Why are Real Estate Agents Forced to Join the "Realtors Association" - Real Estate Cartel ?

this is Searched on my Real Estate Industry Whistleblower Sites.. Alot..

it seems that most believe they Have to JOIN the National Association of Realtors to be a real estate agent. Yet NAR will tell you that you don't have to Join, thing is if your Broker is an NAR member ... YOU have to Be... NAR -the Real Estate Cartel well they will boycott you, thrash you, not sell or show your listing if your not a member of the National Association of Realtors.

NAR Claims to Be the "Voice of Real Estate" in towns across our Nation and Internationally. NAR lobbys against consumers... yet billions of Dollars sure does buy public opinion so Real Estate Consumers Keep using Realtors, and Real Estate Agents KEEP getting backed into a Corner to Be "NAR" members called Realtors.

Many think that ALL real estate agents are "Realtors" and don't know the Difference. NAR puts the Propaganda out that if a Real Estate Agent is not a Member of the National Association of Realtors then they are NOT of a Higher Standard and they are somehow inferior in services they provide. When in FACT you have MORE protection in your Real Estate Transaction if you use a Non-NAR Cartel Real Estate agent. If you don't use their Standard "Protect the Realtor" Forms, and have their "Mandatory" E and O insurance to FIGHT when you prove Fraud, Flat Out Lies and Illegal activity.

If the Public, Real Estate Consumers in General don't know the Difference and NAR lies about non-Realtors ... well it is pretty hard to fight being a member if you want to succeed. NAR needs the masses to believe they need a "Realtor" NAR member or they lose their age, and the National Association of Realtors needs ALL real estate agents to believe the lie that NAR provides a surface to the Realtors when really your better off with your own web presence, and to NOT be a part of the MLS Cartel.... the Public owns the MLS and needs to DEMAND access...

Banks should NOT be kept out of Real Estate, NAR should have NO lobby power - using your money to fight for laws that hurt you... the real estate consumer... NAR should have No Clout in local decision making process.. they are an Association... suppose to be of a "Higher Standard" yet they in NO WAY hold Realtors accountable for the lies they tell or the Damage they do to the Real Estate Consumer.

Get NAR out of Real Estate and give the Power back to the Real Estate Consumer and the Honest, Law Abiding Ethical Real Estate Brokers and Agents who are fighting a corrupt real estate cartel with no where to turn to...

Crystal L. Cox
Real Estate Industry Whistleblower
Crystal Cox

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Real Estate Coverups - Do NOT Ever Think that the Powers that Be did not Know this Crash Was Coming.

You Pay the Price for What Lenders Knew all Along Was Happening. Lenders, Banks KNEW, there is TONS of evidence to prove this, and I saw it first hand time and time again.

Banks got you into this Mess, NAR went right along with it and encourage these "Home Values" with no data policing of ANY kind, and with giving constant false consumer confidence as well as pushing your Governing Bodies to create laws that benefited lenders to let more money out to you the real estate consumer while at the same time giving NO Consumer Protection What So Ever... NONE..

Home Inspectors were pressured to Make the Deal go or Get no Business and I have seen this state after state, it is not an isolated incident, nor is it one of the "Agenda's" that the National Association of Realtors Lobbies for, as all the rest of their Bullying and Clout that changes laws and creates rules for NAR to Keep it's unEthical and Immoral Monopoly on the Real Estate Industry.

In the Concept of "Making the Deal Go" there are few innocent parties. The Mortgage Brokers is often involved, their is sometimes magical "Comps" that appear for appraisals, there is new SOLDS that just show up turns out a buddy bought the property with barely anything as a down payment just to get a COMP, there are many factors that "Create a False Market". And NEVER ever believe that the Lenders did not know, they were well aware of this Bubble getting bigger and they were certainly positioned for it, though the public things they went bankrupt. However, if they knew it was happening all along, surely they hid assets, I mean come on....

