR is in Bigger Business then you may think at all levels of Real Estate.
Relocation Companies, Title Companies, Insurance Companies.... you name it NAR is their. So NAR needs to KEEP you under the Illusion that they are of a Higher Standard when Really they don't protect you even in the simpliest matter of buying a home SOLD to you on a lake turned out you don't own the lake front, or buying a home that was SOLD as Livable turns out it is NOT and you prove the REALTOR knew... you tell the MLS Director - you call the STATE Realtor Board and No One is Listening so Is there ANY benefit to USING a REALTOR in Your Real Estate Transaction ?
Your Local Realtor Association is in the Business of Making Sure the Real Estate Market keeps Marching on and they are not their to Listen to your Complaints about Realtors who Lie and Ruin your Life.
Until you Wake up to what the National Association of Realtors is Doing to you - then the Real Estate Industry Won't Change. Demand that NAR really be of a Higher Standard. Stop Mandatory E and O insurance. It is time for Realtor Accountability without years of your life and huge out money for a Lawsuit when you GOT something VERY different then What you Were Sold.
Time for Trial By Blog, Tell the TRUTH. Do not sit in Silence and just take what Local Big Wig Realtors are doing to you. Stand Up. Help to Make NAR Accountable so that the Good Realtors can Rise to the TOP and actually do business - because the Good Realtors they CANNOT protect you from the Bad ONES... NAR is NOT Listening...
National Association of Realtors
this is Searched on my Real Estate Industry Whistleblower Sites.. Alot..
it seems that most believe they Have to JOIN the National Association of Realtors to be a real estate agent. Yet NAR will tell you that you don't have to Join, thing is if your Broker is an NAR member ... YOU have to Be... NAR -the Real Estate Cartel well they will boycott you, thrash you, not sell or show your listing if your not a member of the National Association of Realtors.
NAR Claims to Be the "Voice of Real Estate" in towns across our Nation and Internationally. NAR lobbys against consumers... yet billions of Dollars sure does buy public opinion so Real Estate Consumers Keep using Realtors, and Real Estate Agents KEEP getting backed into a Corner to Be "NAR" members called Realtors.
Many think that ALL real estate agents are "Realtors" and don't know the Difference. NAR puts the Propaganda out that if a Real Estate Agent is not a Member of the National Association of Realtors then they are NOT of a Higher Standard and they are somehow inferior in services they provide. When in FACT you have MORE protection in your Real Estate Transaction if you use a Non-NAR Cartel Real Estate agent. If you don't use their Standard "Protect the Realtor" Forms, and have their "Mandatory" E and O insurance to FIGHT when you prove Fraud, Flat Out Lies and Illegal activity.
If the Public, Real Estate Consumers in General don't know the Difference and NAR lies about non-Realtors ... well it is pretty hard to fight being a member if you want to succeed. NAR needs the masses to believe they need a "Realtor" NAR member or they lose their age, and the National Association of Realtors needs ALL real estate agents to believe the lie that NAR provides a surface to the Realtors when really your better off with your own web presence, and to NOT be a part of the MLS Cartel.... the Public owns the MLS and needs to DEMAND access...
Banks should NOT be kept out of Real Estate, NAR should have NO lobby power - using your money to fight for laws that hurt you... the real estate consumer... NAR should have No Clout in local decision making process.. they are an Association... suppose to be of a "Higher Standard" yet they in NO WAY hold Realtors accountable for the lies they tell or the Damage they do to the Real Estate Consumer.
Get NAR out of Real Estate and give the Power back to the Real Estate Consumer and the Honest, Law Abiding Ethical Real Estate Brokers and Agents who are fighting a corrupt real estate cartel with no where to turn to...
Crystal L. Cox
Real Estate Industry Whistleblower
Crystal Cox
You Pay the Price for What Lenders Knew all Along Was Happening. Lenders, Banks KNEW, there is TONS of evidence to prove this, and I saw it first hand time and time again.
