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NAR is NOT listening, State Realtor Associations is NOT Listening,
Law Makers - Attorneys - Judges are Not Listening..
State Real Estate Boards Are NOT Listening...

Title Companies, Lawyers, Good Realtors ...
Can DO Nothing.. so Email ME
Crystal L. Cox Real Estate Whistleblower
and Get your Story Heard...
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Tell your Story...

Crystal@CrystalCox.com

NAR - the Ultimate Wolf in Sheeps Clothing

NAR - the Ultimate Wolf in Sheeps Clothing
Time to Hold NAR Accountable
to Those Code of Ethics
that are Simply Gibberish
they make Newbies Swear to
But have No Intention
or System in Place to
Make this REALLY Happen.

Time For the Truth About
the National Association of Realtors.

the National Association of Realtors is a Hoax.

NAR is NOT of a "Higher Standard" as they Claim to Be.

NAR does not Provide Consumer Protection in ANY way.

The National Association of Realtors NEEDS

you to REALLY buy into the Illusion that they
are the "Voice of Real Estate"
that way you will Simply not know that you can use
a Real Estate Broker that is NOT Part of the
Real Estate Cartel known as
National Association of Realtors.

And You Believe that an NAR Member Offers you
More Protection in your Real Estate Transaction
When In Fact that is a Flat Out Lie.

NAR is so Engrained in your Life that ALL of you Use
the Word "Realtor" for the WordS "Real Estate Agent"
though NAR tells me that is Illegal. Law Books Do it, you Do it
But NAR wants to STOP me from Doing it.

The National Association of Realtors
Violates Anti-Trust Laws, Violates Mortgage Laws,
Violates RESPA Laws, they pay Attorneys to
Advise members at the State Association Level
that is Information Biased on What NAR Needs
to be the Course of Action, to Keep NAR in Business.

Even to the Point of Convincing Members they
are doing something Illegal when they try and
benefit the Real Estate Consumer.

NAR Pushes State Real Estate Governing Agencies
to Make E and O insurance Mandated -
when in FACT this E and O insurance is What Enables
the Realtor to Legally Committ Fraud and
there is nothing you Can do unless you have
BIG Money and a WHOLE lot of Years to Fight.

The National Association of Realtor IS NOT the
Voice Of Real Estate. NO WAY.


Showing posts with label Realtor Clout. Show all posts
Showing posts with label Realtor Clout. Show all posts

Who Really Makes the Money from all that the National Association of Realtors is In the Business of SELLING.. with YOUR listing of course...

Who makes money from Realtor Magazine, from the Realtor Associations that Pay for the Magazine, Who makes money from Electronic Keys, from REALTOR books, REALTORS® Accreditation's, REALTORS® websites, REALTORS® stickers - shirt - jackets, REALTORS® advertising in those magazines and on those websites, or how about Lowes - Dell and other companies that make deals to sell to REALTORS®, how about insurance company affiliations with REALTORS® , Relocation Company Affiliations, Who Makes the actual money from all these associations and the publicly traded companies that benefit from NAR.. what about Cendant, Realogy, Homegain and all those companies who really own each other and own part of Realtor.com - the National Association of Realtors is a Mult-Billion Dollar business built on Real Estate Illusions and is a Mega-Money Making Machine that reaches all sectors of Society and it is done on your dime, your blood sweat and tears and offers you NOTHING in return.
R
One might say wow NAR creates lots of jobs, every sector has a hand in it. Well NO these builders, companies of all kinds that get work within the "Realtor" system do it out of necessity, they would have these same jobs even if NAR did not exist, the only difference is the GREED at the TOP of NAR would not get a piece of the Pie.
R
NAR is not necessary, Real Estate Agents only join because they are forced to. NAR says that it is Choice, but really if you don't join you have to come up with forms, you don't get access to the secret MLS Cartel Data, and the REALTORS boycott your real estate for sale.. so you pretty much have to join.
R
But if NAR, the National Association of Realtors did not exist well then YOU the Real Estate consumer would get a better, more accountable service from your Real Estate Broker.
The affiliations, Clout, insurance, Special Interest, Big Money and E and O insurance that the National Association of Realtors has is very bad for the real estate consumer. If they were not such a Cluster.. a Powerhouse with all their "Pulling of Strings" ability, well then When the Real Estate Consumer proved Obvious Fraud, Blatant Non-Disclosure, Flat Out Lies and Silent Fraud well then the Real Estate Agent would be accountable. But with NAR behind them .. they simply are not held accountable and the System in Place firmly protects the "Realtor" over the Real Estate Consumer. And the Real Estate Attorney system in place goes right along with that.
R
STOP Using Realtor
Demand Accountability.
Do NOT support Mandatory E and O Insurance.
Hold Realtors Responsible for Flat Out Lies that RUIN your LIFE.
r

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Housing Tax Credit Working, So Keep Momentum Going, NAR Urges Congress

"Washington, October 20, 2009

Consumers are just starting to see the first glimmers of a bright future for the housing market and the overall economy. It’s up to Congress to make that glimmer a reality by building on the momentum created by the $8,000 home buyer tax credit.