Read the Following Quote from Ray Wilson Author of 'Bought Not Sold':

" Inspectors, appraisers, and even lenders who honestly expose "unattractive" facts about value or property traits get labelled as "deal breakers" and have good reason to fear consequent boycott. Recently (1999), DATELINE-NBC did an expose on inspectors under the thumb of listing agents. The problem is so severe that as of this writing (2/19/01) more than 4,500 appraisers have signed a petition to Federal authority for relief from lenders, real estate agents and others who exert pressure to force them to "inflate values" and "ignore deficiencies."

This is From the Following Link..
http://www.cognabooks.com/site/collapse.html

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So Forced Inflated Prices, Forced Closings on False Values. And now YOU are losing everything. The Real Estate Industry has betrayed you and they did so knowingly, it was NOT a secret that this was going on, and now those who caused the mess, created the mess they get a bailout, they get to keep making a living off you. Different real estate consumer now though, too bad, but you guys are losing your home, so the real estate industry is selling them at less then loan value to NEW investors, NEW homeowners... and will not lower your loan, but give a loan of a lesser value to a new buyer.

And in the Drivers seat of this Horrible Real Estate Consumer Attack is the National Association of Realtors, who with Realtor.com owns interest in Move.com, HomeGain.com and tons more "affiliations" - meanwhile they petition your government to enact laws that benefit them and those they have these cozy affiliations with, including Cendant, Coldwell Banker, ERA, C21 and all those that are part of Apollo management Conglomerate that has a name change and financial makeover every few years... and also own part of Realtor.com and those same Revenue Streams. All these connected with Lenders, Mortgage Brokers, Websites and they are all after a part of creating a Real Estate Hoax to suck your money constantly all while you think that the of a "Higher Standard" and the "voice of real estate" NAR claims to be has got your back, is protecting you and actually cares about your best interest.
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So When do Real Estate Consumers DEMAND accountability from those who supposedly govern and regulate the real estate industry?
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When Do Real Estate Consumers get treated with respect and not just as a way for the Real Estate Industry and all it's parts to make a living feeding off of them with no Protection or Accountability provided to them in return for their money, confidence and constant business?
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Knowledge is Power.

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And once the Real Estate Consumer is
EXPOSED to the Truth and they really see what is going on,
and how they have been tricked, deceived, lied to and cheated
by the real estate industry and all it's parts, the Real Estate Consumer
will be Outraged, and in this the Real Estate Consumer will DEMAND
accountable and then and only then will the Real Estate Industry Change.
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The Solution is a Total Makeover of ALL Parts of the Real Estate Industry and to Get the National Association of Realtors out of Real Estate. STOP using Realtors in Your Real Estate Transaction.
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NAR is a Cartel, and currently it is almost impossible for MOST real estate agents to do a good real estate business without the use of the NAR data base. Add that to boycotts of non-NAR members and well even agents frustrated with the National Association of Realtors can't find a way to quit and still do business.
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Time for Change.

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Who Really Makes the Money from all that the National Association of Realtors is In the Business of SELLING.. with YOUR listing of course...

