Expose Realtors ~ Email me Your Story

NAR is NOT listening, State Realtor Associations is NOT Listening,
Law Makers - Attorneys - Judges are Not Listening..
State Real Estate Boards Are NOT Listening...

Title Companies, Lawyers, Good Realtors ...
Can DO Nothing.. so Email ME
Crystal L. Cox Real Estate Whistleblower
and Get your Story Heard...
Expose Realtors on our
Real Estate Industry Whistleblower...
Tell your Story...

Crystal@CrystalCox.com

NAR - the Ultimate Wolf in Sheeps Clothing

NAR - the Ultimate Wolf in Sheeps Clothing
Time to Hold NAR Accountable
to Those Code of Ethics
that are Simply Gibberish
they make Newbies Swear to
But have No Intention
or System in Place to
Make this REALLY Happen.

Time For the Truth About
the National Association of Realtors.

the National Association of Realtors is a Hoax.

NAR is NOT of a "Higher Standard" as they Claim to Be.

NAR does not Provide Consumer Protection in ANY way.

The National Association of Realtors NEEDS

you to REALLY buy into the Illusion that they
are the "Voice of Real Estate"
that way you will Simply not know that you can use
a Real Estate Broker that is NOT Part of the
Real Estate Cartel known as
National Association of Realtors.

And You Believe that an NAR Member Offers you
More Protection in your Real Estate Transaction
When In Fact that is a Flat Out Lie.

NAR is so Engrained in your Life that ALL of you Use
the Word "Realtor" for the WordS "Real Estate Agent"
though NAR tells me that is Illegal. Law Books Do it, you Do it
But NAR wants to STOP me from Doing it.

The National Association of Realtors
Violates Anti-Trust Laws, Violates Mortgage Laws,
Violates RESPA Laws, they pay Attorneys to
Advise members at the State Association Level
that is Information Biased on What NAR Needs
to be the Course of Action, to Keep NAR in Business.

Even to the Point of Convincing Members they
are doing something Illegal when they try and
benefit the Real Estate Consumer.

NAR Pushes State Real Estate Governing Agencies
to Make E and O insurance Mandated -
when in FACT this E and O insurance is What Enables
the Realtor to Legally Committ Fraud and
there is nothing you Can do unless you have
BIG Money and a WHOLE lot of Years to Fight.

The National Association of Realtor IS NOT the
Voice Of Real Estate. NO WAY.


So What is Joel Stern - Real Estate Consumer's Ax To Grind with Bernie Hassan, With Weichert Realty and Just How "Silly" is it?

Bernie Hassan - Weichert Realty Says to
Real Estate Consumer Joel Stern:


" Apparently you have an ax to grind and it’s not with me or any of my agents. Clearly by your email and the list of people you are connecting me to have an issue. While I do feel badly about how you were treated you seem to want to make a hard and fast case that the entire industry is corrupt when that is not the case. Again we have been successful with our well trained and managed staff.

All contracts can be written subject to legal review. It is an accepted and worthwhile practice that allows attorney’s to have a say in a client contract after the offer is written and accepted by the seller prior to a P&S agreement where legal counsel has more input.
Maybe you should not be so one way with your thinking.

Bernie
"

JOEL Stern's Response to Bernie Hassan

"" Dear Mr. Hassan:

Yes, I certainly do have an ax to grind, not on my own account but on behalf of the countless millions of victimized citzens whose legitimate right to fair and competent representations has been flouted for some 15 years, even since dual agency and other unconscionable practices were foisted on the unsuspecting public by the NAR lobby and its lickspittles in government and so-called regulatory bodies.

Did you actually read Ken Harney’s article that I sent you? If so, you must have seen that the NAR’s OWN surveys over the past decade showed that the GREAT MAJORITY of real estate agents are violating their statutory obligations vis-à-vis clients.

Do you think this happens by sheer accident, or is this pattern indicative of a longstanding systemic problem in the real estate industry, which seems to consider itself beyond all legal and ethical restraint, judging from its deplorable record of compliance with the law?

If the widespread occurrence of statutory violations by agents is not proof of widespread incompetence at the least, or deliberate deception of consumers in the worst case, please tell me what it does mean?

I should mention that unlike in New Jersey, contracts in most states do not require legal review for final approval. And even if this practice were instituted nationwide, do you think the majority of financially strapped citizens have the wherewithal to afford high-price legal expertise to review every contract they sign to purchase a house, a car, or other costly item?