Banks got you into this Mess, NAR went right along with it and encourage these "Home Values" with no data policing of ANY kind, and with giving constant false consumer confidence as well as pushing your Governing Bodies to create laws that benefited lenders to let more money out to you the real estate consumer while at the same time giving NO Consumer Protection What So Ever... NONE..
Home Inspectors were pressured to Make the Deal go or Get no Business and I have seen this state after state, it is not an isolated incident, nor is it one of the "Agenda's" that the National Association of Realtors Lobbies for, as all the rest of their Bullying and Clout that changes laws and creates rules for NAR to Keep it's unEthical and Immoral Monopoly on the Real Estate Industry.
In the Concept of "Making the Deal Go" there are few innocent parties. The Mortgage Brokers is often involved, their is sometimes magical "Comps" that appear for appraisals, there is new SOLDS that just show up turns out a buddy bought the property with barely anything as a down payment just to get a COMP, there are many factors that "Create a False Market". And NEVER ever believe that the Lenders did not know, they were well aware of this Bubble getting bigger and they were certainly positioned for it, though the public things they went bankrupt. However, if they knew it was happening all along, surely they hid assets, I mean come on....
Read the Following Quote from Ray Wilson Author of 'Bought Not Sold':
" Inspectors, appraisers, and even lenders who honestly expose "unattractive" facts about value or property traits get labelled as "deal breakers" and have good reason to fear consequent boycott. Recently (1999), DATELINE-NBC did an expose on inspectors under the thumb of listing agents. The problem is so severe that as of this writing (2/19/01) more than 4,500 appraisers have signed a petition to Federal authority for relief from lenders, real estate agents and others who exert pressure to force them to "inflate values" and "ignore deficiencies."
This is From the Following Link..
http://www.cognabooks.com/site/collapse.html
Who makes money from Realtor Magazine, from the Realtor Associations that Pay for the Magazine, Who makes money from Electronic Keys, from REALTOR books, REALTORS® Accreditation's, REALTORS® websites, REALTORS® stickers - shirt - jackets, REALTORS® advertising in those magazines and on those websites, or how about Lowes - Dell and other companies that make deals to sell to REALTORS®, how about insurance company affiliations with REALTORS® , Relocation Company Affiliations, Who Makes the actual money from all these associations and the publicly traded companies that benefit from NAR.. what about Cendant, Realogy, Homegain and all those companies who really own each other and own part of Realtor.com - the National Association of Realtors is a Mult-Billion Dollar business built on Real Estate Illusions and is a Mega-Money Making Machine that reaches all sectors of Society and it is done on your dime, your blood sweat and tears and offers you NOTHING in return.
R
One might say wow NAR creates lots of jobs, every sector has a hand in it. Well NO these builders, companies of all kinds that get work within the "Realtor" system do it out of necessity, they would have these same jobs even if NAR did not exist, the only difference is the GREED at the TOP of NAR would not get a piece of the Pie.
R
NAR is not necessary, Real Estate Agents only join because they are forced to. NAR says that it is Choice, but really if you don't join you have to come up with forms, you don't get access to the secret MLS Cartel Data, and the REALTORS boycott your real estate for sale.. so you pretty much have to join.
R
But if NAR, the National Association of Realtors did not exist well then YOU the Real Estate consumer would get a better, more accountable service from your Real Estate Broker.
The affiliations, Clout, insurance, Special Interest, Big Money and E and O insurance that the National Association of Realtors has is very bad for the real estate consumer. If they were not such a Cluster.. a Powerhouse with all their "Pulling of Strings" ability, well then When the Real Estate Consumer proved Obvious Fraud, Blatant Non-Disclosure, Flat Out Lies and Silent Fraud well then the Real Estate Agent would be accountable. But with NAR behind them .. they simply are not held accountable and the System in Place firmly protects the "Realtor" over the Real Estate Consumer. And the Real Estate Attorney system in place goes right along with that.
R
STOP Using Realtor
Demand Accountability.
Do NOT support Mandatory E and O Insurance.