Who makes money from Realtor Magazine, from the Realtor Associations that Pay for the Magazine, Who makes money from Electronic Keys, from REALTOR books, REALTORS® Accreditation's, REALTORS® websites, REALTORS® stickers - shirt - jackets, REALTORS® advertising in those magazines and on those websites, or how about Lowes - Dell and other companies that make deals to sell to REALTORS®, how about insurance company affiliations with REALTORS® , Relocation Company Affiliations, Who Makes the actual money from all these associations and the publicly traded companies that benefit from NAR.. what about Cendant, Realogy, Homegain and all those companies who really own each other and own part of Realtor.com - the National Association of Realtors is a Mult-Billion Dollar business built on Real Estate Illusions and is a Mega-Money Making Machine that reaches all sectors of Society and it is done on your dime, your blood sweat and tears and offers you NOTHING in return.
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One might say wow NAR creates lots of jobs, every sector has a hand in it. Well NO these builders, companies of all kinds that get work within the "Realtor" system do it out of necessity, they would have these same jobs even if NAR did not exist, the only difference is the GREED at the TOP of NAR would not get a piece of the Pie.
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NAR is not necessary, Real Estate Agents only join because they are forced to. NAR says that it is Choice, but really if you don't join you have to come up with forms, you don't get access to the secret MLS Cartel Data, and the REALTORS boycott your real estate for sale.. so you pretty much have to join.
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But if NAR, the National Association of Realtors did not exist well then YOU the Real Estate consumer would get a better, more accountable service from your Real Estate Broker.
The affiliations, Clout, insurance, Special Interest, Big Money and E and O insurance that the National Association of Realtors has is very bad for the real estate consumer. If they were not such a Cluster.. a Powerhouse with all their "Pulling of Strings" ability, well then When the Real Estate Consumer proved Obvious Fraud, Blatant Non-Disclosure, Flat Out Lies and Silent Fraud well then the Real Estate Agent would be accountable. But with NAR behind them .. they simply are not held accountable and the System in Place firmly protects the "Realtor" over the Real Estate Consumer. And the Real Estate Attorney system in place goes right along with that.
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STOP Using Realtor
Demand Accountability.
Do NOT support Mandatory E and O Insurance.
Hold Realtors Responsible for Flat Out Lies that RUIN your LIFE.
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Pending Home Sales Rise for Record Eight Straight Months

"Washington, November 02, 2009

Pending home sales rose again, marking eight consecutive monthly gains – the longest streak since measurement began in 2001, according to the National Association of Realtors®.
The Pending Home Sales Index,* a forward-looking indicator based on contracts signed in September, rose 6.1 percent to 110.1 from a reading of 103.8 in August, and is 21.2 percent higher than September 2008 when it stood at 90.9. The gain from a year ago is the largest annual increase on record, and the index is at the highest level since December 2006 when it was 112.8.

Lawrence Yun, NAR chief economist, said the momentum is understandable. “What we’re witnessing is a rush of first-time buyers trying to beat the expiration of the tax credit at the end of this month,” he said. “Home values will stabilize sooner rather than over-correcting. That, in turn, will mean wealth stabilization for the vast number of middle-class families and lay the foundation for a durable economic recovery.”

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Full Article and Video Below.. Check it Out..
http://www.realtor.org/press_room/news_releases/2009/11/rise_eight
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Folks don't forget the lies that Lawrence Yun told you that got you into this mess. Don't forget that the NAR President is quoted as Saying it is a Good Time To Buy, when the Market was obviously failing, it was in the news - the blogs and obvious on main street America but the REALTORS at the highest levels told you to Buy and Well you Did and now they are telling you FALSE information again to gain your confidence... they LIED.. don't Forget it.

Also NAR Statistics are NOT accurate. The MLS's I was part of had no way to provide any kind of quality control over the integrity or accuracy of the data in the MLS and this Data is what Lenders, Mortgage Brokers, Realtors, Appraisors used to Create a False Market that was destined to Collapse. But who cares the CEO's got Rich.. took the money and tucked it away, then when bankrupt and put their hand out begging your government for your tax dollars.
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Now they are foreclosing on your life, when they should be reducing the amount of your loan, they got relief - YOU did not. They made money off your loan, they got a bailout - your stuck with your loan that they get to keep making money from. ENOUGH.
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The Realtors, the National Association of Realtors has NO Credibility what so ever. THE National Association of Realtors is banking on your ignorance, vulnerability and the fact that you will believe them as the "Authority" - the "Higher Standard" when in TRUTH they are telling you Flat Out Lies, Making Stuff Up and Creating Illustions... NAR - the Great Real Estate Hoax.
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NAR "Research" has no base in any kind of Reality. They told you false statistics for years, you listened, you were so confident that you PAID way to much for YOUR real estate, and now you owe hundreds of thousands more then your real estate is worth. Oh Well NAR is out to help you with Tax Credits and GOOD News that the Pending Home Sales are Up.. so Breath easy.. Time to Buy, Oh and Don't Forget to Use a Realtor.. that is the point of their Statistics, their Research, their Clout.. Right? R