I’m talking here about real life, not about some abstract right that cannot be exercised in common practice, where clients normally rely on the advice of fiduciaries to guide them through complex procedures.

Do you believe that consumers in the housing market are being adequately served by state real estate commissions whose membership largely comprises agents and real estate attorneys affiliated with the industry they are tasked with regulating and punishing in the event of violations?

Since you failed to answer even a single one of the questions I sent to you, but limit yourself to pious generalities about the overall integrity of the real estate industry without producing any substantive evidence for this assertion, I will continue to maintain that the NAR lobby is shot through with corruption and conflicts of interest that have played a major role in precipitating the housing bubbles and ultimately the economic crisis. Your industry is long-overdue for public exposure and an overhaul of its harmful practices. ""

posted here by
Real Estate Industry Whistleblower
Crystal L. Cox
Click here for More on Bernie Hassan and Joel Stern

Crystal COx

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Bernie Hassan Manager of Weichert Realty in South Easton, MA - Attack on Real Estate Consumers Rights. Bernie Hassan, Weichert Realty.

Bernie Hassan, Manager of Weichert Realty in South Easton, MA - has an Ax to Grind with the Real Estate Consumer. Have any Experience with Bernie Hassan, Manager of Weichert Realty in South Easton, MA - Email me Crystal L. Cox - Real Estate Industry Whistleblower - and Investigative Blogger. We Get Real Estate Victims Real Stories HEARD.

Crystal@CrystalCox.com

Stay Tuned for lot's more on Bernie Hassan, Manager of Weichert Realty in South Easton, MA - we are getting Reports of a Full Out Real Estate Consumer Attack by Bernie Hassan, Manager of Weichert Realty in South Easton, MA. And I intend to Bring my Real Estate Consumer full Coverage of Yet another NAR Member, a Real Estate - Realtor - Franchise Keeping the Real Estate Consumer Down in what ever way they can.

More on Bernie Hassan Manager of Weichert Realty in South Easton, MA Coming Soon.

posted by
Real Estate Whistleblower
Crystal L. Cox

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Bernie Hassan Manager of Weichert Realty in South Easton, MA - gets an Email and Forwards a Response To ME among Many.. So I Assume he KNOWS what I do

So... my Real Estate Whistleblower Network has Picked this Story up...

Bernie Hassan - Weichert Realty Says to
Real Estate Consumer Joel Stern:


" Apparently you have an ax to grind and it’s not with me or any of my agents. Clearly by your email and the list of people you are connecting me to have an issue. While I do feel badly about how you were treated you seem to want to make a hard and fast case that the entire industry is corrupt when that is not the case.

Again we have been successful with our well trained and managed staff. All contracts can be written subject to legal review. It is an accepted and worthwhile practice that allows attorney’s to have a say in a client contract after the offer is written and accepted by the seller prior to a P&S agreement where legal counsel has more input.

Maybe you should not be so one way with your thinking.

Bernie
"

A Hard and Fast Case that the Entire Industry is Corrupt?

Well Joel Stern, Real Estate Consumer has been at this for years upon years as have the others that he networks with, plus Joel Stern has experienced this Flat Out assault on the Real Estate Consumer and NO accountability to the REALTORS who do the damage, NO attempt at Really upholding the "Realtor Ethics" or of REALLY being of a Higher Standard. NAR Does NOT get to have the Title "Voice of the Real Estate Industry" just because NAR chose it or trademarked it. That kind of a title SHOULD only be given by the people.

The National Association of Realtors participates Daily on a Global Real Estate Consumer Smackdown, they Lobby for what is in the Best Interest of Realtors and NOT the Real Estate Consumer and in a time when the Real Estate Consumer - Cheated by Realtors, banks, lenders, mortgage brokers, appraisers and especially NAR... they are losing everything and they voice some of what they have experienced and Realtors like Bernie Hassan Manager of Weichert Realty say they are Silly, accuse them of Generalizing and of Hard and Fast Criticism WHEN really I have personally witnessed the Corruption and NO Consumer Protection, No Accountability even attempted at Realtors who lie - and not even a tiny bit of a stand to be on the side of the victim - the truth telling- proof holding real estate consumer.