Hold Realtors Responsible for Flat Out Lies that RUIN your LIFE.
r
"Washington, November 02, 2009
Pending home sales rose again, marking eight consecutive monthly gains – the longest streak since measurement began in 2001, according to the National Association of Realtors®.
The Pending Home Sales Index,* a forward-looking indicator based on contracts signed in September, rose 6.1 percent to 110.1 from a reading of 103.8 in August, and is 21.2 percent higher than September 2008 when it stood at 90.9. The gain from a year ago is the largest annual increase on record, and the index is at the highest level since December 2006 when it was 112.8.
Lawrence Yun, NAR chief economist, said the momentum is understandable. “What we’re witnessing is a rush of first-time buyers trying to beat the expiration of the tax credit at the end of this month,” he said. “Home values will stabilize sooner rather than over-correcting. That, in turn, will mean wealth stabilization for the vast number of middle-class families and lay the foundation for a durable economic recovery.”
Get Realtors, NAR, the NationalR
Association of Realtors out of Real Estate for Good.
"Washington, October 20, 2009
Consumers are just starting to see the first glimmers of a bright future for the housing market and the overall economy. It’s up to Congress to make that glimmer a reality by building on the momentum created by the $8,000 home buyer tax credit.
One of the key ways to do that is for Congress to extend the home buyer tax credit, said National Association of Realtors® First Vice President Ron Phipps today to the Senate Banking, Housing and Urban Affairs Committee during a hearing on “The State of the Nation’s Housing Market.”
“The data on the present home buyer tax credit show that the credit has had its intended impact—sales have jumped in recent months to a projected 5.1 million for the year and housing inventory has been trimmed, thus stabilizing home prices noticeably,” Phipps said. He also pointed out that each home sale generates approximately $63,000 in additional economic activity, providing a tremendous economic boost to the national economy.
“But it is a fragile recovery, and now is the time to build on home sales momentum by extending the tax credit throughout 2010 and expanding it to all home buyers,” he said. The present credit, due to expire on November 30, cannot help new purchasers now who write a contract today—they won’t be able to close before the deadline, and will lose out on the credit, said Phipps. “Without congressional action now, the market and our national economy may freeze again—possibly as soon as this month.”
Phipps called upon Congress to take action on a number of additional fronts to strengthen the recovery. First, make the FHA and Fannie Mae/Freddie Mac loan limits permanent; these are set to expire on December 31. “Maintaining current loan limits would ensure that families have access to low-cost financing to purchase homes and can refinance problematic loans into safer, more affordable mortgages,” Phipps said.
In addition, Congress should continue federal government involvement in the secondary mortgage market. “Without the government’s involvement in the secondary mortgage market, market participants will have no incentive to reach out to lower income, creditworthy consumers. We must ensure that the housing market works in all markets and at all times, and that mortgage capital is provided to all potential and qualified purchasers in a way that promotes sustainable homeownership,” said Phipps.
Congress must also adequately address:
• The lack of liquidity in the jumbo mortgage market;
• Tight credit in the commercial real estate market;
• The Home Valuation Code of Conduct’s unintended side effects that are hindering sales;
• Increased funding to help FHA upgrade their technology and for Congress to ensure that funding be included in the final version of the FY2010 appropriation for HUD;
• Administration incentives and uniform procedures for speeding short sales under a new Foreclosure Alternative Program; and
• The potential for significant spikes in interest rates or disruptions to the flow of mortgage capital as the Federal Reserve unwinds the mortgage-backed securities purchase program to ensure that this does not happen.
The National Association of Realtors®, “The Voice for Real Estate,” is America’s largest trade association, representing 1.2 million members involved in all aspects of the residential and commercial real estate industries. "
Source:
http://www.realtor.org/press_room/news_releases/2009/10/credit_momentum
crystal cox
Lies - Lies - Lies - It Never ends with
Ok so First of all we know FOR SURE that The National Association of Realtors is NOT Really the Voice of Real Estate, they have just convinced Most of You that They are.
the National Association of Realtors
Next, Well NAR should NOT be Urging Congress, the We the People should be actually getting decisions made that REALLY benefit the Real Estate Consumer.