NAR can tell you ANYTHING, how do you know if it it True or not? You don't? You simply believe them as the AUTHORITY on Real Estate, the "voice of real estate" because of their CLOUT, their Propaganda - Billboards - Ads and because they State their Statistics and Research so firmly.. yet in TRUTH the Political Agenda, Special Interest Groups, Lobbying and Suckering you into thinking you Need a Realtor... this is all to get you to Keep using Realtors so that the National Association of Realtors Billion Dollar Money Machine Keeps on Working.

Who Cares if Lawrence Yun lies or just gets the data wrong, who cares if NAR flat out lies or mis-reads data, they can always blame bad data or whatever.. no one holds them accountable even with news archives of them telling you to BUY just before the Collapse that they SURELY knew was coming and if Lawrence Yun did not know, in some fantasy land of delusion well then what Kind of a Chief Economist is He. Lawrence Yun, YOUR FIRED !!!

Get Realtors, NAR, the National
Association of Realtors out of Real Estate for Good.

R
STOP Using NAR members in your Real Estate Transaction. HOLD the National Association of Realtors accountable for the Industry Trends, Pending Home Sale Data, SOLD Data, and False Consumer Confidence they spew year after year. the National Association of Realtors is Lying to You, don't fall for it again.r

A bank bailout without REAL consumer relief is Bad Business, Fraud, a Blatant attack on the Real Estate Consumer,

Banks taking Short Sales, whereby they sell for less then the Loan to get the Real Estate off the BOOKS, but they won't offer this Price to the Owner because it is Illegal.. .. this is Unethical, a Stranger, an investor can get your home for 30 to 60 percent of your loan but you can't - why is this. If it is law and well mortgage fraud if you do it then why is it not mortgage fraud that the Lenders blatantly did this to you in the first place.
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They allowed false appraisals, they allowed values to come in at 10% higher and well keep adding 10% and OMG you got 100 percent then 200 percent .. gee I don't know think it would lead to a Collapse? Think that the Real Estate Consumer should be the one to pay for their Stupidity, Fraud, Lies, and Corrupt Greedy Behavior. No Way. Don't Believe any of the Greedy Fools that got the Real Estate Industry into this mess and NAR is at the TOP of the HEAP....

Crystal L. Cox
Real Estate Industry Whistleblower

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PS. It is NOT a Good Time to BUY unless your getting 50% off of what the property was listed for a Year ago. (This Excludes Lakefront Real Estate) Yes Sad for Sellers, but Lenders, NAR, Banks, and the DEPT of Justice should be Lobbying and enacting laws to get Sellers out of those Liars Loans, those Loans they got based on the lies and false consumer confidence of NAR and those Loans that are NOW way more in "Pay Off" then you could possible Sell your Real Estate For.
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Lawrence Yun Accountability Blog (not mine)
http://lawrenceyunwatch.blogspot.com/
NAR caused the collapse, look at the above blog
they proposed tax credits and incentives before
all to buy - buy and NOTHING to protect the Consumer
once they do buy to ensure they get a livable, healthy sound home..
R

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Housing Tax Credit Working, So Keep Momentum Going, NAR Urges Congress

"Washington, October 20, 2009

Consumers are just starting to see the first glimmers of a bright future for the housing market and the overall economy. It’s up to Congress to make that glimmer a reality by building on the momentum created by the $8,000 home buyer tax credit.

One of the key ways to do that is for Congress to extend the home buyer tax credit, said National Association of Realtors® First Vice President Ron Phipps today to the Senate Banking, Housing and Urban Affairs Committee during a hearing on “The State of the Nation’s Housing Market.”