I don't Care how well trained your staff is, you cannot teach morals really.. and when a good agent tries to do the right thing, the Big Boys and Gals - the Broker Owners - the Franchise Owners - the Lobbyist and Affiliations shut that Good Realtor up as fast as they say Hey you Can't... So in NO WAY am I saying all Realtors are Bad or not "quality trained" most Realtors are Good People - WHO CARES - that is irrelevant if Real Estates Laws CANNOT be Enforced, Ethics are NOT even Attempted to be enforced, MLS Data is Corrupt and has NO - NOT One, quality control measure in place to ensure that this Data is correct in any way.

E and O insurance keeps Real Estate Victims in court for years NO matter how much proof of Fraud they have on the Realtor.

Title Companies insure a Legal and not livability. Appraisers hedge on values to please Realtors and no Liability for if the Home is Really Habitable. Title Companies do not have to keep copies of Home Inspections previously made or sale fails - this is not disclosed to buyers most of the time and oh well... once YOU, the Realtor got their money ... YOUR GONE and their lives are ruined fighting year after year for Something they Thought they were buying .. the Realtor Advertised, Wrote down, told them they were buying ... that is NOT what they got and the Realtor has NO Liability... I have seen this Over and Over Again.

I was a well Trained, Honest "Realtor", NAR Member.

I had no way to Protect or Defend the Real Estate Consumer. No way to enforce Ethics and No one to hear when I told of multi-million dollar real estate fraud. NO one protected me or my consumer from the Corrupt Realtors, E and O made sure of that as well as other Affiliations that are VERY bad for the Real Estate Consumer.

E and O insurance protects Realtors and not Consumers.
There is No Consumer protection in the
Corrupt Real Estate Industry.


Joel does not so much as have an ax to grind, he is simply one of hundreds of thousands of real
estate consumers fed up with how Realtors are ABOVE the Law, How Realtors can do the damage they do to the Real Estate Consumer with No Accountable. There are litter ally millions of stories out there just like and way worse then Joel Stern's Proverbial "Ax to Grind".

NAR at any level... local - state or National, DOES not even attempt to uphold ethics among agents, will not listen to real estate victims or even Broker Owners such as myself who did try OVER and OVER to defend and protect the real estate consumer, as I bought in... HOOK line and sinker to the Lie that being a Realtor would make me of a "Higher Standard" it did not.

I believed in those Ethics and Standards of Practice and I wanted to be a Part of THAT... it was a lie, all of it.. almost 11 years now as a Broker Owner and Well I Stand by the TRUTH and NAR is a Fraud, Period. I quit NAR a few years back - and I am VERY proud to be a NON-MLS, NON-Realtor - Real Estate Broker. Many will soon join me as NAR is a Disgrace and was Something We were SOLD as we first Got into Real Estate - turns out we Got Something VERY different then we thought we were getting.. sounds like the NAR motto all the way around.

THE ENTIRE INDUSTRY IS CORRUPT, there is no quality control, no consumer protection, no accountability and Good Brokers can't do business ....

There is NOT one Reason to EVER use an NAR member ..EVER..
you have MORE protection
writing your Sale on a bar napkin... that is FACT...
Well trained staff, irrelevant, a million good Realtors cannot defend a real estate victim over One Good ol' boy top of the realtor food chain bad agent. And funny, the most slams I get online, the thing most important to most Realtors driven into them by NAR.. well they don't like the way I say Real A TOR...

Training is NO answer, the TRUTH is the Answer and if NAR won't expose the TRUTH or stand for the Consumer I will. Start a Blog, Post your Video, your documents your Proof, name names email me a link and GET FOUND... Get Heard.. I am Voice to the Real Estate Victims - Crystal@CrystalCox.com

What I do is provide a HUGE network for victims to tell their story and EXPOSE the corruption of NAR and chains such as Weichert Realty.

Stay Tuned as We Paint a Picture of
One Real Estate Consumer's Battle
for Justice for ALL real estate consumer ....


Attention: Bernie Hassan Manager of Weichert Realty

Try and not be so "Silly" with your words as you say Joel Stern,
Real Estate Consumer is. Use your Big words, look deep at the facts of
this case and hundreds more monthly as Real Estate Consumers are
constantly misled, cheated, lied to, lied about and held down by a
Corrupt and Anti-Consumer Real Estate Industry... ALL of IT.