R
This Tax Credit Thing, Well it seems good to Many, but really it is just a NEW way to gt buyers into bad loans. These Credits are used as down payments in some cases right, so the lender uses this illusion as a way to say hey buyer you have this NOW let's get you into that house. This way lenders can get some of those foreclosures off the books and NAR can start fabricating statistics that the HOUSING market is getting better when in REAL-ity, houses are going for 50% if that, many banks cannot even give houses away.
R
Using a Tax Credit as a down payment, talk about illusions. NAR pushes for Tax Credits and now buyers use it to get into houses they cannot really afford and the Cycle Starts ALL over Again - you Lose.
R
Big Interest.. Banks Win - NAR wins - your excited because you think you have home ownership, however, the real value is not REALLY there and your buying Their Illustions.
Blah .. Blah .. Blah - GET the National Association of Realtors Representatives OUT of Congress, they push their big fat clout around and they are not pushing what is really best for consumers. People in the Real world of real estate are losing their home, losing equity, counties are doubling taxes and Debtors, otherwise known as home owners are left paying off debt that is way more then their home is worth due to a False Home Market Created by NAR and Greedy Lenders...
R
They talk about lack of liquidity, this is Sick really, why not reduce the owners debt and let them stay in the home as an Owner, not a Squatter and NOT a renter. Many are staying their full legal limits anyway and not paying their payment. Why not cut a deal give the homeowners a break instead of banks sitting on properties they can't move or banks giving them away for half price to OTHER PEOPLE.. why not give this Respect and Curtisy to the Homeowner?
R
NARcasting the Future of U.S. Housing Prices: July 2009
This week, the National Association of Realtors (NAR) provided their latest estimate of annual existing home sales for 2009 revising their 2009 total year sales forecast down to 4.885 million units.
Of course, their chief economist, Lawrence Yun, and current president, Charles McMillan, continue their handiwork carefully spinning the notion of a stabilization in the national housing markets while simultaneously promoting the idea that federal legislation to standardize the home appraisal process is required to maintain any real stabilization…
“First-time buyers also are being drawn off the sidelines by the $8,000 tax credit, which is helping to absorb inventory. However, the increase in sales is less than expected because poor appraisals are stalling transactions. Pending home sales indicated much stronger activity, but some contracts are falling through from faulty valuations that keep buyers from getting a loan.” Yun said.
“To maximize the potential for a housing recovery and subsequent economic recovery, we need realistic appraisals that are based on proper comparisons and done by a local specialist,” McMillan said.
For those of you that don’t recognize it… this talk is the simple framing of an appeal (through RPAC the Realtor political action committee) for action from the federal government to contrive the procedures used to conduct fair-market appraisals of residential real estate.
In an effort to put their absurd bias into perspective I compiled all their existing home sales forecasts for 2007, 2008 and now 2009 into a chart along with a list of prominent quotes supplied with each forecast."
Richard Gaylord is Lying in this Video and No one can do anything about it. NAR is Not held to the Higher Standard that they brag they are all about. NAR Should be held accountable for this dispicable Propaganda but they are not. And in fact though they Convinced you to Get deeper into debt, though they have not Quality control over MLS data and do NOT hold Realtor, NAR members accountable for the damage they do for real estate consumers .. well NOW they are advising your Government on What Next, to Save You the Real Estate Consumer, and because NAR is a Billion Dollar Entity - your Government listens to their Advice, Clout, Pressure and Flat Out Lies.
The Video below Should NEVER be Forgotten and Should Never Be forgiven. NAR got you the Real Estate Consumer into this Mess and not enough People are point the Finger at the NAR president and the National Association of Realtors. I saw this stuff first hand and you, the Real Estate Victim (Real Estates Consumer) - you have been Duped ~ and now NAR is "working with Congress" as the New NAR president Charles McMillan prepares for more LIES forced on the Real Estate Consumer to come to YOUR aid when they are the PROBLEM in the First Place.