“The data on the present home buyer tax credit show that the credit has had its intended impact—sales have jumped in recent months to a projected 5.1 million for the year and housing inventory has been trimmed, thus stabilizing home prices noticeably,” Phipps said. He also pointed out that each home sale generates approximately $63,000 in additional economic activity, providing a tremendous economic boost to the national economy.

“But it is a fragile recovery, and now is the time to build on home sales momentum by extending the tax credit throughout 2010 and expanding it to all home buyers,” he said. The present credit, due to expire on November 30, cannot help new purchasers now who write a contract today—they won’t be able to close before the deadline, and will lose out on the credit, said Phipps. “Without congressional action now, the market and our national economy may freeze again—possibly as soon as this month.”

Phipps called upon Congress to take action on a number of additional fronts to strengthen the recovery. First, make the FHA and Fannie Mae/Freddie Mac loan limits permanent; these are set to expire on December 31. “Maintaining current loan limits would ensure that families have access to low-cost financing to purchase homes and can refinance problematic loans into safer, more affordable mortgages,” Phipps said.

In addition, Congress should continue federal government involvement in the secondary mortgage market. “Without the government’s involvement in the secondary mortgage market, market participants will have no incentive to reach out to lower income, creditworthy consumers. We must ensure that the housing market works in all markets and at all times, and that mortgage capital is provided to all potential and qualified purchasers in a way that promotes sustainable homeownership,” said Phipps.

Congress must also adequately address:

• The lack of liquidity in the jumbo mortgage market;

• Tight credit in the commercial real estate market;

• The Home Valuation Code of Conduct’s unintended side effects that are hindering sales;

• Increased funding to help FHA upgrade their technology and for Congress to ensure that funding be included in the final version of the FY2010 appropriation for HUD;

• Administration incentives and uniform procedures for speeding short sales under a new Foreclosure Alternative Program; and

• The potential for significant spikes in interest rates or disruptions to the flow of mortgage capital as the Federal Reserve unwinds the mortgage-backed securities purchase program to ensure that this does not happen.

The National Association of Realtors®, “The Voice for Real Estate,” is America’s largest trade association, representing 1.2 million members involved in all aspects of the residential and commercial real estate industries. "


Source:
http://www.realtor.org/press_room/news_releases/2009/10/credit_momentum
crystal cox

Lies - Lies - Lies - It Never ends with
the National Association of Realtors

Ok so First of all we know FOR SURE that The National Association of Realtors is NOT Really the Voice of Real Estate, they have just convinced Most of You that They are.

Next, Well NAR should NOT be Urging Congress, the We the People should be actually getting decisions made that REALLY benefit the Real Estate Consumer.
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This Tax Credit Thing, Well it seems good to Many, but really it is just a NEW way to gt buyers into bad loans. These Credits are used as down payments in some cases right, so the lender uses this illusion as a way to say hey buyer you have this NOW let's get you into that house. This way lenders can get some of those foreclosures off the books and NAR can start fabricating statistics that the HOUSING market is getting better when in REAL-ity, houses are going for 50% if that, many banks cannot even give houses away.
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Using a Tax Credit as a down payment, talk about illusions. NAR pushes for Tax Credits and now buyers use it to get into houses they cannot really afford and the Cycle Starts ALL over Again - you Lose.
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Big Interest.. Banks Win - NAR wins - your excited because you think you have home ownership, however, the real value is not REALLY there and your buying Their Illustions.

Blah .. Blah .. Blah - GET the National Association of Realtors Representatives OUT of Congress, they push their big fat clout around and they are not pushing what is really best for consumers. People in the Real world of real estate are losing their home, losing equity, counties are doubling taxes and Debtors, otherwise known as home owners are left paying off debt that is way more then their home is worth due to a False Home Market Created by NAR and Greedy Lenders...
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They talk about lack of liquidity, this is Sick really, why not reduce the owners debt and let them stay in the home as an Owner, not a Squatter and NOT a renter. Many are staying their full legal limits anyway and not paying their payment. Why not cut a deal give the homeowners a break instead of banks sitting on properties they can't move or banks giving them away for half price to OTHER PEOPLE.. why not give this Respect and Curtisy to the Homeowner?
R

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REAC Presentation - Make Appraisors Accountable

REAC Presentation - Appraisor Ethics

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the Real Estate Hoax by Crystal Cox Broker Owner...