Bernie Hassan Manager of Weichert Realty:
Do not be one of the NAR Sheep and
Follow what NAR spews, think for Yourself, Do the Right Thing.
Next Email to These Folks ... Either Ignore them and Don't Email
or make your Words Really Matter for ALL communication on this
Story Will Now be Open to ALL Real Estate Consumers.
And it needs to be a Part of the Total Break Down
of the Real Estate Industry
as it is,
in order to Rebuild with real Ethics, Dignity, Honor, Integrity
and with Serious Accountability.

Posted Here by
Real Estate Consumer Advocate
Real Estate Whistleblower
Investigative Blogger
Crystal L. Cox

Know any "Corruption" or "Ethics Violations" that Weichert Realty - Bernie Hassan has been involved in? For Bernie Hassan, Weichert Realty - claims he is not part of that - and that is about companies that don't have "well trained staff" - what a Crock that is... anyway.. Got a Tip - Email me at Crystal@CrystalCox.com

More on this Story at
www.RealtorSucks.com

Crystal Cox

Read more...

Ten Lakes Realty Independent Real Estate Office

Crystal L Cox is the Broker Owner of Ten Lakes Realty, an Independent Full Service Real Estate Company. Ten Lakes Realty, established 2001, in Eureka Montana. Crystal is a 4th generation Northwest Montanan.

Crystal L Cox Quit the National Association of Realtors long ago when it was discovered the Realtor Association is not in place to protect the consumer rights but rather to Protect their own best interest as well the interests of their prominent members.

Who then protects the consumer in a real estate transaction? Crystal L Cox, Real Estate Broker, realized that there was a need to educate the consumer regarding the real estate transcation. In fact armed with the correction information it becomes possible to complete a real estate transaction without a "Qualified Realtor" claiming fiduciary responsibility.

After all, would you trust a virtual stranger with what could be the most important purchase of your life, Your Home. Just because they hold the title "Realtor". It is not a real Qualification as you will find.

Why not represent yourself? Crystal Cox knows, get educated, NO ONE cares more about you, your life and preserving your investment than you! The money you save not paying commission to a "Realtor" will more than pay for your education.

The Definition of Realtor, this is a hoot.

The term REALTOR® identifies a licensed professional in real estate who is a member of the National Association of REALTORS®.
Not all licensed real estate brokers and salespersons are members of the National Association, and only those who are, can identify themselves as REALTORS®.
Realtors conduct their business and activities in accordance with a strict Code of Ethics.
For example, as agents in a real estate transaction, licensed brokers and salespersons are prohibited by law from discriminating on the basis of race, color, religion, sex, handicap, familial status, or national origin. A request from the home seller or landlord to act in a discriminatory manner in the sale, lease or rental cannot legally be fulfilled by the real estate professional.
If anyone besides a REALTOR knows this to be true you are one of the few, a rare experience indeed.

To become a "Realtor" (and you better pronounce the trademark word correctly "REAL_TOR"), to become a Realtor all you need is money. Pay the Man and your in. That is all it takes to Qualify you as a professional acting in accordance with a "strict Code of Ethics". Go the the club house meetings, the play pretend award ceremonies, make nicey nice with the competition, everyone knows they would walk over the top of you for the almighty buck.

It's funny to hear the grousings in the back of the room at one of these events or "awards lunchons" Remarks such as "Oh he was born with a silver spoon in his mouth". or "He doesn't need that". "His Daddy paved the way for him". This room full of sharkes are your respected colleagues? Bull. they despise one another. They stick together in a group to protect each others butts, NOT for the benefit of You the consumer.

Ask anyone who ever had a Problem Real Estate Transaction, if it was resolved in a satisfactory manner by an Association of Realtors? You will not find anyone, I can guarantee it. Realtors Protect only themselves.

Yes Crystal L. Cox the Broker of Ten Lakes Realty in Eureka Montana. Crystal Proudly Resigned in good standing as a member of the National Association of Realtors. This is not scam - as a Licensed Supervising Broker in the State of Montana as well as Oregon. Crystal Cox has turned her attention to Real Estate Whistleblowing in an effort to shed the light on the corruption in the Real Estate Industry Today.

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Government Bailout, Real Estate Relief, Debt Relief, Foreclosure Crisis, Home Sales,MLS Data

Where is the "Voice of Real Estate" as your Losing Everything in Real Estate Investments they Got you Into with their Lies. Past Presidents Said Buy - Buy... local Franchise Managing Brokers Such as Tom Burk of Northwest Montana now Moved on to Torture the Oregon Real Estate Market... guys like Tom Burk managed a Huge amount of Big Money Coldwell Bankers in Northwest Montana, he said it was a good time to buy. Real Estate Consumers listened to him because of his position, he even went on local online forums to Spout his Gibberish and because NAR lies about being the Voice of Real Estate and "Really of a Higher Standard" - the Public Believed the National Association of Realtors and boy did they BUY - Buy.