NAR is lying and where does it End? Big Money and Big Politics will keep NAR forced into your Real Estate Transactions and you can do nothing about it, Seemingly.
Here is the Secret Weapon, IF you the Real Estate Consumer, the Real Estate Victims Speak out about Realtors, NAR and you Stop letting them do this to you, then little by little the EMPIRE, the Cartel will come down and you the Real Estate Consumer will have a chance. For now, their billions are stomping on you daily and you don't even know it.. and odds are your local Realtor does not know either, they just play follow the leader, don't ask questions and Get my Paycheck..
Read more...
To: All REALTORS®
r
From: Charles McMillan, 2009 NAR President
Re: NAR meets with government and industry leaders to address critical issues.
Date: Friday, March 20, 2009, 8:02 AM
Dear Fellow REALTOR®,
I have spent the past week in Washington, D.C., in some of the most important meetings to date with top government and industry leaders.
In a special audio edition of my President’s Podcast, I provide details on how NAR is addressing the proposed limitations on the mortgage interest deduction, problems with short sales and REO sales, and the Federal Reserve’s latest announcement that it will purchase more agency mortgage-backed securities.
Please take just a few minutes to listen to the podcast, and forward the link to your colleagues.
http://go-to.realtor.org/r/BM1OAE/ZG8NB/S331J0/HRUBV/LN926/FW/h
Rest assured that NAR continues to work harder than ever, both in the public arena and behind the scenes in Washington, D.C., to stabilize the housing market and address legislative and regulatory issues that impact you.
I will continue to provide you with regular updates on our progress. In the meantime, please visit the Government Affairs page on Realtor.org for more details on our efforts and check the President’s Report for additional updates from your 2009 Leadership Team.
Sincerely,
r
Charles McMillan, CIPS, GRI2009 NAR President
r
This is a Load of Bull, NAR should Not have this kind of power. Get NAR out of the "behind the scenes at Washington D.C." - they are hurting you more then you may know. Realtors are in a Big Part to Blame for the Housing Crisis but they get a voice on fixing it... Nonsense.
r
Remember Charles is so clueless about Internet marketing which is what is best for the consumer, that he does none even own his own dotcom, must not be much or a requirement to be an NAR president, I guess just a warm body.
r
The National Association of Realtors will stop at nothing to make sure that you have to use a member of the National Association of Realtor, hence a “Realtor” in your real estate transaction.
Realtors Lobby in Washington D.C. constantly to keep you down, to make sure they are needed and to ensure that laws are passed that “are in your best interest” only these laws are directly against the real estate consumer for the benefit of the Realtor. They push for laws to make sure they keep their hands in your real estate transaction. They control your data, your sale, have their hands in your mortgage laws and more.
If Realtors, Even Real Estate Agents want to cut real estate costs and to use the power of the Internet to market and sell real estate in a way that makes it cheaper and safer for you, the National Association of Realtors will squeeze them out. Those giving you better service for cheaper money online, and emailing often to keep you involved - the State Boards want them to go away. The Realtors, convince these boards that it is your best interest or force them to change the State Laws by pressure, money and political power.
The National Association of Realtors has convinced the State Lawmakers to make your “Real Estate Brokerage” have an office to be ready to write a contract. With the Internet this is ridiculous but State Law makers such as a letter I just got from the Idaho Real Estate Commission, they are making it Mandatory to be Available in person, ridiculous when the buyers are on the Internet.
But it is simply a way to keep the Big Boys, the Franchise and the National Association of Realtors in business a bit longer until the Real Estate Consumer wakes up and realizes that they have once again been duped.
I Don’t understand how the National Association of Realtors can convince lawmaker to make laws that are no where near “legal” or based on your constitutional rights, but oh well the National Association of Realtors owns your real estate transaction and as long as you use a Realtor, you keep them in business. This stuff affects you and you are left way out of the loop.