One of the key ways to do that is for Congress to extend the home buyer tax credit, said National Association of Realtors® First Vice President Ron Phipps today to the Senate Banking, Housing and Urban Affairs Committee during a hearing on “The State of the Nation’s Housing Market.”

“The data on the present home buyer tax credit show that the credit has had its intended impact—sales have jumped in recent months to a projected 5.1 million for the year and housing inventory has been trimmed, thus stabilizing home prices noticeably,” Phipps said. He also pointed out that each home sale generates approximately $63,000 in additional economic activity, providing a tremendous economic boost to the national economy.

“But it is a fragile recovery, and now is the time to build on home sales momentum by extending the tax credit throughout 2010 and expanding it to all home buyers,” he said. The present credit, due to expire on November 30, cannot help new purchasers now who write a contract today—they won’t be able to close before the deadline, and will lose out on the credit, said Phipps. “Without congressional action now, the market and our national economy may freeze again—possibly as soon as this month.”

Phipps called upon Congress to take action on a number of additional fronts to strengthen the recovery. First, make the FHA and Fannie Mae/Freddie Mac loan limits permanent; these are set to expire on December 31. “Maintaining current loan limits would ensure that families have access to low-cost financing to purchase homes and can refinance problematic loans into safer, more affordable mortgages,” Phipps said.

In addition, Congress should continue federal government involvement in the secondary mortgage market. “Without the government’s involvement in the secondary mortgage market, market participants will have no incentive to reach out to lower income, creditworthy consumers. We must ensure that the housing market works in all markets and at all times, and that mortgage capital is provided to all potential and qualified purchasers in a way that promotes sustainable homeownership,” said Phipps.

Congress must also adequately address:

• The lack of liquidity in the jumbo mortgage market;

• Tight credit in the commercial real estate market;

• The Home Valuation Code of Conduct’s unintended side effects that are hindering sales;

• Increased funding to help FHA upgrade their technology and for Congress to ensure that funding be included in the final version of the FY2010 appropriation for HUD;

• Administration incentives and uniform procedures for speeding short sales under a new Foreclosure Alternative Program; and

• The potential for significant spikes in interest rates or disruptions to the flow of mortgage capital as the Federal Reserve unwinds the mortgage-backed securities purchase program to ensure that this does not happen.

The National Association of Realtors®, “The Voice for Real Estate,” is America’s largest trade association, representing 1.2 million members involved in all aspects of the residential and commercial real estate industries. "


Source:
http://www.realtor.org/press_room/news_releases/2009/10/credit_momentum
crystal cox

Lies - Lies - Lies - It Never ends with
the National Association of Realtors
Ok so First of all we know FOR SURE that The National Association of Realtors is NOT Really the Voice of Real Estate, they have just convinced Most of You that They are.

Next, Well NAR should NOT be Urging Congress, the We the People should be actually getting decisions made that REALLY benefit the Real Estate Consumer.
R
This Tax Credit Thing, Well it seems good to Many, but really it is just a NEW way to gt buyers into bad loans. These Credits are used as down payments in some cases right, so the lender uses this illusion as a way to say hey buyer you have this NOW let's get you into that house. This way lenders can get some of those foreclosures off the books and NAR can start fabricating statistics that the HOUSING market is getting better when in REAL-ity, houses are going for 50% if that, many banks cannot even give houses away.
R
Using a Tax Credit as a down payment, talk about illusions. NAR pushes for Tax Credits and now buyers use it to get into houses they cannot really afford and the Cycle Starts ALL over Again - you Lose.
R
Big Interest.. Banks Win - NAR wins - your excited because you think you have home ownership, however, the real value is not REALLY there and your buying Their Illustions.

Blah .. Blah .. Blah - GET the National Association of Realtors Representatives OUT of Congress, they push their big fat clout around and they are not pushing what is really best for consumers. People in the Real world of real estate are losing their home, losing equity, counties are doubling taxes and Debtors, otherwise known as home owners are left paying off debt that is way more then their home is worth due to a False Home Market Created by NAR and Greedy Lenders...
R
They talk about lack of liquidity, this is Sick really, why not reduce the owners debt and let them stay in the home as an Owner, not a Squatter and NOT a renter. Many are staying their full legal limits anyway and not paying their payment. Why not cut a deal give the homeowners a break instead of banks sitting on properties they can't move or banks giving them away for half price to OTHER PEOPLE.. why not give this Respect and Curtisy to the Homeowner?
R



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Did lobbyist offer cash for regulator's vote?

A canceled campaign contribution from Idaho's most generous lobbying group is prompting calls to toughen the state bribery law.

A $500 contribution was promised in October to House Republican candidate Joan Cloonan of Garden City. But it was withdrawn hours later after Cloonan, who sits on the Department of Environmental Quality board, voted for a rule on septic systems that was opposed by the Idaho Association of Realtors.

Cloonan is a Ph.D. chemist, lawyer and former environmental officer at J.R. Simplot Co. During a break in the board's Oct. 8 meeting, Realtors lobbyist John Eaton told Cloonan he would give her a check at a fund-raiser later that day hosted by Gov. Butch Otter.