The Real Estate Consumer bought and Illusion. The signs of a market collapse were everywhere and the NAR Economic THUG said all is well ... Good Time to Buy and he is still allowed to Yammer his Flat Out Lies and Consumers are Still listening Because the National Association of Realtors is after all "The Voice of Real Estate".

The Proof is there for those who wish to look at the Facts. NAR lied to consumers and they provide no protection to the real estate consumer - NONE. Now they can tell you whatever story that makes you feel better but the Truth Remains the Truth.

As So many of you Lose your Homes to Foreclosure, the Banks - the Lenders - the HUGE finance companies that got you into this trouble by bad business, fraud, false home values and YES they knew all along, EVEN and Especially NAR...

The Banks Got a Bailout when they should have been allowed to Fail as so many of you are losing everything but instead MONEY was printed to help them to not FAIL while your Losing everything. NAR is still trying to look like hey we did not know, we are here to help when really they are lobbying to keep banks out of real estate - WON THAT finally, they lobby to get that money flowing so you can get into bad loans based on False Values Again and they don't lobby for the kind of things that would really help the real estate consumer.

Why not reduce you debt at least to the now appraised value? Why is Trillions rewarded to Fraud, Bad Business and come on they knew... read Confessions of a Secondary Lender, Listen to me a Real Estate Broker Owner for over a Decade... THEY KNEW.. you LOSE ... they get Rewarded... your Losing Everything... and NAR wants to Remain the "voice of real estate" and to Remain with the Flat Lie that NAR is of a "Higher Standard" and those Low Life Real Estate Brokers like me well we are Evil and Bad news because we QUIT NAR and don't pretend that NAR is of those Ethics and Standards that Deceive the Public.

Most real estate loans out there are are for more then the house will "Appraise For" - the thing is that appraisal value when you got the house was NOT Accurate. The REALTORS MLS Data is Fraudulent, there is no way to monitor it, and it is easy to Fake a Market, Create a Comp, and Set up False Data... it happened over a decade and NO One Could Do anything. Instead of Spending Money to actually get some sort of Quality Control over Data, Local Association Spend Hundreds of Thousands on Useless little play pretend calculator looking things that gave codes so they could log into the MLS with a new special code daily to make SURE and KEEP those dreaded Real Estate Consumers who REALLY DO OWN the MLS Data, to Keep them OUT of it, that is what they think is important to SPEND Big Money on. .. ~ You Lose.

The MLS Data is not checked for Quality Control EVER - the Realtors just do as they please, the Lenders allow it, appraisals come in high from pressure from the Realtors, False Comps, Comps made up from fake sales to friends or family and none of it is Real - YET now when the GiG is up they simple get a government bailout and you have to pay your loans, lose your homes and get no relief.
National Association of Realtors - the Great Real Estate Hoax

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NAR needs your Listing to Put on their WEB Properties to Sell Stuff.

Todays NAR is not Really about your Commission. The National Association of Realtors is about your Content. You provide interesting content for their Websites so they can Sell ad space and all kinds of Other Goods and Services. Without your Real Estate Listing they have no Viable Content to get that Web Traffic and to Sell Ads.

Stay Tunned Soon We Will Tell you WHO makes those Billions at the TOP of the NAR Food Chain and Why NAR is above RESPA Laws, Anti-Trust Laws, State Real Estate Laws and all those Laws that you have to abide by...

National Association of Realtors, Web Properties

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"Realtor" - "NAR" is a HUGE Money Money Making Machine and your Interest is NOT their Priority.

the Legistative Process Protects Realtors because they have lots and lots of money so when NAR Lobbys for their Special Interests they usually get their way. NAR does not Lobby to get the things Stopped that Really Do Hurt You and NAR does not hold the "Good Ol' Boys" in your neighborhood to a higher standard, they simply do as they please bully you, treat you badly and you have to take it you have No Real Choice.

When you Complain to a Local Association of Realtors they Send you Away and when you Complain to the Real Estate Commission, the best you can get is their license taken and this is not going to happen most of the time.