I am Listening TO you.

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Will Realtors ever Be held Accountable? When will the Great Real Estate Hoax Stop? When You Wake Up.

Folks Real Estate Consumers harmed by Realtors are not being heard. Really, they are turned away at the local association of Realtors Everywhere. I have not gotten reports out of country yet but from what I am hearing it is not just in the several Association of Realtors I have belonged to.

And most of the Time it is NOT the rookie agents, the sales agents doing this major harm, it is the Brokers, the Managing Brokers - the Brokers in charge and the local association will NOT hear other broker owners if their star BROKER is acting illegally, unethical or fraudulent and they will in No way hear the Real Estate Consumer.

in Many cases I have seen and heard of it is the President of the local Realtor association who is a Broker that has done the harm, committed the fraud, lied to the consumer and the Local Association of Realtors turns the consumer away, they Say oh he would not do that or we will NOT TAKE YOUR COMPLAINT!...".

And the Consumer in turn has No where to Turn, no one will hear their Complaint, no one is listening and if it does get into the hands of a Real Estate attorney well then your really in trouble - the Realtors E and O insurance kicks in and the Real Estate Lawyer is afraid of it .. bigtime and they are looking for the quickest way to line their pockets and treat you as the Criminal when you are really the Real Estate Victim.

So where does a Real Estate Consumer turn when Realtors treat them so badly? And again ALL Realtors are in no way bad, but that is irrelevant. If the bad Realtors are let to do as they please and there is no accountability at NAR for them.. then how can a "Good Realtor" protect you from them. these Big shot Brokers know that NAR at any level will do nothing so they do as they please. And the Real Estate Consumer is left with no real rights.

Why do Realtors, Brokers have so much they can legally do but they are not really trained to do, they are just set lose on the Real Estate consumer and are NOT held accountable, as if that is not bad enough NAR claims to Be the voice of Real Estate and of a "Higher Standard" on top of it. Oh and don't forget those Realtors are BETTER slogans because of their Fancy, Fake, Fraudulant Code of Ethics.

I say the real estate consumer has no way in the current system to beat the Realtor or to hold them accountable so you must EXPOSE them. Email your story to me Crystal@CrystalCox.com or get access to tell your story on our blog, we will soon have a blog dedicated to your stories as real estate consumer, stay tuned.

For Now don't buy into the Real Estate illusion and Do not Trust the Great Real Estate Hoax brought to you by the National Association of Realtors.

Crystal L. Cox

www.RealEstateIndustryWhistleblower.com

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JL Kirk Associates Threaten to Sue Nashville Blogger

The Truth will Prevail, the People will Wake up to the Truth and Stopping a Blogger from telling that Truth or their experience will NOT silence the Truth.

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Goldman Sachs and your Need to Know

"This website has NOT been approved by Goldman Sachs. This website was designed to provide information about Goldman Sachs to demonstrate how destructive this company is to our lives and the hopes and dreams of our children."When the people fear their government, there is tyranny; when the government fears the people, there is liberty." - Thomas Jefferson"When the people and the government fear Goldman Sachs, there is economic dictatorship that will destroy the very fabric of our existence as a civilized society." - Mike Morgan"

http://www.goldmansachs666.com/

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http://housingdoom.com/2009/04/13/goldman-sachs-vs-mike-morgan-lese-majeste-comes-to-wall-street/

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http://www.goldmansachs666.com/2009/02/about-us-and-goldmansachs666com.html

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I am Posting this Here to Bring attention to the larger Financial Agenda behind billion dollar companies in which you support and they need you to believe in their illusion to keep it up.

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