Eaton then testified against the septic rule, saying it would make it more expensive and in some cases impossible to build on some already platted lots. But Cloonan voted for the rule, which passed 6-1. The Realtors are now leading the effort at the Legislature to have the rule overturned on grounds that it is scientifically unfounded and a threat to property rights.

On Election Day, Eaton told Cloonan that her vote was a factor in withholding the $500. She responded in a Nov. 14 letter, writing that she was "disappointed and insulted" by his statement. She also complained to the secretary of state, attorney general and some legislators.

Eaton said he regrets the way he handled the incident but said he never tried trading money for a vote. The Realtors PAC gave more than $490,000 to candidates in 2008, about three times the total contributed by the next largest group.

Eaton is government affairs director for the 9,000-member association. A veteran lobbyist, he represents the Realtors exclusively. Earlier in his career, he lobbied for the Idaho Building Contractors Association. His testimony two weeks ago was part of the record that prompted lawmakers to cut Otter's revenue projection by $101 million last week.

Both the secretary of state and attorney general investigated Cloonan's account but found no legal recourse. "It's a very serious thing because we don't like people trying to buy votes," said Chief Deputy Secretary of State Tim Hurst.

"We regarded it as serious, and we examined the statutes," said Bill von Tagen, who heads the attorney general's intergovernmental law division. "We didn't find an unlawful act."

One of the legislators Cloonan spoke with, Rep. Raul Labrador, R-Eagle, wants to change that. He's drafting a bill to expand the bribery statute that makes it a felony to offer a public official a benefit in exchange for an official action.

"I don't see any difference between offering a benefit in exchange for a vote and withdrawing a benefit if you don't get the vote," said Labrador, who commends Cloonan for coming forward. "We have great public officials in the state of Idaho, and I don't think that one person should taint everybody else. I think that's evidenced by the way Joan reacted. She's a person of integrity."

Senate Assistant Minority Leader Kate Kelly, D-Boise, who advocates optional public financing of state campaigns, called Idaho's bribery law "pretty toothless."

Kelly said the Realtors' legislative strategy is typical of groups across the spectrum in a system where lawmakers rely heavily on PAC contributions to fund their campaigns. Trade associations, unions and other interest groups fund candidates that are friendly to their aims and attempt to unseat those who generally don't agree.

"It's ugly, but that's the way our law works," Kelly said. "In my experience, you vote for the Realtors' bill, they give money to your campaign. You vote against the Realtors' bill, they give your opponent money."

What's unusual about the Realtors dealings with Cloonan is that the group directly tied a vote to a contribution at the peak of an election campaign.

In Cloonan's case, the Realtors had already contributed $1,000 for the May primary. She still had the group's endorsement in the November general election but went without the additional $500 in her race against Democrat Grant Burgoyne, which she lost, 56 percent to 44 percent.
Cloonan said she became concerned she was being punished for her vote when she attended the fundraiser at Leku Ona, a Basque restaurant in Boise, after the DEQ board meeting on the evening of Oct. 8. Both Cloonan and Eaton were there, but they didn't speak, and she didn't get a check.

Eaton, however, did report a $500 contribution to Cloonan to the secretary of state, along with 39 other checks to legislative candidates dated Oct. 8. He now calls that a "regrettable accounting oversight on my part." He corrected the error after Cloonan pointed it out.
Eaton said he was not attempting to buy Cloonan's vote. He expected to lose at the DEQ board, but to win in the Legislature, where he has twice helped overturn rules requiring more space for septic drain fields.

On Election Night, as she watched returns at the GOP party at the DoubleTree Riverside, Cloonan confronted Eaton about the missing contribution.

"He says, 'Well, you didn't vote for me,'" Cloonan told the Idaho Statesman. "I didn't vote for him - that's the bottom line. I think it was a little test."

In the Nov. 14 letter to Eaton, Cloonan wrote: "The juxtaposition of the comment that there was a check for me with the vote and the subsequent failure to produce the check and then your barefaced statement that the vote was the reason for withholding the check is disturbing. It suggests there was a quid pro quo expectation tied to contributions. ... If not illegal, that is unethical and contributes to the low reputation of lobbyists in general."

Eaton responded to questions from the Statesman by e-mail. He wrote that he remembers "mentioning the septic issue as a concern" on Election Night. But he added that "there was never any expectation on my part of any kind of quid quo pro ... we do not tie campaign contributions to votes. Obviously, I wish I would have handled this better, and certainly I could have, but I have made every attempt to discuss the issue with Joan, and I have not been afforded that opportunity."

Cloonan said she called Eaton before the election to ask about the missing $500, which she reported as "pledged" on her finance report. Cloonan said Eaton did not reply to her message; Eaton says he didn't get it.

After Cloonan's Nov. 14 letter, she and Eaton corresponded by e-mail. But she refused Eaton's invitation to meet, writing, "Not sure what there is to talk about. I'm not running for office. I'm not looking for contributions. I'm not looking for explanations."

The Statesman contacted the president, past president and legislative committee chairman of the Realtors for comment. Eaton wrote that all three asked him to speak on the association's behalf.

Source Click Below..

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