If you want to get your money back or paid for damages that the Realtor did to you, then YOU have to get an Attorney and Fight them. It is not fair, you have proof in hand that they committed Fraud and yet you have to spend years in court so that a Judge, a Jury will have the "Opinion" of whether your a victim or not, and once in the courts your at the Mercy of a whole other Set of Good Ol' Boys and that To is a Matter of Who you Know, Connections, Affiliations and if your a new buyer in town, or in the county odds are no matter how much proof you have YOU will LOSE against the Realtor, they simply have more clout.

I have seen where Jury Trials award 1.2 Million in Punative to have a District Judge overturn this to $25,000 and a Supreme Court Stand Behind it. Shocking, However the only rights you have is the Right to Blog. I know that sounds silly, but the People are Listening, build a blog, post videos - documents - tell your Story and Send me a link at Crystal@CrystalCox.com - come up high in the Search Engines for their names and Expose them.

NAR is NOT listening to the Real Estate Consumer and why should they, they treat you bad and keep you down and you keep coming back for more. Many think that a "Realtor" is the only way to go and if you don't use a Realtor they Really Do Boycott you - then the Department of Justice Seems to be convinced that NAR is not a Cartel - a Monopoly and is NOT Violating Anti-Trust Laws Every Day of the Week when indeed they are - no one can do anything.

So the Real Estate Industry is Broken. Every part of the Real Estate Industry is Anti-Real Estate Consumer and No one is Listening To you so you NEED to Expose their Lies and Stop their Illegal, Immoral, Free For All on the Real Estate Consumer.

If you are SOLD a House that the MLS Sheet and the AD said it had Lakefront and the Buy Sell says it has Lakefront and the Real Estate Consumer just says oh I told you that - this is Wrong - Illegal Fraud and you Really have no Real Recourse without a Real Estate Attorney and Fighting for Years, even with One Hundred Percent Truth.

If the Realtor lies about the condition of a home, flat out or lies by way of Silent Fraud, which is saying Nothing, you have No Recourse - NAR says they are the VOICE of Real Estate. That is NOT True. NAR is the Voice of Realtors Staying in Business so that the NAR Cronies on TOP of the NAR Cartel Can Keep making Billions. It is not about protecting your rights in your real estate transaction. It is about Protecting NAR's Reputation and Keeping them in Business. And NAR is in Bigger Business then you may think at all levels of Real Estate.

Relocation Companies, Title Companies, Insurance Companies.... you name it NAR is their. So NAR needs to KEEP you under the Illusion that they are of a Higher Standard when Really they don't protect you even in the simpliest matter of buying a home SOLD to you on a lake turned out you don't own the lake front, or buying a home that was SOLD as Livable turns out it is NOT and you prove the REALTOR knew... you tell the MLS Director - you call the STATE Realtor Board and No One is Listening so Is there ANY benefit to USING a REALTOR in Your Real Estate Transaction ?

Your Local Realtor Association is in the Business of Making Sure the Real Estate Market keeps Marching on and they are not their to Listen to your Complaints about Realtors who Lie and Ruin your Life.

Until you Wake up to what the National Association of Realtors is Doing to you - then the Real Estate Industry Won't Change. Demand that NAR really be of a Higher Standard. Stop Mandatory E and O insurance. It is time for Realtor Accountability without years of your life and huge out money for a Lawsuit when you GOT something VERY different then What you Were Sold.

Time for Trial By Blog, Tell the TRUTH. Do not sit in Silence and just take what Local Big Wig Realtors are doing to you. Stand Up. Help to Make NAR Accountable so that the Good Realtors can Rise to the TOP and actually do business - because the Good Realtors they CANNOT protect you from the Bad ONES... NAR is NOT Listening...
National Association of Realtors

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Why are Real Estate Agents Forced to Join the "Realtors Association" - Real Estate Cartel ?

this is Searched on my Real Estate Industry Whistleblower Sites.. Alot..

it seems that most believe they Have to JOIN the National Association of Realtors to be a real estate agent. Yet NAR will tell you that you don't have to Join, thing is if your Broker is an NAR member ... YOU have to Be... NAR -the Real Estate Cartel well they will boycott you, thrash you, not sell or show your listing if your not a member of the National Association of Realtors.

NAR Claims to Be the "Voice of Real Estate" in towns across our Nation and Internationally. NAR lobbys against consumers... yet billions of Dollars sure does buy public opinion so Real Estate Consumers Keep using Realtors, and Real Estate Agents KEEP getting backed into a Corner to Be "NAR" members called Realtors.