Using your State and Federal Laws against you is a favored past time of the National Association of Realtors and they are just getting started on the biggest battle in all this. So you will see new laws and real estate licensing mandates pop up left and right in hope to stop Real Estate Agents like me who charge $50 a year for you to market yourself vs. those National Association of Realtors Offices in your town which charge 6 or 8 percents, treat you badly, have forms for you to sign that protect them and not you and have insurance to protect them from you - even if they lie outright.
What is the definition of being “available” well 24 - 7 on the Internet is not what they have in mind. They want your real estate agent ready to receive and write contracts at any time. This is in no way best for the real estate consumer, they Real Estate Commission, say in Idaho, pretends it is best for buyers and sellers if we have full time staff, but in the world of the Internet it is not best. It costs you more.
You Deserve Better then you are getting. Let you State Real Estate Commission, Board of Realty Regulations or whatever they call the governing body in your state that you won’t stand for this anymore. The National Association of Realtors pushes lawmakers, they have lots of money and they do not information the public or give you a right to choose, and your State and Federal Lawmakers do what Realtors want.
r
They do this either to Shut them up or if the National Association of Realtors has actually convinced them that is in the consumers best interest. I have read documents, some are posted at www.SavvyBroker.com that show where E and O Insurance Companies and the National Association of Realtors convince State Boards to make E and O insurance Mandatory, they Flat Out lie at these meetings with states like E and O insurance is, in part to protect the consumer and in part to protect the “Realtor” from “frivolous lawsuits”.
r
I have experience with the kind of “frivolous lawsuits” Realtors are protected from and this means that if you lose your home, life savings or have serious issues with your property that they sold you, oh well, they can legally lie and the E and O insurance will protect them.
Even though they pretend to be for consumers as well when at your State Realty Board Meetings, they email me a Broker Owner and Tell me that my E and O insurance is “not intended” to protect my clients.
NAR is gearing up to make sure that you have to use them… they will get laws changed, control your state and federal real estate governing bodies and will be all about creating Revenue for Realtors and not about Protecting you At All as a Real Estate Consumer.
They say that being a NAR member is not mandatory, but they block non-members at every turn in the road. Forms yes, MLS, but also the bigger issues. They want the Dept. of Justice to think that Real Estate Agents can do business without being a Realtor and that we choose to be a NAR member because it is of a higher standard, but this is in No Way True, we have few choices left even as a Broker Owner. And the National Association of Realtors owns and controls your State Real Estate Regulators... You Lose.
r
Also ref. a New Idaho Law, More on that Later, where I have to be "Available" for contract writing, not here online but all staffed up, have an Idaho storefront and the whole deal, this is true in Washington as well and is a way to squeeze out the Online Brokerage that are working harder and smarter for you, keeping you more informed, giving you cash back and well treating you with the dignity and respect you deserve.
r
you The National Association of Realtors is Driving the Honest Agents out of Business, by not upholding or enforcing the code of ethics at the local, state, and national association of realtor levels. Guess what you'll end up with ? You Know But you Don' t Care. I am a Real Estate Broker Owner and it CERTAINLY is My Job to Police the Real Estate Industry.
Yet Folks email me often and tell me it is Not My Job.. but No One seems to have the answer of whose Job is Really is To Protect, to Police, to Expose the Real Estate Industry.
real estate fraud, real estate lies, realtors lie, NAR
Read more...Realtors(R) Reiterate Keys to Housing Recovery
WASHINGTON, Jan. 13 /PRNewswire/ -- To move the country out of this economic crisis, Congress and the next administration must place significant emphasis on restoring confidence in the housing market. That's what National Association of Realtors President Charles McMillan told the House Financial Services Committee in testimony today.
"The housing sector is at the core of the current economic crisis," Charles McMillan said. "A renewed, revitalized and robust housing market is essential to generating commerce and helping families build wealth."
Charles McMillan congratulated Chairman Barney Frank, D-Mass., on H.R. 384, the TARP Reform and Accountability Act, which was introduced last week. Many points in this bill reinforce NAR's proposed recovery plan to stimulate housing investment, mitigate foreclosures, help current homeowners, and provide needed liquidity to commercial mortgage markets to ensure that financing is available.