Many think that ALL real estate agents are "Realtors" and don't know the Difference. NAR puts the Propaganda out that if a Real Estate Agent is not a Member of the National Association of Realtors then they are NOT of a Higher Standard and they are somehow inferior in services they provide. When in FACT you have MORE protection in your Real Estate Transaction if you use a Non-NAR Cartel Real Estate agent. If you don't use their Standard "Protect the Realtor" Forms, and have their "Mandatory" E and O insurance to FIGHT when you prove Fraud, Flat Out Lies and Illegal activity.

If the Public, Real Estate Consumers in General don't know the Difference and NAR lies about non-Realtors ... well it is pretty hard to fight being a member if you want to succeed. NAR needs the masses to believe they need a "Realtor" NAR member or they lose their age, and the National Association of Realtors needs ALL real estate agents to believe the lie that NAR provides a surface to the Realtors when really your better off with your own web presence, and to NOT be a part of the MLS Cartel.... the Public owns the MLS and needs to DEMAND access...

Banks should NOT be kept out of Real Estate, NAR should have NO lobby power - using your money to fight for laws that hurt you... the real estate consumer... NAR should have No Clout in local decision making process.. they are an Association... suppose to be of a "Higher Standard" yet they in NO WAY hold Realtors accountable for the lies they tell or the Damage they do to the Real Estate Consumer.

Get NAR out of Real Estate and give the Power back to the Real Estate Consumer and the Honest, Law Abiding Ethical Real Estate Brokers and Agents who are fighting a corrupt real estate cartel with no where to turn to...

Crystal L. Cox
Real Estate Industry Whistleblower
Crystal Cox

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Real Estate Coverups - Do NOT Ever Think that the Powers that Be did not Know this Crash Was Coming.

You Pay the Price for What Lenders Knew all Along Was Happening. Lenders, Banks KNEW, there is TONS of evidence to prove this, and I saw it first hand time and time again.

Banks got you into this Mess, NAR went right along with it and encourage these "Home Values" with no data policing of ANY kind, and with giving constant false consumer confidence as well as pushing your Governing Bodies to create laws that benefited lenders to let more money out to you the real estate consumer while at the same time giving NO Consumer Protection What So Ever... NONE..

Home Inspectors were pressured to Make the Deal go or Get no Business and I have seen this state after state, it is not an isolated incident, nor is it one of the "Agenda's" that the National Association of Realtors Lobbies for, as all the rest of their Bullying and Clout that changes laws and creates rules for NAR to Keep it's unEthical and Immoral Monopoly on the Real Estate Industry.

In the Concept of "Making the Deal Go" there are few innocent parties. The Mortgage Brokers is often involved, their is sometimes magical "Comps" that appear for appraisals, there is new SOLDS that just show up turns out a buddy bought the property with barely anything as a down payment just to get a COMP, there are many factors that "Create a False Market". And NEVER ever believe that the Lenders did not know, they were well aware of this Bubble getting bigger and they were certainly positioned for it, though the public things they went bankrupt. However, if they knew it was happening all along, surely they hid assets, I mean come on....

Read the Following Quote from Ray Wilson Author of 'Bought Not Sold':

" Inspectors, appraisers, and even lenders who honestly expose "unattractive" facts about value or property traits get labelled as "deal breakers" and have good reason to fear consequent boycott. Recently (1999), DATELINE-NBC did an expose on inspectors under the thumb of listing agents. The problem is so severe that as of this writing (2/19/01) more than 4,500 appraisers have signed a petition to Federal authority for relief from lenders, real estate agents and others who exert pressure to force them to "inflate values" and "ignore deficiencies."

This is From the Following Link..
http://www.cognabooks.com/site/collapse.html

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So Forced Inflated Prices, Forced Closings on False Values. And now YOU are losing everything. The Real Estate Industry has betrayed you and they did so knowingly, it was NOT a secret that this was going on, and now those who caused the mess, created the mess they get a bailout, they get to keep making a living off you. Different real estate consumer now though, too bad, but you guys are losing your home, so the real estate industry is selling them at less then loan value to NEW investors, NEW homeowners... and will not lower your loan, but give a loan of a lesser value to a new buyer.

And in the Drivers seat of this Horrible Real Estate Consumer Attack is the National Association of Realtors, who with Realtor.com owns interest in Move.com, HomeGain.com and tons more "affiliations" - meanwhile they petition your government to enact laws that benefit them and those they have these cozy affiliations with, including Cendant, Coldwell Banker, ERA, C21 and all those that are part of Apollo management Conglomerate that has a name change and financial makeover every few years... and also own part of Realtor.com and those same Revenue Streams. All these connected with Lenders, Mortgage Brokers, Websites and they are all after a part of creating a Real Estate Hoax to suck your money constantly all while you think that the of a "Higher Standard" and the "voice of real estate" NAR claims to be has got your back, is protecting you and actually cares about your best interest.
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So When do Real Estate Consumers DEMAND accountability from those who supposedly govern and regulate the real estate industry?
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When Do Real Estate Consumers get treated with respect and not just as a way for the Real Estate Industry and all it's parts to make a living feeding off of them with no Protection or Accountability provided to them in return for their money, confidence and constant business?
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Knowledge is Power.
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And once the Real Estate Consumer is
EXPOSED to the Truth and they really see what is going on,

and how they have been tricked, deceived, lied to and cheated
by the real estate industry and all it's parts, the Real Estate Consumer
will be Outraged, and in this the Real Estate Consumer will DEMAND
accountable and then and only then will the Real Estate Industry Change.
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The Solution is a Total Makeover of ALL Parts of the Real Estate Industry and to Get the National Association of Realtors out of Real Estate. STOP using Realtors in Your Real Estate Transaction.
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NAR is a Cartel, and currently it is almost impossible for MOST real estate agents to do a good real estate business without the use of the NAR data base. Add that to boycotts of non-NAR members and well even agents frustrated with the National Association of Realtors can't find a way to quit and still do business.
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Time for Change.
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Who Really Makes the Money from all that the National Association of Realtors is In the Business of SELLING.. with YOUR listing of course...

Who makes money from Realtor Magazine, from the Realtor Associations that Pay for the Magazine, Who makes money from Electronic Keys, from REALTOR books, REALTORS® Accreditation's, REALTORS® websites, REALTORS® stickers - shirt - jackets, REALTORS® advertising in those magazines and on those websites, or how about Lowes - Dell and other companies that make deals to sell to REALTORS®, how about insurance company affiliations with REALTORS® , Relocation Company Affiliations, Who Makes the actual money from all these associations and the publicly traded companies that benefit from NAR.. what about Cendant, Realogy, Homegain and all those companies who really own each other and own part of Realtor.com - the National Association of Realtors is a Mult-Billion Dollar business built on Real Estate Illusions and is a Mega-Money Making Machine that reaches all sectors of Society and it is done on your dime, your blood sweat and tears and offers you NOTHING in return.
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One might say wow NAR creates lots of jobs, every sector has a hand in it. Well NO these builders, companies of all kinds that get work within the "Realtor" system do it out of necessity, they would have these same jobs even if NAR did not exist, the only difference is the GREED at the TOP of NAR would not get a piece of the Pie.
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NAR is not necessary, Real Estate Agents only join because they are forced to. NAR says that it is Choice, but really if you don't join you have to come up with forms, you don't get access to the secret MLS Cartel Data, and the REALTORS boycott your real estate for sale.. so you pretty much have to join.
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But if NAR, the National Association of Realtors did not exist well then YOU the Real Estate consumer would get a better, more accountable service from your Real Estate Broker.
The affiliations, Clout, insurance, Special Interest, Big Money and E and O insurance that the National Association of Realtors has is very bad for the real estate consumer. If they were not such a Cluster.. a Powerhouse with all their "Pulling of Strings" ability, well then When the Real Estate Consumer proved Obvious Fraud, Blatant Non-Disclosure, Flat Out Lies and Silent Fraud well then the Real Estate Agent would be accountable. But with NAR behind them .. they simply are not held accountable and the System in Place firmly protects the "Realtor" over the Real Estate Consumer. And the Real Estate Attorney system in place goes right along with that.
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STOP Using Realtor
Demand Accountability.
Do NOT support Mandatory E and O Insurance.
Hold Realtors Responsible for Flat Out Lies that RUIN your LIFE.
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Read more...

Other Sites..

www.CrystalCox.com

www.BrokersZone.com

Real Estate Whistleblower

www.BrokersConsultations.com

SavvyBroker.com

Crystal L. Cox
Real Estate Whistleblower

Consumer Advocate in Real Estate

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