The principle focus of NAR's plan is to ensure that the Troubled Asset Relief Program does what it was originally intended to do - end the credit crisis and jumpstart mortgage lending. "It is imperative to get TARP back on track by targeting funds for mortgage relief, which will help lower mortgage rates and reduce foreclosures," said Charles McMillan. "In addition, eliminating the repayment feature of the first-time home buyer tax credit and expanding it to all home buyers; reinstating the higher mortgage loan limits for FHA, Fannie Mae and Freddie Mac; and lowering mortgage interest rates through a buy-down program will meaningfully impact the housing industry."
"We are pleased that Congress is moving forward on these important issues. Together these actions will build a solid foundation for a housing recovery," said Charles McMillan.
NAR's plan also includes keeping mortgage interest rates low, boosting home buyer confidence, and reducing the current foreclosure rate. NAR has also asked that regulators be encouraged to help financial institutions resolve problems in the short-sale process, make it easier for servicers to modify existing loans, remove unreasonable underwriting guidelines and insist that credit reporting agencies correct errors promptly.
"Low interest rates are only effective if people can get a loan. We hear every day from our members that even home buyers with good credit are having trouble getting mortgage loans. We must all work together to unclog the housing and financial system," said Charles McMillan.
NAR called on Congress to use current TARP dollars to not only reduce interest rates, but also fix operational issues that are preventing consumers from getting or modifying home loans. "These are critical steps that must be undertaken quickly if we are to right our nation's housing and financial markets," McMillan said.
NAR hailed the House of Representatives' actions and called on the Senate to move quickly in adopting its proposal. NAR also expressed hope that the new administration will focus on a housing recovery as it moves forward with a larger stimulus package.
The National Association of Realtors(R), "The Voice for Real Estate," is America's largest trade association, representing 1.2 million members involved in all aspects of the residential and commercial real estate industries.
http://sev.prnewswire.com/real-estate/20090113/DC5861713012009-1.html
Keep in Mind that Realtor, NAR put these press releases out their self. They pay and they submit this PR to get their Agenda Out. NO problem, many do this - it is a great tool for marketing. Just keep in mind that it is not public opinion or necessarily fact but Media put out by the National Association of Realtors
Realtors NEED to BUTT OUT.. they say that Realtors, NAR is the Voice of Real Estate and that you May NOT use the Word Realtor in Place of Real Estate Agent, however, they are the only Real Estate Agent - Broker -Association that is Speaking Out.. Loudly to Push their Agenda. The Realtors have more money to fight for the Realtor Agenda then does the Real Estate Agent. The Consumer thinks that a Realtor is a Real Estate Agent. NAR needs to lay down their "voice of real estate' and instead do what is right for the consumers.
They will NEVER do this or they are irrelevant. NAR is desperately fighting, scratching and crawling to stay relevant in this New Media, this Online Digital World. And now more then any other point in time, it is easy - free and best for the Real Estate Consumer to NOT use a Realtor in their Real Estate Transaction. Get Real Estate Advice yes.. but NEVER get real estate advice from someone who is only PAID if you Close the Deal. I mean How Objective DO you Really think they can Possibly Be ?
Using a Realtor can Give you Less Protection then any other way, even the Simplest FSBO Form, or the Dangers of a Quit Claim are better then using a Realtor. Once you sign with a Realtor, ALL your protection is OUT THE WINDOW because they have Special Provisions, the Realtors are Cushioned from the Law and they DO NOT have to Tell You the Truth. It is Just the Way it Works Folks.
One More NOTE to this Article: it is so Funny - Ironic and Stunning to hear the President of the National Association of Realtors, the Supposed "Voice of Real Estate" Speak in Favor of Accountability when the Realtors HAVE no Accountability and Do not Push in ANY way for the Realtors to Have Accountability. Nor are the Realtors - NAR in any way admitting to their part in the fiancial mess that the United States is in and here they are ACTING like they are Pro-Accountability... BULL...
Crystal L. Cox
Broker Owner
Real Estate Whistleblower
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